Down To Earth Mortgage Broking

15/04/2026

Cheers 😘

27/03/2026

26/03/2026

WA Better Business Awards 2026
~ Wish me and or my bestie Kimmy luck!!!

2000 Nominees in our category and we are the top 10 of WA - what a friken honor!

Best customer service individual.

I am a company of one and I bloody loved this nomination.

The price tag was hefty though:

Honestly I nearly didn't even attend
Ticket $420
Accommodation $297
Dress $26 Shein
Shoes $15 kmart ouch an hour later
Parking $30
Fuel 1 billion dollars haha
Hair free me thank god
Make up - hello me again.

Black tie was the theme so everyone put in efforts

11/03/2026

Truth Hurts, haha so bad!!!

18/02/2026

Thanks again to whoever nominated me!!

It's usually the kind of thing we have to nominate ourselves for haha.

There's no category I'd ever be more proud to be in.

My whole goal, is to help my clients and for them to have a wicked client experience every time.

Woo!!

11/02/2026

First Business Networking event of the year!

Although I did drive there last month assuming it was on LOL

Seems to just be in my calender to infinity and beyond.

29/01/2026

Settled 🎉

Jess & Dylan sold their first home, bought their next one, and consolidated a couple of other loans.

No bridging loan needed.
This didn’t happen overnight.
It was months of chats, number crunching, spreadsheets, what-if scenarios, offsets, buffers, borrowing limits, LVRs, and plenty of questions.

We ran the equity properly.
Mapped out sale costs.
Tested different price points.
Looked at what they could actually borrow based on real salaries.
Closed out car loans.
Then did it all again until it made sense and felt right.

When the timing was right, pre-approval was ready.
Offers went in.
Their home went live.
Simultaneous settlement.

No panic.
No unnecessary costs.
Just good planning and a smooth result.

They were an absolute pleasure to work with, great manners always and super organised, my favourite kind of ppl!! ~ COME AT ME haha

I hope they love their new home, so stoked for them

If you’re thinking of selling and buying at the same time, reach out early.
This work starts long before settlement day.

24/12/2025

Merry Christmas, all 🎄

Thank you so much for the support throughout the year. I’m incredibly grateful.

I’m now closed until 5 January, having a little break to recharge. Anything urgent or already in progress is still ticking along behind the scenes.

I may have already snuck in a couple of cheeky surfs this week… the festive season has officially begun 🌊

If this time of year feels a bit heavy, or you’re away from family or flying solo, please know you’re not forgotten. Take care of yourselves and each other.

Wishing you a very Merry Christmas 💚

Cheers,
Mel

Ps: How's goods this wine one of my besties and fellow broker mates Kimmy got me!!! ♡♡

16/12/2025

Cheers Mike!!
Just had a bottle of red dropped to my door by one of my friendliest clients yet.

It was a tricky loan, but we got it done.

Love working with great people! ♡

26/11/2025

I'm baaaack and feeling great!!

Thank you to all the kind and well mannered enquiries over the past 2 weeks.

I appreciate you.

07/11/2025

Perth ~ QLD ~ NZ

Off to Perth today with my suitcase!

Rufus tomorrow night with my bestie G.

Qld for our national broker conference!!

NZ for my Dads 80th

Huge yay to seeing my sisters.

Also yay to submitting my first Expat loan, its been a lot of research, but client is literally best guy ever!!

Happy Friday Crew! 😊

Mel