Southstead Finance

06/09/2026

CIAO BELLA! 🇮🇹🍋🛵

Southstead Finance is officially on holidays and swapping loan documents for lemon & olive groves, gelato, Vespa rides and a little bit of la dolce vita!

Amy is heading off to Italy to soak up the history, indulge in the beauty, hiking, sailing, eating far too much pasta, and enjoy a well-deserved adventure! 🍝🍷☀️

📅 The office will be closed during holiday break and we'll be back on deck, refreshed and ready to help, from Tuesday 6th October.

Thank you for your ongoing support. I can't wait to return with full batteries, fresh ideas and perhaps a slight Italian accent! 😉

With love Amy ###x

03/09/2026

💛 The WOTSO Mandurah team are doing the fundraising I'm just doing the easy part and donating!

The real heroes are the kids and families facing cancer every day. If you can spare a few dollars, please join me in supporting this wonderful cause. Together, we can help bring a little more hope when it's needed most. 💛

Take on the challenge and do BETTER for kids cancer research!

28/08/2026

🎉 CLIENT WIN 🎉

After more than two years of dedication, planning, saving, and staying focused, one of my wonderful clients has officially purchased her first home! 🏡🔑

We've been working together since January 2024, setting realistic savings goals and catching up regularly to keep her on track. Watching her commitment turn into reality has been incredibly rewarding.

There is something special about helping a young person achieve home ownership. It's not just a house. It's independence, security, opportunity, and the beginning of a whole new chapter.

Congratulations on this amazing achievement to my young client. Thank you for trusting me to be part of your journey. ❤️

26/08/2026

🔑 To every first home buyer feeling overwhelmed right now...
You're not alone.

Rising property prices, interest rates, deposits, grants, borrowing capacity... it can feel like a lot.

But here's the reality: many first home buyers are still successfully purchasing homes in WA every week.

The buyers getting ahead are the ones who seek advice early, understand their options, and create a clear plan.

Whether you're ready to buy now or simply want to know where you stand, having a conversation costs nothing and could put you months ahead.

🏡 Your first home journey starts with understanding your options.
DM me or reach out directly:

📱 0408 238 981
📧 [email protected]
📅 Book a time: https://calendly.com/southstead

Let's explore what's possible and create a pathway to your first home.



Disclaimer: This is general information only. Your full financial needs and requirements must be assessed prior to any offer or acceptance of a loan product. Lending criteria, terms, conditions, fees and charges apply.

19/08/2026

🏡 Renting? It could be a good time to review your home ownership options.

With recent media commentary around potential future interest rate movements, many Australians are taking the opportunity to revisit their property goals and better understand what may be possible for them.

While no one can predict exactly what the market or interest rates will do, understanding your current borrowing capacity, available loan options, and any government assistance you may be eligible for can help you make informed decisions about your future.

A home loan review can help you:

✅ Understand your borrowing power
✅ Explore loan options suited to your circumstances
✅ Learn about grants and assistance schemes
✅ Develop a plan towards home ownership

An information session today doesn't mean making a commitment tomorrow. Sometimes the most valuable step is simply understanding your options and where you stand.

📩 DM me or reach out directly:
📞 0408 238 981
📧 [email protected]
📅 Book a time: https://calendly.com/southstead

Disclaimer: This is general information only. Your full financial needs and requirements must be assessed prior to any offer or acceptance of a loan product. Lending criteria, terms, conditions, fees and charges apply.

24/06/2026

✨ Feeling uncertain about property right now? You’re not alone.

There’s been a lot of noise lately around negative gearing and potential tax changes… and I’ve noticed many people pressing pause on their plans.

👉 Completely understandable.
But here’s the reality, property decisions shouldn’t be driven by tax alone.

Right now, I’m helping clients to:
✅ Review their current loans and reduce repayments
✅ Unlock equity for renovations or lifestyle upgrades
✅ Buy their first home with the right structure from day one
✅ Restructure debt to improve cash flow and reduce financial stress

💡 If you’ve been waiting for “the right time”…

It might actually be worth having a quick conversation first.
Sometimes, small changes now can put you in a much stronger position, regardless of what the market or government does next.

📩 DM me or reach out directly:
☎️ 0408 238 981
💻 [email protected]

https://calendly.com/southstead/homeloan

⚖️ Disclaimer: This is general information only. Your full financial needs and requirements must be assessed prior to any offer or acceptance of a loan product. Lending criteria, terms, conditions, fees and charges apply.

16/06/2026

✨ Did you know? We have a permanent office in Mandurah! ✨
Southstead Finance has a dedicated office at WOTSO – 22 Ormsby Terrace, Mandurah 🙌

Whether you’re looking to review your current home loan, explore investment loan options, or just want to know your borrowing power… we’ve got a comfy space (as you can see 👀☕) ready to welcome you in for a chat!

📅 Book a quick, no‑obligation home or investment loan review and let’s make sure you’re set up the best way possible!

📩 DM me or reach out directly:
☎️ 0408 238 981
💻 [email protected]

https://calendly.com/southstead/homeloan

🔍 Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

16/06/2026

💡 Why your interest rate isn’t based only on the RBA cash rate

Many people assume that when the RBA changes the cash rate, every home loan rate should move by the same amount.

In practice, the RBA cash rate is only one factor lenders may consider when pricing loans.

Other factors can include:
🏦 Funding costs
📈 Market interest rates
📋 Loan type and borrower profile
🏢 Lender pricing strategy
⚖️ Regulatory and capital requirements

That’s why rates can vary between lenders and products, and may not always change in line with the RBA.

✅ The key takeaway:
Even without an RBA change, your rate may still be adjusted depending on a range of factors.

📅 Book a quick, no‑obligation home or investment loan review and let’s make sure you’re it is setup in the best way possible!

📩 DM me or reach out directly:
☎️ 0408 238 981
💻 [email protected]

🔍 Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

12/06/2026

💛 Help my wonderful clients find the next owners of their much-loved home!

Set in the heart of Baldivis, this property offers comfort, space, and a great lifestyle opportunity. Whether you’re looking to move in or invest, this home ticks plenty of boxes.

Take a look and share with someone who might be searching 👇
🔗 https://www.realestate.com.au/property-house-wa-baldivis-151452864

Every share is appreciated 🙏

What: A modern 3 bedroom, 2 bathroom home with parkland views, spacious living and a double remote carport for the vehicles, with a built-in workshop included Who: Buyers or investors seeking minimal upkeep living, with contemporary design and a premium position to enjoy Where: Directly op...

11/06/2026

Bello! Ooooh… bananaaaa!!

That face when you realise you haven’t reviewed your home loan in a while… 👀

🏡 When was the last time you reviewed your home or investment loan?

The lending landscape across Mandurah and Western Australia is constantly evolving and your home or investment loan should reflect your current goals and circumstances.

A refinance review may help you:
✔ Ensure your loan still suits your needs
✔ Explore different features or flexibility options
✔ Consider how your current structure aligns with your financial plans

Every situation is different, which is why a personalised review can give you a clearer picture of what options may be available.

📅 Book a quick, no‑obligation home loan review and let’s make sure you’re ready to go.

👉 https://calendly.com/southstead/homeloan
📩 DM me or reach out directly:
☎️ 0408 238 981
💻 [email protected]

🔍 Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.