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NRG Financial Services

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Australia
Lorn, NSW
NRG Financial Services

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NRG Financial Services helps homeowners 40+ take control of their mortgage. Smart strategies to reset, restructure, and improve your financial future.

Welcome to NRG Financial Services

NRG Financial Services is a mortgage broking business helping Australian homeowners review, restructure and refinance their home loans. About Us

Tim Jennings has worked in financial services since 2000. His qualifications include a Master of Business from the University of Newcastle, two Diplomas in Financial Services covering Financial Planning and Mortgage Broking, and a current pass of the Financial Adviser Exam administered by ASIC — a standard rarely held by mortgage brokers and reserved for advisers authorised to provide personal financial advice. Based in NSW and working with clients across Australia, NRG Financial Services focuses on midlife homeowners — those eight to twenty years into a mortgage, where rates, structures and household circumstances have moved well beyond the original loan. Our Approach

- Every client receives a written Lending Strategy Review covering the current loan, the cost of doing nothing, the available options, and a clear recommendation.
- Straight answers, in writing, before any application is lodged.
- Long-term client relationships built on accurate advice and clear documentation. Services

- Home loan review and refinance
- Loan restructure and consolidation
- Investment property lending
- Construction and renovation lending
- Pre-approval and purchase finance

Contact Us

Contact NRG Financial Services to book a Lending Strategy Review. NRG Financial Services, Australian Credit Licence 384496. Credit assistance only. We do not provide financial, tax, investment, superannuation or insurance advice.

02/11/2026

🏡 Is it time to review your current home loan?

Your financial needs can change over time. Reviewing your mortgage can help you understand the options available as your circumstances evolve.

At NRG Financial Services, we help you explore mortgage refinancing and debt consolidation options based on your financial circumstances and goals.

✅ Explore opportunities to reduce monthly repayments
✅ Consider consolidating eligible debts into one loan
✅ Review different loan terms, including shorter terms where possible

A better understanding of your options can help you make more informed financial decisions.

Loan options and outcomes depend on individual circumstances, lender criteria and applicable costs. Changes to repayments and loan terms can affect total interest paid. Consolidating debts into your mortgage may also put your home at risk if repayments are not met.

Take the next step towards greater clarity about your home loan options.

👉 Learn More with NRG Financial Services.

18/09/2026

Refinancing can feel overwhelming, but you don't have to work through it alone. At NRG Financial Services, we guide you through the process step by step, so you can make decisions that suit your circumstances and goals.

16/09/2026

Looking for a home loan? We'll help you understand your options and find something that suits your circumstances and goals — no jargon, no pressure.

11/09/2026

Thinking about refinancing? There's a lot to consider — your rate, your goals, your circumstances. We'll help you look at what's available and work out whether it's the right move for you.

09/09/2026

Mortgage rules can feel confusing, but you don’t have to work through them alone. At NRG Financial Services, we provide clear guidance, explain your options in straightforward language, and help you make informed decisions based on your circumstances and goals.

04/09/2026

Has your mortgage kept pace with your life?

As retirement approaches, refinancing may be worth considering. Take a fresh look at your options and see whether your current mortgage still suits your circumstances.

Smarter decisions today. Stronger tomorrow.

03/09/2026

Your dream home is waiting. Take the next step towards your own front door. Let’s find a home loan that works for you.

Address

Lorn, NSW

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+611300859815

Website

http://nrgfinancialservices.com.au/

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