Nic Don Finance and Property

Nic Don Finance and Property For any Finance needs contact Nic Don Odyssey provides a comprehensive range of products and services to help create, build, and protect wealth.

Call for your complimentary financial planning review meeting.

REVERSE MORTGAGE — LET'S BUST THE MYTHSStill think reverse mortgages are a bad idea? Here's what most people get wrong:❌...
26/04/2026

REVERSE MORTGAGE — LET'S BUST THE MYTHS

Still think reverse mortgages are a bad idea? Here's what most people get wrong:

❌ "The bank owns your home" — No. You stay on the title. Always.
❌ "You'll owe more than it's worth" — Legally can't happen. A No Negative Equity Guarantee is written into every contract.
❌ "You pay interest on the whole loan" — Wrong. Interest is only charged on what you actually use. Draw nothing, pay nothing.
❌ "You're stuck making repayments" — There are zero mandatory repayments. Ever.

✅ What it actually is:
A way for Australians 55+ to unlock the equity sitting in their home — without selling, without repayments, and without losing ownership.

Use it to top up retirement income, fund a holiday, renovate before you sell, help the kids — whatever you need.

The loan repays itself from the sale of the property when you're ready to move on. Simple.

This could be for you, or it might be perfect for your parents.

Drop me a message or give me a call — I'd love to have a quick, no-obligation chat and see if it's the right fit. 👇

📞 0412 352099
📧 [email protected]

Still paying your bank’s standard rate?Your bank won’t call you to say you’re paying too much — but we will.We work for ...
21/04/2026

Still paying your bank’s standard rate?

Your bank won’t call you to say you’re paying too much — but we will.

We work for YOU, not the banks.

A free home loan review takes minutes and could save you thousands. No cost, no obligation, just answers.
👇 Drop us a message or call today!

📞 0412352099

🏠 First homebuyers are dominating the home loan market 🏠⁣⁣The number of new first home buyer loans rose 6.8% in the fina...
01/04/2026

🏠 First homebuyers are dominating the home loan market 🏠⁣

The number of new first home buyer loans rose 6.8% in the final quarter of 2025, outpacing investors and upgraders - according to ABS data. 📊⁣

It’s the biggest jump in first home buyer demand in two years. ⁣

What’s driving first home buyers? 🤔⁣

Increased support through the 5% Deposit Scheme and the new Help to Buy program, says the ABS. ⁣

Talk to us about your plans to buy a first home and we'll help you assess your borrowing capacity. ⁣

You could potentially be home loan ready right now. 👇⁣

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

🏡 Could your siblings hold the key to home ownership? 🏡⁣⁣Siblings can often be relied on to share a drink or a game of b...
30/03/2026

🏡 Could your siblings hold the key to home ownership? 🏡⁣

Siblings can often be relied on to share a drink or a game of backyard cricket. 🏏⁣

But now more Aussies are teaming up with their siblings to share the keys to a first home. 🔑⁣

NAB reports a 33% increase in friends and family members buying property together. ⁣

Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo. ⁣

If you think you and your sibling could make a great property team, talk to us to find out if co-buying could work for you. 👇⁣

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

27/03/2026

🏘️ Which occupations top the property investor list? 🏘️

More than 2.3 million Aussies invest in property. Below are the jobs with the most investors:*

1. General manager (65,559)
2. Teachers (64,529)
3. CEO/Directors (60,800)
4. Nurses (55,519)
5. Accountants (49,203)

Be sure to speak with a tax professional before investing.

And DM us to discuss finance.👇

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

🏡 Gen X takes top spot for property wealth 🏡⁣⁣Baby Boomers no longer hold the top spot for housing wealth in Australia. ...
25/03/2026

🏡 Gen X takes top spot for property wealth 🏡⁣

Baby Boomers no longer hold the top spot for housing wealth in Australia. ⁣

Research by KPMG reveals Gen X (1965-1980) have average property wealth of $1.455 million per household. 📈⁣

The Boomers? They now average $1.36 million. ⁣

That’s because Boomers are dialling down their property holdings ahead of retirement. ⁣

Turns out younger Aussies aren’t doing too badly in the property stakes, either. ⁣

KPMG says 25-34-year olds have seen household wealth rise 63% over the last 5 years, thanks mainly to rising home ownership. 🏠⁣

Keen to get started building your property portfolio? ⁣

Talk to us about government schemes that provide support for first home buyers. 👇⁣

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣⁣Is the newly expanded 5% Deposit Scheme pricing first home ...
23/03/2026

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣

Is the newly expanded 5% Deposit Scheme pricing first home buyers out of the market? 🤔⁣

Well, property price data analysts Cotality think so, pointing out that homes falling within the scheme’s price limits saw price growth of 3.6% in just the December quarter alone. ⁣

Homes priced just above the price caps also rose 2.4% in the same period. ⁣

The bottom line: lock in, as it looks like competition for affordable homes is heating up. 🔥⁣

One option?⁣

Start a conversation with us. For starters, we’ll help you calculate your borrowing power. ⁣

Then, you may need to be open to being flexible on your choice of home and location - a first home doesn’t have to be a forever home, for instance. ⁣

But it can help you get a foothold in the market before prices potentially go up further. 👇⁣

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

20/03/2026

📉 How to potentially wind back the February rate hike 📉

The RBA's 0.25% February rate hike could see home owners with a $600,000 mortgage pay $90/month extra.*

But you don’t have to simply cop the rate hike on the chin.

You could potentially give yourself a rate cut of your own by refinancing.

DM us for a home loan health check. 👇

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

* Canstar research

🚀 Refinancing is on a roll and the momentum is building 🚀⁣⁣Refinancing reached new heights in 2025.⁣⁣A record 641,552 lo...
18/03/2026

🚀 Refinancing is on a roll and the momentum is building 🚀⁣

Refinancing reached new heights in 2025.⁣

A record 641,552 loans were refinanced over the year, 20% higher than 2024’s 533,839, according to Money.com.au’s latest Mortgage Insights Report. 📈⁣

And the momentum isn’t slowing. 💪⁣

The Insights Report predicts refinancing volumes to grow a further 19% in 2026 to 762,437 loans. ⁣

Why the rush to switch? 🤔⁣

The potential for a lower rate, potentially better home loan features, and the chance to reduce your monthly mortgage repayments. ⁣

If you haven’t reviewed your loan recently, now could be the time. ⏰⁣

Contact us to see if you could save on monthly interest by refinancing. 👇⁣

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

🏚️ How much could your 2026 reno cost? 🏚️⁣⁣Thinking of buying a fixer-upper? ⁣⁣Or just keen to show your current home so...
16/03/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣

Thinking of buying a fixer-upper? ⁣

Or just keen to show your current home some love? ❤️⁣

Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣

Archicentre has just released its 2026 Cost Guide. 📘⁣

Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣

New bathroom? Your budget should likely start at around $17,500. 🛁⁣

Planning an extension? It can cost from $2,700 per square metre. ⁣

But most importantly: how to pay for it all? 🤔⁣

Talk to us. 💬⁣

We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

Address

Suite 7, 307-313 Wattletree Road
Melbourne, VIC
3145

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61412352099

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