Melissa Egan - Green Finance Group

Melissa Egan - Green Finance Group Committed to delivering exceptional service and the right solutions for your needs. Let’s Connect!

With 25 years' experience, I provide personalised lending solutions for local businesses and homeowners, offering a broader range of options beyond traditional banking. Melissa Egan | Finance Consultant | Commercial, Asset & Home Lending

With 25+ years in banking and finance, I have built a career helping businesses and individuals secure the right financial solutions. From my early days at ANZ

Bank and BOQ Mackay City, where I progressed from Teller to Branch Manager and later a business owner, to now stepping into a new chapter as a Finance Consultant with Green Finance Group, my passion has remained the same—supporting clients with tailored lending strategies. What I Bring to the Table:

✅ Commercial Lending – Structuring business finance solutions for sustainable growth
✅ Asset Finance – Helping businesses acquire essential equipment and assets
✅ Home Lending – Residential mortgage solutions tailored to individual needs
✅ Deep Industry Relationships – A trusted network of accountants, solicitors, and business leaders
✅ Community & Industry Involvement – Active sponsor and speaker at RIN, Master Builders, and Chamber of Commerce events

I have been fortunate to build long-term relationships with clients, many of whom I have worked with for over 25 years. My strong local presence in Mackay and deep understanding of the financial landscape allow me to offer trusted, tailored, and strategic lending advice. New Chapter: More Flexibility, More Solutions
Joining Green Finance Group under LMG gives me access to a broader range of lending options beyond traditional banking, meaning I can now say "YES" more often. The transition from BOQ, while unexpected, has opened exciting opportunities to work with more lenders, offer better solutions, and continue delivering the highest level of service to my clients. Whether you're a business owner, property investor, or professional looking for financing solutions, I’d love to help.

It's true there are all kinds of lenders willing to provide finance to small businesses. Not all of them are created equ...
01/09/2026

It's true there are all kinds of lenders willing to provide finance to small businesses. Not all of them are created equal, and they may not all have your interests at heart.

So, like anything, knowledge is power.

Our top tips for comparing business finance:

– Consider the comparison rate, that is, make sure you're comparing apples with apples, and factoring in all the fees and charges.

– Look at other finance options beyond basic business loans. Perhaps a business line of credit or specialist equipment finance is a better option for you.

– Seek professional advice. We analyse and compare finance for a living, so you can be confident you're getting a more complete picture than if you were to go it alone.

Get in touch to find out how we can help.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

28/08/2026

Are you making the most of government grants and initiatives? You might be surprised at just how much financial help is available to small businesses.

Whether it's to invest in innovation, or to undertake a digital transformation, or perhaps it's as simple as getting up and running with a website.

We suggest heading to: business.gov.au/grants-and-programs and checking out the search tool.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

That equipment you need? Perhaps you don't need to wait for the 'perfect time' to buy it.Asset finance means you can:✅ S...
27/08/2026

That equipment you need? Perhaps you don't need to wait for the 'perfect time' to buy it.

Asset finance means you can:
✅ Start leveraging the new asset straight away
✅ Preserve your cash flow for operations
✅ Benefit from potential tax savings

Whether it's:
🎯 Manufacturing tools
🎯 Trucks and machinery
🎯 IT equipment and software
🎯 Medical or professional equipment

We'll structure the finance in a way that makes sense for your business.

Ready to stop waiting and start growing? Reach out today.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'. In fact, it's not ever worth applying ...
25/08/2026

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'.

In fact, it's not ever worth applying for more than one credit facility at a time.

The reason being is that each time you apply for credit – whether it's for a credit card, car loan, or mortgage – your application gets recorded on your credit file.

If Bank A sees that you've applied with Bank B, they might hesitate to approve you.

Instead of trying to hedge your bets by applying with multiple lenders, get in touch with us for insight into what the lenders are looking for.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Equity is power!Did you know you can use your equity as leverage to refinance to a better mortgage rate?How about purcha...
23/08/2026

Equity is power!

Did you know you can use your equity as leverage to refinance to a better mortgage rate?

How about purchasing an investment property or renovating your current home?

Come in for a chat and we can discuss how to use your equity to your advantage.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

21/08/2026

If you have big goals, but don't have time to research the thousands of finance options available, then this is where we help.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
We're big believers that creating wealth through property is all about having more freedom. Freedom to make choices that aren't dictated by money - or lack thereof! Freedom to spend your time how you want to.

We'll be here for you when you want to take the next step.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

A redraw facility is synonymous with flexibility, but remember it's only going to be useful to you if you actually have ...
20/08/2026

A redraw facility is synonymous with flexibility, but remember it's only going to be useful to you if you actually have a need for it.

How it works:
A home loan redraw facility allows people with a variable rate mortgage to access extra funds they have already paid off their home loan.

Basically, you'd be making additional repayments and then 'redrawing' those funds as needed.

The perk is that any additional repayments you make reduce the amount of interest you pay.

However, there are of course fees and charges associated with this facility, so you want to make sure you're getting the most out of it.

We can help you understand which features would make sense for your situation. Ask us how.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Considering refinancing your home loan? Here are a few things to get crystal clear on:🏠 The amount of equity you have in...
19/08/2026

Considering refinancing your home loan? Here are a few things to get crystal clear on:

🏠 The amount of equity you have in the property
💭 Your reason for wanting to refinance
💲 The costs of refinancing
🏦 Current interest rates

Contact us to discuss whether refinancing is a good option for you.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Taking that first step up the property ladder should feel exciting!But we get that it can feel insurmountable, and proba...
18/08/2026

Taking that first step up the property ladder should feel exciting!

But we get that it can feel insurmountable, and probably more than a little confusing.

When we have our first meeting, we'll discuss where you are now, what you want to achieve, and then get to work making a plan to help you get there.

Ready to get started?

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Here's bit of a rundown on how the banks assess whether it makes sense to lend you money for your property purchase...al...
18/08/2026

Here's bit of a rundown on how the banks assess whether it makes sense to lend you money for your property purchase...also known as 'The 5 Cs of credit'

Character: Refers to your reputation for paying debts on time and your willingness to repay the loan.

Capacity: Is your ability to repay the loan, based on your income and existing debts.

Capital: Means your net worth and the value of assets you can offer as collateral.

Collateral: Refers to the property you're purchasing or using as security for the loan.

Conditions: Are the overall economic conditions and how they may affect your ability to repay the loan.

Want to make sure you put your best foot forward? Ask us how!

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Address

Mackay, QLD
4740

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