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Rethink Financing

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Australia
Liverpool, NSW
Rethink Financing

Rethink Financing brings the best property investor loans, personal loans & asset finance to Austral

25/08/2026

Putting the team on the spot has them answering a little too quickly…

12/08/2026

Most investors move through stages: first property, refinancing, equity release and eventually commercial or SMSF investment.

Understanding this journey helps structure finance early.

06/08/2026

We're incredibly proud to share that we've been named a finalist for Major Independent Brokerage of the Year at the Australian Broking Awards.

A special congratulations also goes to Son Pham, who has been recognised as a finalist for Mentor of the Year.

23/07/2026

The rules change when you move from residential to commercial. Many investors find that out after they've already started looking.

Understanding the difference between the lending frameworks is key. Before you look at an asset, understanding the LVR helps you assess a purchase using realistic numbers rather than assumptions.

If you're thinking about making the move, that conversation is worth having early.

Follow this link to connect with our experts today: https://www.rethinkfinancing.com.au/

15/07/2026

Borrowing capacity isn’t just about income.

Lenders consider living expenses, existing debt, buffers and policy differences.

Understanding this can unlock better lending strategies.

10/07/2026

Proud to share that Rethink Financing has been named an MPA Top 10 Brokerage in Australia for 2026. 🏆

This one means a lot. We never set out chasing a number - we set out to do right by our clients, one deal at a time. Crossing $1 billion in settlements, holding a conversion rate of 88%, and now landing among the country's top brokerages is a reflection of that approach, not the goal itself.

None of it happens without the team. To every broker and support member who workshops the hard deals, asks the right questions before we submit, and shows up for each other every week - this is yours.

To our clients and partners who've trusted us with some of the biggest decisions of their lives: thank you.

We're just getting started.

06/07/2026

After years of structuring lending for residential and commercial clients, one mistake comes up more than any other, and it costs borrowers far more than they realise.

In this short clip, we share the single biggest financial mistake we see clients make, and how to avoid it.

Small structural decisions today can shape your financial position for decades.

24/06/2026

There’s a common misconception about what a broker actually does — and it stops many borrowers from getting the right outcome.

In this short clip, we clear up what most people misunderstand about brokers, and why the right adviser is about strategy and structure, not just chasing the lowest rate.

18/06/2026

A standout week for Rethink Financing.

Last week, our team attended the LEGENDS & LEGACIES National Conference on the Sunshine Coast, hosted by outsource Financial, where Rethink Financing was recognised with 11 awards for achieving Elite Broker status across the team.

This is a significant achievement and a reflection of the expertise, consistency and client-first approach our brokers bring to every finance strategy. Elite Broker status recognises brokers who continue to perform at a high level, delivering strong outcomes and trusted lending guidance for clients.

A special mention to Son Pham, Managing Director of Rethink Financing, who also joined the experts panel at the conference, sharing insights alongside leading voices in the industry.

We are incredibly proud of the team’s continued momentum and grateful to our clients, partners and network for their ongoing trust and support.

Congratulations to the entire Rethink Financing team.

10/06/2026

Recently, several of Vinod’s clients were approached directly by their banks with offers of lower interest rates. While these offers initially appeared attractive, Vinod took the time to look beyond the advertised rate and carefully assess each client’s broader financial position, long-term objectives, and overall lending strategy before recommending any changes.

In a number of cases, it became clear that the lowest interest rate did not necessarily provide the best long-term outcome.

Through a strategic and client-focused approach, Vinod identified key considerations including future borrowing capacity, lending flexibility, cash flow management, and long-term investment goals. His guidance ensured clients understood that accepting a cheaper rate today could potentially restrict their future ability to invest, refinance, or continue building wealth effectively.

This highlights the true value of working with an experienced mortgage broker. Unlike banks, which are limited to offering products from their own lending suite, a broker can assess the wider market, compare multiple lenders, and structure finance solutions that align with a client’s overall financial strategy and future aspirations.

Congratulations, Vinod, and thank you for continuing to provide exceptional service, trusted advice, and outstanding outcomes for your clients.

Address

Liverpool, NSW
2170

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+61298213483

Website

http://www.rethinkfinancing.com.au/

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