Gardian Finance

04/06/2026

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"We’re return clients of Justin & Grace in the finance team, they always go above and beyond for us! Thank you for your support and making the process simple and easy. We’ll be coming back again in the near future for the next big opportunity!"

- Cheyenne

04/06/2026

🚙 Should you pay off your car loan before applying for a home loan?

The answer might surprise you.

Your existing vehicle finance could affect how much you're able to borrow—but paying it off isn't always the right move.

Our latest blog breaks it down 👇

[https://www.gardian.com.au/en/posts/should-you-pay-off-your-car-loan-before-applying-for-a-home-loan]

Thinking about buying? We'd love to help you understand your options.

📱 (07) 4953 2799
💻 www.gardian.com.au
📍 11–13 Gordon St, Mackay

02/06/2026

📋 Getting ready to apply for a home loan?

Having the right documents ready can make the approval process much smoother and help avoid unnecessary delays.

Our latest blog explains exactly what lenders typically need and why 👇

[https://www.gardian.com.au/en/posts/what-documents-do-you-need-for-a-home-loan-application]

Need help preparing your application? Our team is here to help.

📱 (07) 4953 2799
💻 www.gardian.com.au
📍 11–13 Gordon St, Mackay

28/05/2026

🏦 Some borrowers may be able to avoid paying Lenders Mortgage Insurance (LMI) altogether.

Many professionals don’t realise certain banks offer LMI waivers for eligible occupations — potentially saving thousands.

In our latest blog, we explain:
✔️ What LMI waivers are
✔️ Which professions may qualify
✔️ What lenders look for

Read more here 👉 [https://www.gardian.com.au/en/posts/which-banks-offer-lmi-waivers-and-who-can-get-them]

Want to know whether you may qualify? We’re here to help.

📱 (07) 4953 2799
💻 www.gardian.com.au
📍 11–13 Gordon St, Mackay

27/05/2026

26/05/2026

🔑 Settlement day is one of the most exciting parts of buying a home — but many buyers still aren’t sure what actually happens.

From final inspections to paperwork and key collection, our latest blog breaks down the process in simple terms 👇

[https://www.gardian.com.au/en/posts/what-happens-at-settlement-a-simple-guide-for-mackay-home-buyers]

Buying in Mackay? We’re here to help guide you through every step.

📱 (07) 4953 2799
💻 www.gardian.com.au
📍 11–13 Gordon St, Mackay

19/05/2026

🚗 Buying a new car?

Before signing finance paperwork, it’s important to understand how car loans actually work.

In our latest blog, we break down:
✔️ What lenders look for
✔️ Fixed vs variable loans
✔️ Common mistakes to avoid

Read more here 👉 [https://www.gardian.com.au/en/posts/car-loans-explained-what-mackay-buyers-should-know-before-financing-a-vehicle]

Need help exploring your finance options? We’re here to help.

📱 (07) 4953 2799
💻 www.gardian.com.au
📍 11–13 Gordon St, Mackay

12/05/2026

🏡 Think buying a home is just about saving a deposit?

There are several extra costs many buyers don’t expect — from inspections and legal fees to moving expenses and insurance.

Our latest blog breaks down the hidden costs Mackay buyers should prepare for 👇
[https://www.gardian.com.au/en/posts/the-hidden-costs-of-buying-a-home-in-mackay-and-how-to-prepare]

Want help understanding the full costs involved? We’re here to help.

📱 (07) 4953 2799
💻 www.gardian.com.au
📍 11–13 Gordon St, Mackay