Pacifica Loans - Fetuani Kula

Pacifica Loans - Fetuani Kula Being a Pacific Islander I can help you navigate through the home loan process, whether you're refinancing, investing or a first time home buyer.

Fetuanimoekie Kula is a credit representative 489656, ACL

Weekly Auction Results 📊🏡Auction clearance rates to Saturday, 29 August 2026:✔ Sydney — 726 auctions, 62.2% (up from 58....
03/09/2026

Weekly Auction Results 📊🏡

Auction clearance rates to Saturday, 29 August 2026:

✔ Sydney — 726 auctions, 62.2% (up from 58.1% last week)

✔ Melbourne — 638 auctions, 62.5% (up from 60.2%)

✔ Brisbane — 150 auctions, 24.8% (up from 20.8%)

✔ Adelaide — 115 auctions, 37.6% (down from 50.7%)

✔ Canberra — 84 auctions, 49.6% (up from 43.7%)

Volumes lifted across most capitals this week and clearance rates followed, with Adelaide the outlier.

The bigger story is the year-on-year gap. This time last year Sydney cleared 78.1% and Melbourne 75.3% from over 1,000 auctions each. Fewer homes going under the hammer and softer results mean less competition on the day, and that can work in a buyer's favour if your finance is sorted.

Numbers move week to week. What matters is being ready when the right property comes up.

At Pacifica Loans, we will get your pre-approval organised so you can bid with confidence.

📞 Call to find out more: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Know the market. Know your numbers.

Source: Dr Andrew Wilson

Gain More Flexibility While Saving Money 💡Credit cards here, a personal loan there, a car repayment somewhere else manag...
30/08/2026

Gain More Flexibility While Saving Money 💡

Credit cards here, a personal loan there, a car repayment somewhere else managing multiple debts can feel overwhelming, and the interest quietly adds up.

Consolidating into a single loan can help you:

✔ Combine multiple debts into one manageable repayment

✔ Bring your finances back under control

✔ Potentially reduce your overall interest costs

✔ Gain more flexibility and breathing room each month

One loan. One repayment. A much clearer picture.

At Pacifica Loans, we'll review your current commitments and help you find a structure that genuinely works for your situation.

📞 Contact us for details: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

More flexibility, less stress.

3 Biggest Mistakes First Home Buyers Make ⚠️🏡Buying your first home is exciting — but a few common missteps can cost you...
27/08/2026

3 Biggest Mistakes First Home Buyers Make ⚠️🏡

Buying your first home is exciting — but a few common missteps can cost you time, money and a lot of stress.

Watch out for these:

✔ Not understanding your budget — borrowing capacity and comfortable repayments aren't the same thing

✔ Skipping pre-approval — you risk falling for a property that was never within reach

✔ Ignoring hidden costs — stamp duty, legal fees, inspections and moving costs all add up

Knowing these in advance puts you well ahead of most first home buyers.

At Pacifica Loans, we'll help you plan properly from day one, so your first home purchase is smart rather than stressful.

📞 For more information: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Thinking of buying your first home? Let's make it smart, not stressful.

Our Client Feedback ⭐⭐⭐⭐⭐Being there when it matters most is what we're here for.Thank you, Litzy, for sharing your expe...
25/08/2026

Our Client Feedback ⭐⭐⭐⭐⭐

Being there when it matters most is what we're here for.

Thank you, Litzy, for sharing your experience with Fetuani and the Pacifica Loans team:

"Thanking Fetuani for the help he's given us especially during a time of emergency. He's humble and realistic with what he's able to help you with. Would definitely recommend him and his team. Thanks again Pacifica Loans."

Honest, realistic advice especially when time is tight is the standard we hold ourselves to.

Thank you for your trust and your kind words, Litzy. 💙

📞 Contact us: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Your goals. Our expertise. Support when you need it most.

Why Rent When You Can Buy? 🏡Every rent payment goes toward someone else's mortgage. What if that same monthly amount cou...
24/08/2026

Why Rent When You Can Buy? 🏡

Every rent payment goes toward someone else's mortgage. What if that same monthly amount could be building your own equity instead?

Worth thinking about:

✔ Your repayment could be similar to what you already pay in rent

✔ Every repayment builds equity in your own asset

✔ Government schemes may reduce the deposit you need

✔ Stability and security that renting can't offer

For many people, buying is closer than they assume the numbers just need a proper look.

At Pacifica Loans, we'll compare your rent to a realistic repayment and show you exactly where you stand.

📞 For more information: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Your trusted Mortgage Broker.

It's Time to Upgrade Your Home Your Way 🔨🏡An extra bedroom, a new kitchen, that long-overdue bathroom. You don't always ...
23/08/2026

It's Time to Upgrade Your Home Your Way 🔨🏡

An extra bedroom, a new kitchen, that long-overdue bathroom. You don't always need to move to get the home you want.

Why finance your renovation:

✔ Flexible terms to suit your project and budget

✔ Competitive rates on renovation and equity options

✔ Use the equity you've already built

✔ Add real value to your property along the way

Renovating can be the smarter move and often the more affordable one.

At Pacifica Loans, we'll look at your equity and goals, then find a loan that makes your plans achievable.

📞 Call to find out more: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Your home. Your way. Let's make it happen.

What Our Customers Say ⭐⭐⭐⭐⭐Interstate move, big family, first home and it all came together.Thank you, Mary Prescott, f...
22/08/2026

What Our Customers Say ⭐⭐⭐⭐⭐

Interstate move, big family, first home and it all came together.

Thank you, Mary Prescott, for these kind words about Freddy and the Pacifica Loans team:

"Excellent work freddy and team thanks so much! we lived in nsw and decided to buy and move to western australia! we have a big family so we was in a sticky situation, but freddy made it so easy for us! he was so quick and straightforward our first loan! I can't recommend him and his lovely wife enough! thanks so much again freddy for getting our loan! our first home! Very professional, friendly and efficient. trustworthy mortgage broker"

Complicated situations are exactly where the right guidance makes the biggest difference.

Congratulations on your first home and your new chapter in WA, Mary. 🏡💙

📞 Contact us: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Your goals. Our expertise. Service you can trust.

Afford Your Dream Home 🏡💙The right home loan doesn't just get you a property. it makes everyday life easier for years af...
21/08/2026

Afford Your Dream Home 🏡💙

The right home loan doesn't just get you a property. it makes everyday life easier for years afterwards.

How we help you get there:

✔ Access to a wide range of lenders and loan products

✔ Structures built around your income and goals

✔ Clear guidance from application through to settlement

✔ Support that continues well after you get the keys

Your dream home is a decision, a plan, and the right finance behind it.

At Pacifica Loans, we make the home loan process simple, so your family can focus on the exciting part.

📞 Contact now: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Your family. Your home. Made easier.

📊 What’s Happening in the Australian Housing Market?Here’s a look at the latest weekly auction results across Australia’...
20/08/2026

📊 What’s Happening in the Australian Housing Market?

Here’s a look at the latest weekly auction results across Australia’s major capital cities, to August 2026.

🏠 Sydney: 510 auctions | 55.2% clearance rate
🏠 Melbourne: 570 auctions | 62.4% clearance rate
🏠 Brisbane: 137 auctions | 34.1% clearance rate
🏠 Adelaide: 107 auctions | 46.7% clearance rate
🏠 Canberra: 57 auctions | 43.7% clearance rate

📈 Melbourne recorded the strongest clearance rate among the major cities shown, while Sydney also remained above 55%.

Whether you're buying your first home, upgrading, refinancing, or investing, understanding the market can help you make more informed decisions.

Need help with your home loan? Talk to Pacifica Loans today.

🌐 www.pacificaloans.com.au

Unexpected Medical Bills? Don't Panic 🩺Health costs rarely arrive at a convenient time and waiting isn't always an optio...
13/08/2026

Unexpected Medical Bills? Don't Panic 🩺

Health costs rarely arrive at a convenient time and waiting isn't always an option when treatment is needed.

A Medical Loan can help you:

✔ Cover urgent surgery, dental work or specialist treatment

✔ Spread the cost over manageable repayments

✔ Access care sooner instead of putting it off

✔ Take financial pressure off your family during a stressful time

Your health shouldn't have to wait for your savings to catch up.

At Pacifica Loans, we'll explain your options clearly and guide you every step of the way.

📞 Call to find out more: 0451 442 515

🌐 Visit: www.pacificaloans.com.au

Care first. We'll help with the rest.

Address

Suite 2/220 Northumberland Street
Liverpool, NSW
2170

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 1pm

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