Mortgage Choice Lismore - Marilyn Coles

10/06/2026

🏡 Fixed or Variable: Which Home Loan is Right for You?

With interest rates and economic conditions constantly changing, it's no surprise that many homeowners are reviewing whether their current loan still suits their needs.

If you're unsure whether a fixed or variable interest rate is right for you, consider these questions:

💰 Do you prefer the certainty of knowing exactly what your repayments will be each month?

😌 Would fluctuating interest rates cause you stress, or are you comfortable with potential changes?

✨ Are flexible features like offset accounts, redraw facilities or extra repayments important to you?

The right choice depends on your personal circumstances, financial goals and comfort with risk.

We can help you understand your options and find a loan that best suits your needs.

📞 (02) 6621 9665
📧 [email protected]

04/06/2026

💡 Feeling overwhelmed by multiple repayments?

Debt consolidation is a strategy that combines several debts into one loan, helping to simplify your finances and reduce the number of repayments you need to manage each month.

Depending on your circumstances, debts such as:

✔️ Credit cards
✔️ Personal loans
✔️ Car loans
✔️ Existing home loan debt

may be consolidated into a single loan arrangement.

In some cases, consolidating debt into a home loan may provide a lower interest rate and reduce monthly repayments. However, it's important to remember that extending debt over a longer loan term could result in paying more interest overall.

Every situation is different, so it's important to consider the costs, benefits and long-term impact before making a decision.

Contact our team today to discuss whether debt consolidation could be the right option for you.

📞 (02) 6621 9665
📧 [email protected]

01/06/2026

🚗 Thinking about upgrading the family car before EOFY?

Whether you’re welcoming a new addition to the family or simply need more room for your growing crew, EOFY is the perfect time to explore your vehicle upgrade options. ✨

We’ll do the heavy lifting to find a loan that suits your family’s lifestyle and budget.

Contact us today to learn more.
📞 (02) 6621 9665
📧 [email protected]

28/05/2026

Nothing means more to us than happy clients 🤍

Helping people feel supported, informed and confident throughout their home loan journey is always our goal, so receiving feedback like this truly means the world.

Thank you for trusting us with such an important milestone.

📞 (02) 6621 9665
📧 [email protected]

25/05/2026

Interest rates have changed, has your home loan kept up? 🏡

If it’s been a while since you reviewed your mortgage, now could be the perfect opportunity to explore your options.

Our Refinance Calculator compares your current home loan against thousands of products from our panel of over 35 lenders, helping you see if there may be a more competitive rate available, all in just 3 minutes.

Get started today.

📞 (02) 6621 9665
📧 [email protected]

https://www.mortgagechoice.com.au/home-loan-calculators/refinance/

Find out how much savings you are missing out from your current mortgage repayments in just 3 minutes. Do not wait any longer and speak to our brokers now.

21/05/2026

EOFY is basically adulting Olympics 🫠💸

Between tax returns, paperwork and trying to feel financially organised, don’t forget one of the biggest expenses you have, your home loan. 🏡

A quick review now could help set you up better for the financial year ahead.

If your rate hasn’t been checked in a while, let’s chat.
📞 (02) 6621 9665
📧 [email protected]

13/05/2026

The 2026 Federal Budget was delivered last night, revealing the government’s taxation and spending plans for the next 12 months.

Swipe through for some of the key highlights and what they may mean for Australians moving forward.

Having an experienced broker by your side who understands what these changes could mean for your personal situation is more important than ever. Reach out to our team today to discuss your options.

📞 (02) 6621 9665
📧 [email protected]

08/05/2026

Today we proudly wear blue to support Do It For Dolly Day 💙
We’re proud to make a donation towards Dolly's Dream as such an important cause 💙
Together, we can help create a kinder and safer world for young Australians. 💙

05/05/2026

The RBA has increased the cash rate by 0.25% as many were expecting.

If you’re feeling unsure about how this impacts your repayments or want to review your loan, I’m here to help guide you through it.

📞 (02) 6621 9665
📧 [email protected]

01/05/2026

💙 Do it for Dolly! 💙
Wearing blue next Friday May 8