Mortgage Choice Lismore - Marilyn Coles

Mortgage Choice Lismore - Marilyn Coles Marilyn Coles is a Mortgage Broker based in Lismore, servicing all of the Northern Rivers and surrounds.

Assisting with Home Loans from Purchasing to Refinancing, increasing your lending, asset finance and business lending.

💰 Borrowing Capacity Series | Part 2$150,000 combined income. But how much could you borrow? 👀The answer can change sign...
13/08/2026

💰 Borrowing Capacity Series | Part 2

$150,000 combined income. But how much could you borrow? 👀

The answer can change significantly depending on the interest rate used in the assessment.

In this example:

🏡 5.5% interest rate → borrowing capacity of around $785,000

🏡 6.5% interest rate → borrowing capacity of around $720,000

That’s a $65,000 difference from just a 1% change in interest rates!

This is why comparing lenders can make a real difference when it comes to your borrowing power.

💬 Curious about your own borrowing capacity? Comment “BORROW” below or send us a message.

📞 (02) 6621 9665
📧 [email protected]

Refinancing isn't just about saving money, it can be about creating opportunities.Whether you're looking to renovate, in...
29/07/2026

Refinancing isn't just about saving money, it can be about creating opportunities.

Whether you're looking to renovate, invest, consolidate debt or simply make sure your loan still suits your lifestyle, refinancing could help you achieve your next financial goal.

The best place to start? A conversation with us.

📞 (02) 6621 9665
📧 [email protected]

🏡 A home loan is about more than just the interest rate.Everyone talks about interest rates… but that's only one piece o...
24/07/2026

🏡 A home loan is about more than just the interest rate.

Everyone talks about interest rates… but that's only one piece of the puzzle. 💭

The right home loan should also help you:
🏡 Make the most of your deposit
💰 Maximise your borrowing power
📋 Include features that suit your lifestyle
⚡ Get approved sooner
🔍 Compare options from over 35 lenders

That's where we come in.

Whether you're buying your first home, refinancing, or investing, we are here to help you find the right loan, not just the lowest rate. 💙

📞 02 6621 9665
📧 [email protected]

Helping our clients through every step of their home loan journey is what we do best. Thank you for this wonderful revie...
22/07/2026

Helping our clients through every step of their home loan journey is what we do best. Thank you for this wonderful review! ⭐⭐⭐⭐⭐

📞 02 6621 9665
📧 [email protected]

We’re giving away a $20,000 cash prize to one lucky customer who applies to refinance their loan by 18 October. 💸 With t...
17/07/2026

We’re giving away a $20,000 cash prize to one lucky customer who applies to refinance their loan by 18 October. 💸

With today’s market shaped by rate and budget policy changes, now’s the perfect time to review your home loan to see if I can get you a better deal.🏡

Plus, if you attend an appointment with me by 20 September, you’ll also go in the running to win one of 10x weekly $1,000 prizes. 📅

That’s even MORE chances to win! Get in touch today.
📞 (02) 6621 9665
📧 [email protected]

T&Cs apply. Minimum loan amount of $250,000.

🏡 Big news for first home buyers!As of 1 July, the Australian Government 5% Deposit Scheme has increased its property pr...
08/07/2026

🏡 Big news for first home buyers!

As of 1 July, the Australian Government 5% Deposit Scheme has increased its property price caps, meaning more homes are now eligible under the Scheme. 🎉

For example:
📍 The Northern Rivers postcodes previously had a property price cap of $800,000 which has now increased to $1,500,000.

This could open the door for more buyers to purchase a home with:
✅ Just a 5% deposit
✅ No Lenders Mortgage Insurance (LMI)
✅ Increased flexibility when searching for your first home

Not sure what the property price cap is for the area you're looking to buy in?

Check your postcode here:
https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme/property-price-caps

Thinking about buying your first home? We'd love to help you understand your options and see whether you're eligible.

📞 (02) 6621 9665
📧 [email protected]

*Eligibility criteria and lending requirements apply. Property price caps vary depending on location.

💰 Borrowing Capacity Series | Part 1How much do you think a single person earning $100,000 could borrow?A 1% difference ...
06/07/2026

💰 Borrowing Capacity Series | Part 1

How much do you think a single person earning $100,000 could borrow?

A 1% difference in interest rates could reduce borrowing power by almost $50,000.

Every lender assesses applications differently, so your borrowing capacity will depend on your income, expenses, existing debts and personal circumstances.

💬 Curious about your own borrowing capacity? Comment "BORROW" below or send me a message and let's start chatting about your individual capacity.

📞 (02) 6621 9665
📧 [email protected]

💰 Could you be eligible for a $3,000 cashback? 🏡If you can answer YES to these questions:✅ Are you a first home buyer?✅ ...
01/07/2026

💰 Could you be eligible for a $3,000 cashback? 🏡

If you can answer YES to these questions:

✅ Are you a first home buyer?
✅ Have you saved a 20% deposit?
✅ Are you ready to purchase your first home?

Then it's time to find out if you're eligible for a $3,000 cashback with a participating lender.*

As your mortgage broker, I'll help you determine:
✔️ If you qualify for the offer
✔️ Which lender is currently offering it
✔️ Whether it's the right home loan option for your financial goals

Reach out to my office to find out more and see if you are eligible and if this is the right option for you.

📞 (02) 6621 9665
📧 [email protected]

*Eligibility criteria, lender terms and conditions, and normal lending criteria apply. Cashback offers are available through selected lenders for a limited time.

🏡 Fixed or Variable: Which Home Loan is Right for You?With interest rates and economic conditions constantly changing, i...
10/06/2026

🏡 Fixed or Variable: Which Home Loan is Right for You?

With interest rates and economic conditions constantly changing, it's no surprise that many homeowners are reviewing whether their current loan still suits their needs.

If you're unsure whether a fixed or variable interest rate is right for you, consider these questions:

💰 Do you prefer the certainty of knowing exactly what your repayments will be each month?

😌 Would fluctuating interest rates cause you stress, or are you comfortable with potential changes?

✨ Are flexible features like offset accounts, redraw facilities or extra repayments important to you?

The right choice depends on your personal circumstances, financial goals and comfort with risk.

We can help you understand your options and find a loan that best suits your needs.

📞 (02) 6621 9665
📧 [email protected]

Address

88 Woodlark Street
Lismore, NSW
2480

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61266219665

Website

,

Alerts

Be the first to know and let us send you an email when Mortgage Choice Lismore - Marilyn Coles posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category