Kim Neele - Home Loan Coach, Educator & Adviser

Kim Neele - Home Loan Coach, Educator & Adviser If it's your first home, time to renovate, refinance or invest, we're here to help make it happen

Congratulations to my wonderful clients, Dean & Amber on the settlement of their beautiful home this week๐Ÿก ๐ŸฅฐI go the ext...
20/08/2026

Congratulations to my wonderful clients, Dean & Amber on the settlement of their beautiful home this week๐Ÿก ๐Ÿฅฐ

I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're a first-time homebuyer, investing, upgrading, or looking to refinance, I've got you covered!
Helping all of the below ๐Ÿ‘‡ ๐Ÿก
๐Ÿ‘‰ First Home Buyers
๐Ÿ‘‰ House & Land Packages
๐Ÿ‘‰ Investors
๐Ÿ‘‰ Home upgraders
๐Ÿ‘‰ Personal loans
๐Ÿ‘‰ Refinance for Savings or Debt Consolidating Etcโ€ฆ
โ˜‘๏ธ We provide real choice, looking to find you the right deal
โ˜‘๏ธ We may negotiate a better outcome
โ˜‘๏ธ We do the legwork for you
๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

If any of these sound familiar, it might be time for a conversation ๐Ÿ‘€Refinancing isnโ€™t just for people in financial trou...
28/07/2026

If any of these sound familiar, it might be time for a conversation ๐Ÿ‘€

Refinancing isnโ€™t just for people in financial trouble! Itโ€™s for anyone whose loan has stopped working as hard as it should be. And tbh, thatโ€™s more people than youโ€™d think ๐Ÿ˜Œ

Your life changes. Your goals change. The market changes. Your loan should keep up with ALL of it ๐Ÿค๐Ÿผ

If you canโ€™t remember the last time your home loan was reviewed, thatโ€™s probably your sign right there ๐Ÿ––๐Ÿผ

๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

Congratulations to my wonderful clients Amber & Dean on getting their home loan approved๐Ÿก ๐ŸฅฐI go the extra mile to provid...
28/07/2026

Congratulations to my wonderful clients Amber & Dean on getting their home loan approved๐Ÿก ๐Ÿฅฐ
I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're a first-time homebuyer, investing, upgrading, or looking to refinance, I've got you covered!
Helping all of the below ๐Ÿ‘‡ ๐Ÿก
๐Ÿ‘‰ First Home Buyers
๐Ÿ‘‰ House & Land Packages
๐Ÿ‘‰ Investors
๐Ÿ‘‰ Home upgraders
๐Ÿ‘‰ Personal loans
๐Ÿ‘‰ Refinance for Savings or Debt Consolidating Etcโ€ฆ
โ˜‘๏ธ We provide real choice, looking to find you the right deal
โ˜‘๏ธ We may negotiate a better outcome
โ˜‘๏ธ We do the legwork for you
๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're ...
08/07/2026

I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're a first-time homebuyer, investing, upgrading, or looking to refinance, I've got you covered!

Helping all of the below ๐Ÿ‘‡ ๐Ÿก
๐Ÿ‘‰ First Home Buyers
๐Ÿ‘‰ House & Land Packages
๐Ÿ‘‰ Investors
๐Ÿ‘‰ Home upgraders
๐Ÿ‘‰ Personal loans
๐Ÿ‘‰ Refinance for Savings or Debt Consolidating Etcโ€ฆ
โ˜‘๏ธ๏ธ provide real choice, looking to find you the right deal
โ˜‘๏ธ may negotiate a better outcome
โ˜‘๏ธ I do the legwork for you

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire and book your appointment here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

Congratulations to my wonderful clients Steve & Joey , on getting their home loan approved๐Ÿก ๐ŸฅฐI go the extra mile to prov...
08/07/2026

Congratulations to my wonderful clients Steve & Joey , on getting their home loan approved๐Ÿก ๐Ÿฅฐ

I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're a first-time homebuyer, investing, upgrading, or looking to refinance, I've got you covered!
Helping all of the below ๐Ÿ‘‡ ๐Ÿก
๐Ÿ‘‰ First Home Buyers
๐Ÿ‘‰ House & Land Packages
๐Ÿ‘‰ Investors
๐Ÿ‘‰ Home upgraders
๐Ÿ‘‰ Personal loans
๐Ÿ‘‰ Refinance for Savings or Debt Consolidating Etcโ€ฆ
โ˜‘๏ธ We provide real choice, looking to find you the right deal
โ˜‘๏ธ We may negotiate a better outcome
โ˜‘๏ธ We do the legwork for you
๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

How Iโ€™d buy my first home in the remaining half of 2026 โ€” a 6 month plan ๐Ÿก6 months before:- speak with a mortgage broker...
22/06/2026

How Iโ€™d buy my first home in the remaining half of 2026 โ€” a 6 month plan ๐Ÿก

6 months before:
- speak with a mortgage broker about borrowing capacity and required deposit
- clean up spending habits
- start living as though you have a mortgage

3 months before:
- start looking online and track what properties are listed for and what the sell for
- narrow doen your search to a few suburbs
- start attending inspections to get to know local agents

1 month before:
- reach out to your broker and begin a pre-approval process
- know your budget and what you can buy

Ready!
- start taking inspections seriously
- engage a trusted settlement agent

My favourite tip on this list?
โ€œStart living as though youโ€™ve got a mortgage.โ€
Hereโ€™s what that actually means: take what your estimated repayment would be, and start putting that exact amount away every single month ๐Ÿ’ธ

Why it works:
๐Ÿ’š You build your deposit faster
๐Ÿ’š You create a buffer for stamp duty, conveyancing and moving costs or even an emergency fund
๐Ÿ’š You find out NOW if that repayment is comfortable, instead of finding out after settlement
๐Ÿ’š It trains your spending habits before the mortgage even exists

If you can comfortably live on that reduced amount for a few months before you buy, youโ€™ll walk into your first mortgage repayment feeling like nothing has changed. Thatโ€™s the goal ๐Ÿ’ช๐Ÿผ

Save this for your own buying journey, and if you want to know exactly what that repayment figure would look like for you, letโ€™s chat ๐Ÿ“ฒ

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

Congratulations to my wonderful clients, on getting their loan approved purchasing one of these amazing Belmont apartmen...
18/05/2026

Congratulations to my wonderful clients, on getting their loan approved purchasing one of these amazing Belmont apartments๐Ÿก ๐Ÿฅฐ

I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're a first-time homebuyer, investing, upgrading, or looking to refinance, I've got you covered!
Helping all of the below ๐Ÿ‘‡ ๐Ÿก
๐Ÿ‘‰ First Home Buyers
๐Ÿ‘‰ House & Land Packages
๐Ÿ‘‰ Investors
๐Ÿ‘‰ Home upgraders
๐Ÿ‘‰ Personal loans
๐Ÿ‘‰ Refinance for Savings or Debt Consolidating Etcโ€ฆ
โ˜‘๏ธ We provide real choice, looking to find you the right deal
โ˜‘๏ธ We may negotiate a better outcome
โ˜‘๏ธ We do the legwork for you
๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

Time to Change!Is Your Home Loan Stale and Out of Date?Stop overpaying and start saving โ€” your future self will thank yo...
18/05/2026

Time to Change!
Is Your Home Loan Stale and Out of Date?
Stop overpaying and start saving โ€” your future self will thank you!

In this rising interest rate environment, your current home loan might be costing you more than it should.

I can help you refresh your home loan with expert advice, smarter options, and no cost to you โ€” yes, our service is free, as weโ€™re paid by the lender, not you!

๐Ÿ“‰ A simple loan health check could help you:
โœ… Reduce your monthly repayments
โœ… Unlock equity for renovations or investments
โœ… Consolidate debts to simplify your finances
โœ… Get access to better features and flexibility

It all starts with one quick call. No pressure. Just answers!

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ

enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

Congratulations to my wonderful clients Hayden & Cassie, on getting their home loan approved๐Ÿก ๐ŸฅฐI go the extra mile to pr...
06/05/2026

Congratulations to my wonderful clients Hayden & Cassie, on getting their home loan approved๐Ÿก ๐Ÿฅฐ

I go the extra mile to provide exceptional customer service and assist with all your home finance needs. Whether you're a first-time homebuyer, investing, upgrading, or looking to refinance, I've got you covered!
Helping all of the below ๐Ÿ‘‡ ๐Ÿก
๐Ÿ‘‰ First Home Buyers
๐Ÿ‘‰ House & Land Packages
๐Ÿ‘‰ Investors
๐Ÿ‘‰ Home upgraders
๐Ÿ‘‰ Personal loans
๐Ÿ‘‰ Refinance for Savings or Debt Consolidating Etcโ€ฆ
โ˜‘๏ธ We provide real choice, looking to find you the right deal
โ˜‘๏ธ We may negotiate a better outcome
โ˜‘๏ธ We do the legwork for you
๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐๐ซ๐ž๐š๐ฆ๐ข๐ง๐  ๐จ๐Ÿ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐จ๐ง๐ž?
๐Š๐ข๐ฆ ๐๐ž๐ž๐ฅ๐ž - ๐…๐ข๐ง๐š๐ง๐œ๐ž & ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ
enquire here --> https://bit.ly/ElitefinancewithKim
โ˜Ž 0400 557 461
๐Ÿ“Lakelands and Osborne Park
๐Ÿ“ง[email protected]

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Mandurah, WA

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