Rethink Financing

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Rethink Financing Rethink Financing brings the best property investor loans, personal loans & asset finance to Austral

The strongest property strategies aren’t always about buying the next asset.As your portfolio grows, the focus shifts to...
13/10/2026

The strongest property strategies aren’t always about buying the next asset.

As your portfolio grows, the focus shifts to making smarter decisions around the assets you already hold. The next phase of property investing is about building a portfolio that’s not just bigger - but stronger, more resilient and positioned for the long term.

30/09/2026

LMI is one of those costs you’ve probably heard of when buying property, but what does it actually mean?

Lender’s Mortgage Insurance (LMI) is generally required when you’re borrowing a higher percentage of a property’s value. And despite the name, it’s there to protect the lender, not the borrower.

Understanding when LMI applies, and how it could impact your upfront costs, is an important part of getting your finance strategy right.

Abs and Mel break it down.

Rates are up. So, what now?Following the latest rate increase, the conversation for borrowers goes beyond simply asking,...
30/09/2026

Rates are up. So, what now?

Following the latest rate increase, the conversation for borrowers goes beyond simply asking, “What rate am I paying?”

It’s also an opportunity to look at how your lending is structured, whether it still suits your current circumstances, and whether you’re financially prepared for what comes next.

We asked four Rethink Financing brokers for one piece of advice they’d give Australians with a loan right now.

Swipe through for their perspectives.

If it’s been a while since you reviewed your lending strategy, now could be a good time to start the conversation.

One property. Two titles. Two major lending hurdles.What looked like a straightforward SMSF purchase quickly became a co...
24/09/2026

One property. Two titles. Two major lending hurdles.

What looked like a straightforward SMSF purchase quickly became a complex structuring and servicing challenge.

After three months of working with the lender, credit team and accountant, Eddie got the deal approved.

When SMSF lending gets complicated, the right structure matters.

There’s nothing better than hearing that we’ve made a complex finance process feel simple.A huge shoutout to Meg Saraswa...
16/09/2026

There’s nothing better than hearing that we’ve made a complex finance process feel simple.

A huge shoutout to Meg Saraswat for the care, persistence and ownership she brings to every client experience.

From navigating complex finance and refinancing requirements to keeping clients informed every step of the way, this is exactly the level of service we aim to deliver at Rethink Financing.

Thank you to our client for the kind words, and well done, Meg!

81.6% of Australian home loans are now written through mortgage brokers. But commercial finance is a different game. Com...
08/09/2026

81.6% of Australian home loans are now written through mortgage brokers.

But commercial finance is a different game.

Commercial finance requires a deeper understanding of financials, lending policy, SMEs, asset types, tenant profiles and lease structures.

And with borrowing capacities under pressure and lending policies becoming increasingly complex, knowing which lender to approach, and how to structure the deal matters.

Sometimes, it's not the rate that makes the difference. It's understanding the policy that can turn a "no" into a "yes".

For residential brokers, commercial property presents a significant opportunity. For borrowers and investors, it reinforces the importance of working with someone who understands the commercial lending landscape.

Click to link to learn more about Son Pham current market insights: https://www.brokerdaily.au/broker/21984-record-mortgage-broker-share-raises-commercial-question?utm_source=newsletter&utm_campaign=Daily&utm_medium=email&utm_content=2026-09-08&utm_emailID=6b2d1bc257e7ab397487496f18f4b373a92b9169e5351cdb2afabc5da397484e

25/08/2026

Putting the team on the spot has them answering a little too quickly…

Most investors move through stages: first property, refinancing, equity release and eventually commercial or SMSF invest...
12/08/2026

Most investors move through stages: first property, refinancing, equity release and eventually commercial or SMSF investment.

Understanding this journey helps structure finance early.

We're incredibly proud to share that we've been named a finalist for Major Independent Brokerage of the Year at the Aust...
06/08/2026

We're incredibly proud to share that we've been named a finalist for Major Independent Brokerage of the Year at the Australian Broking Awards.

A special congratulations also goes to Son Pham, who has been recognised as a finalist for Mentor of the Year.

The rules change when you move from residential to commercial. Many investors find that out after they've already starte...
23/07/2026

The rules change when you move from residential to commercial. Many investors find that out after they've already started looking.

Understanding the difference between the lending frameworks is key. Before you look at an asset, understanding the LVR helps you assess a purchase using realistic numbers rather than assumptions.

If you're thinking about making the move, that conversation is worth having early.

Follow this link to connect with our experts today: https://www.rethinkfinancing.com.au/

Address

Liverpool, NSW
2170

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+61298213483

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