Rate Money - Logan

Rate Money - Logan Don't Loan Alone. Tailored loans for self-employed Aussies. Logan, QLD
🌐ratemoney.com.au/logan-branch

Meet Julie Lawrence, the dynamic franchise owner of Rate Money. With over 30 years of experience in the finance industry, Julie’s expertise is unparalleled. Her impressive career includes 16 years with RAMS Home Loans and 15 years with NAB, where she honed her skills and developed a deep passion for helping clients achieve their financial goals. Julie leads a dedicated team that shares her commitm

ent to exceptional service and client satisfaction. Each team member brings their own expertise and enthusiasm to ensure that every client receives the best possible support and guidance. At Rate Money, Julie and her team are driven by a single mission: to make your financial journey as smooth and successful as possible. Experience the difference with Rate Money—where expertise meets genuine care.

Home loan journeys can look different for everyone. At Rate Money, we offer solutions designed around how self-employed ...
04/06/2026

Home loan journeys can look different for everyone.
At Rate Money, we offer solutions designed around how self-employed Aussies actually operate:

• Alt doc options using an accountant’s declaration or BAS
• Flexible ways to verify income based on your business
• Lending solutions designed for tradies, contractors and business owners
• A straightforward process that keeps things moving

It’s about giving you options that work with how you earn, not against it.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

We work with clients across a range of SMSF lending scenarios, including both residential and commercial property.Depend...
03/06/2026

We work with clients across a range of SMSF lending scenarios, including both residential and commercial property.

Depending on your situation, this may include:

• Loan sizes up to $5M for residential and $10M for commercial
• No set liquidity or net asset requirements
• GST funding available for commercial SMSF purchases
• Off-the-plan options for residential properties in smaller developments

Every SMSF structure is different, which is why these conversations are often about understanding what may be possible and how it fits your overall strategy.

If SMSF lending is something you’ve been curious about, we’re always happy to talk it through.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]



Disclaimer: Always consult with an accountant or financial advisor for personal advice. Rate Money Pty Ltd - ABN 92 632 468 056 - Australian Credit Licence 519 912 - Credit criteria and T&Cs apply.

Self-employed Aussies, choosing the right home loan features can make a big difference. Offset accounts offer flexibilit...
02/06/2026

Self-employed Aussies, choosing the right home loan features can make a big difference. Offset accounts offer flexibility for fluctuating income, while redraw facilities are great if you prefer a more structured approach to savings.

At Rate Money, we simplify the process and help you build a home loan structure that works with your income, not against it.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

We back your hustle, not your paperwork.For clients with up-to-date financials, there may be options available to suppor...
01/06/2026

We back your hustle, not your paperwork.

For clients with up-to-date financials, there may be options available to support loan amounts up to $2M with up to 80% LVR in the right scenarios.

Simple, practical, and suited to business owners with steady income.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

If you’re self-employed, a tradie, contractor, or small business owner, an Alt doc home loan could make home ownership p...
31/05/2026

If you’re self-employed, a tradie, contractor, or small business owner, an Alt doc home loan could make home ownership possible sooner.

These loans are designed for borrowers who may not have up-to-date tax returns or full financials but can still show they can comfortably manage repayments.

With simple income verification using BAS statements, accountant letters, or bank statements, you could access a home loan tailored to your circumstances.

📞 Talk to us today or visit ratemoney.com.au to explore your options.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

Building, renovating or developing? From plans on paper to keys in hand, it doesn’t have to be a headache.Our Elevate Ea...
30/05/2026

Building, renovating or developing?

From plans on paper to keys in hand, it doesn’t have to be a headache.

Our Elevate Easy Doc Construction option can be a smart way to move things forward. Built around your situation.

Construction finance works differently.

Instead of one lump sum, funds are released in stages as your build progresses, keeping things moving as each step is completed.

For many self-employed tradies and business owners, there may be more flexible ways to structure things, including options that better reflect how you actually earn.

Because not every income looks the same on paper.

👉 If you’re planning a build, let’s talk through what might be possible.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

With cost-of-living still elevated, a lot of our self-employed clients are being more cautious with their next move.Rece...
29/05/2026

With cost-of-living still elevated, a lot of our self-employed clients are being more cautious with their next move.

Recent data from the Australian Bureau of Statistics shows inflation is still impacting everyday expenses.*

What that means in real terms for many of the clients we are speaking with, is that people aren’t necessarily stopping, they’re just being more considered.

If things feel a bit tight or unclear, it’s may be worth reviewing your setup.

As always - here if you want to chat through your next move or to understand your options more 📞 07 3106 4030

https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia

We're having conversations with people who were previously told “no”.More often than not, we find that it’s not that it ...
27/05/2026

We're having conversations with people who were previously told “no”.

More often than not, we find that it’s not that it can’t be done, it’s that it wasn’t structured the right way the first time.

With lending conditions continuing to shift, understanding how income is assessed makes a big difference, especially for our self-employed clients.

Insights from the Reserve Bank of Australia continue to reflect a changing lending environment*.

If your situation doesn’t fit the standard box, it might be worth having a second look.

More mate than bank, we’ve got your back.

https://www.rba.gov.au

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

Messy finances don't need to stop you from owning a home. We help make the complex simple so you can focus on running yo...
25/05/2026

Messy finances don't need to stop you from owning a home.

We help make the complex simple so you can focus on running your business.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

When it comes to getting ahead on your home loan, offset accounts and redraw facilities are two options that come up a l...
24/05/2026

When it comes to getting ahead on your home loan, offset accounts and redraw facilities are two options that come up a lot.

Both can help reduce interest, but they work differently, and what suits you often depends on how your cash flow works.

An offset account helps reduce interest while keeping your funds accessible.
A redraw facility lets you access extra repayments you’ve already made.

Same goal. Different setup.

If you’re not sure what fits your situation, our team at Logan can help you understand your options.

💪 Don’t Loan Alone. Chat with our team.
☎ 07 3106 4030
💻 [email protected]

Address

1a/195 Bryants Road
Loganholme, QLD
4129

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