Pacifica Loans - Fetuani Kula

Directions Website

Pacifica Loans - Fetuani Kula Being a Pacific Islander I can help you navigate through the home loan process, whether you're refinancing, investing or a first time home buyer.

Fetuanimoekie Kula is a credit representative 489656, ACL

๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐…๐ž๐ž๐๐›๐š๐œ๐ค โญโญโญโญโญFailing is not an option. We like the sound of that.Thank you, Dan Cooper, for sharing your exp...
21/10/2026

๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐…๐ž๐ž๐๐›๐š๐œ๐ค โญโญโญโญโญ

Failing is not an option. We like the sound of that.

Thank you, Dan Cooper, for sharing your experience with the Pacifica Loans team:

"100% recommend Pacifica Loans to anybody. I could not be happier failing is not a option to them."

When a file gets tough, we keep going until we find a way. Thank you for your trust, Dan. ๐Ÿ’™

๐Ÿ“ž Contact us: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Your goals. Our expertise. We do not give up easily.

๐’๐ฎ๐ง๐œ๐จ๐ซ๐ฉ ๐‚๐ฅ๐จ๐ฌ๐ž๐ฌ ๐“๐ก๐ž ๐ƒ๐จ๐จ๐ซ ๐“๐จ ๐๐ž๐ฐ ๐‹๐จ๐š๐ง๐ฌ ๐ŸšชSuncorp Bank stopped accepting new home loan applications on 7 October, through bo...
19/10/2026

๐’๐ฎ๐ง๐œ๐จ๐ซ๐ฉ ๐‚๐ฅ๐จ๐ฌ๐ž๐ฌ ๐“๐ก๐ž ๐ƒ๐จ๐จ๐ซ ๐“๐จ ๐๐ž๐ฐ ๐‹๐จ๐š๐ง๐ฌ ๐Ÿšช

Suncorp Bank stopped accepting new home loan applications on 7 October, through both brokers and its own channels.

What you need to know:

โœ” This is part of ANZ's takeover of Suncorp Bank
โœ” The Suncorp brand is set to be retired in 2027
โœ” Existing Suncorp customers will move across to ANZ over time
โœ” Existing customers don't need to do anything right now

If you were planning to apply with Suncorp, or you are an existing customer wondering what comes next, you still have plenty of options.

At Pacifica Loans, we compare a wide range of lenders and help you find the right fit for your situation.

๐Ÿ“ž Call to find out more: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

One door closes. The right lender is still out there.

๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐…๐ž๐ž๐๐›๐š๐œ๐ค โญโญโญโญโญHonest and respectful. Two values we hold close.Thank you, Ofa Fililava, for your kind words ab...
18/10/2026

๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐…๐ž๐ž๐๐›๐š๐œ๐ค โญโญโญโญโญ

Honest and respectful. Two values we hold close.

Thank you, Ofa Fililava, for your kind words about the Pacifica Loans team:

"Willing to help and achieve your goals. Very honest and respectful.I will highly recommend them to everyone in this business. Highly recommended ..."

Helping our community reach their goals, the right way, is what we are here for. Thank you for your trust, Ofa. ๐Ÿ’™

๐Ÿ“ž Contact us: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Your goals. Our expertise. Service you can trust.

๐ƒ๐จ ๐˜๐จ๐ฎ ๐Š๐ง๐จ๐ฐ? ๐‹๐ž๐ง๐๐ž๐ซ๐ฌ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ˆ๐ฌ๐ง'๐ญ ๐€๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐š ๐๐š๐ ๐“๐ก๐ข๐ง๐  ๐Ÿค”Some buyers focus only on avoiding LMI. But delaying a...
16/10/2026

๐ƒ๐จ ๐˜๐จ๐ฎ ๐Š๐ง๐จ๐ฐ? ๐‹๐ž๐ง๐๐ž๐ซ๐ฌ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ˆ๐ฌ๐ง'๐ญ ๐€๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐š ๐๐š๐ ๐“๐ก๐ข๐ง๐  ๐Ÿค”

Some buyers focus only on avoiding LMI. But delaying a purchase for years could cost more if property prices keep rising.

Things to weigh up:

โœ” LMI is usually a one-off cost and can often be added to the loan
โœ” Waiting means more years of rent while you save
โœ” Property prices can move faster than your savings
โœ” Government schemes or a guarantor may let you avoid LMI altogether

LMI is not right for everyone, but it is worth comparing the numbers before ruling it out.

At Pacifica Loans, we will show you the real cost of buying now versus waiting.

๐Ÿ“ž Call to find out more: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Make the decision with the full picture.

๐‚๐ฅ๐š๐ข๐ฆ ๐”๐ฉ ๐“๐จ $๐Ÿ๐ŸŽ๐Š ๐…๐จ๐ซ ๐˜๐จ๐ฎ๐ซ ๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž ๐ŸกEligible first home buyers may be able to access government grants, depending on t...
15/10/2026

๐‚๐ฅ๐š๐ข๐ฆ ๐”๐ฉ ๐“๐จ $๐Ÿ๐ŸŽ๐Š ๐…๐จ๐ซ ๐˜๐จ๐ฎ๐ซ ๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž ๐Ÿก

Eligible first home buyers may be able to access government grants, depending on their state or territory.

What you need to know:

โœ” Grant amounts and rules differ from state to state
โœ” Many grants apply to new homes or building, not established homes
โœ” Price caps and residency rules apply
โœ” Some buyers can combine a grant with stamp duty concessions or low deposit schemes

Missing out on a grant you were entitled to is an expensive mistake, and so is counting on one you don't qualify for.

At Pacifica Loans, we will check your eligibility and help you put together every bit of support available to you.

๐Ÿ“ž For more information: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Check your eligibility today.

๐–๐ก๐š๐ญ ๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐’๐š๐ฒ ๐€๐›๐จ๐ฎ๐ญ ๐”๐ฌ โญโญโญโญโญA home, a car and a personal loan, all sorted in one place.Thank you, Frederick Schau...
13/10/2026

๐–๐ก๐š๐ญ ๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐’๐š๐ฒ ๐€๐›๐จ๐ฎ๐ญ ๐”๐ฌ โญโญโญโญโญ

A home, a car and a personal loan, all sorted in one place.

Thank you, Frederick Schaumkel, for sharing your experience with Fetuani:

"Fetuani help me to buy a house, buy a car (Jeep) and a personal loans, which he did everything, I just provide all the information he needed and he did everything, he is professional in this area and willing to help people, I recommend this to anybody, if you need to buy a house, car, loans, please contact Fetuani he will help you."

You give us the information. We do the running around. Enjoy the new home and the Jeep, Frederick! ๐Ÿก๐Ÿš™

๐Ÿ“ž Contact us: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Home loans, car loans, personal loans. One trusted broker.

๐Œ๐š๐ฑ๐ข๐ฆ๐ข๐ฌ๐ž ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐–๐ข๐ญ๐ก ๐Ž๐Ÿ๐Ÿ๐ฌ๐ž๐ญ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ ๐Ÿ’กAn offset account is a transaction account linked to your home loan...
11/10/2026

๐Œ๐š๐ฑ๐ข๐ฆ๐ข๐ฌ๐ž ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐–๐ข๐ญ๐ก ๐Ž๐Ÿ๐Ÿ๐ฌ๐ž๐ญ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ ๐Ÿ’ก

An offset account is a transaction account linked to your home loan. Every dollar sitting in it reduces the balance you pay interest on.

Why it matters:

โœ” Save on interest without locking your money away
โœ” Pay your loan off faster with the same repayments
โœ” Keep full access to your savings whenever you need them
โœ” Have your salary paid straight in to make every day count

With rates now higher, the interest an offset saves you is worth more than it was a year ago.

Not every loan includes a full offset, and some charge a higher rate or fee for one. The right choice depends on how much you are likely to keep in the account.

At Pacifica Loans, we will help you work out whether an offset makes sense for you.

๐Ÿ“ž Call to find out more: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Speak with Pacifica Loans before making your next move.

๐˜๐จ๐ฎ๐ซ ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐Œ๐š๐ฒ ๐‹๐จ๐จ๐ค ๐‘๐ž๐š๐๐ฒ. ๐๐ฎ๐ญ ๐˜๐จ๐ฎ๐ซ ๐๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐๐จ๐ฐ๐ž๐ซ ๐ƒ๐ž๐œ๐ข๐๐ž๐ฌ ๐Œ๐จ๐ซ๐ž ๐Ÿ”‘A strong deposit is important, but lenders look at t...
08/10/2026

๐˜๐จ๐ฎ๐ซ ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐Œ๐š๐ฒ ๐‹๐จ๐จ๐ค ๐‘๐ž๐š๐๐ฒ. ๐๐ฎ๐ญ ๐˜๐จ๐ฎ๐ซ ๐๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐๐จ๐ฐ๐ž๐ซ ๐ƒ๐ž๐œ๐ข๐๐ž๐ฌ ๐Œ๐จ๐ซ๐ž ๐Ÿ”‘

A strong deposit is important, but lenders look at the full picture before approving your loan.

Here is what else they assess:

โœ” Your income and how stable it is
โœ” Your living expenses
โœ” Existing debts, including credit card limits and car loans
โœ” Your credit history
โœ” A buffer to check you can still repay if rates rise

With four rate rises this year, lenders' serviceability tests are tighter than they were, so knowing your real borrowing power has never mattered more.

At Pacifica Loans, we will work out exactly what you can borrow before you start house hunting.

๐Ÿ“ž For more information: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Know your numbers before you fall in love with a property.

๐–๐ก๐š๐ญ ๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐’๐š๐ฒ๐ฌ โญโญโญโญโญGoing above and beyond is simply how we work.Thank you, Benny Tumupu, for sharing your experie...
06/10/2026

๐–๐ก๐š๐ญ ๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐’๐š๐ฒ๐ฌ โญโญโญโญโญ

Going above and beyond is simply how we work.

Thank you, Benny Tumupu, for sharing your experience with Fetuani and the Pacifica Loans team:

"I highly recommend his services, because not only does he help you. His services goes up and beyond more than you'd expected. So for that.. i thank him in everyway shape or form, and will definately use his services for my 2nd property.. Highly recommended ..."

We are already looking forward to helping with property number two, Benny! ๐Ÿก๐Ÿ’™

๐Ÿ“ž Contact us: 0451 442 515
๐ŸŒ Visit: www.pacificaloans.com.au

Your goals. Our expertise. Here for every property.

Address

Suite 2/220 Northumberland Street
Liverpool, NSW
2170

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 1pm

Website

Alerts

Be the first to know and let us send you an email when Pacifica Loans - Fetuani Kula posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category