Vanessa Pardo - Insurance Northern Rivers

Vanessa Pardo - Insurance Northern Rivers 🏡 15+ yrs experience insuring Farms, Commercial, Small Business, Home & Contents, Car & Landlord Insurance.
🤝 Giving your insurance a human touch
(2)

Renewal notices can be easy to file away without a second thought, but they also offer the perfect opportunity to check ...
30/08/2026

Renewal notices can be easy to file away without a second thought, but they also offer the perfect opportunity to check whether your insurance still matches your life.

Have you recently renovated your home, purchased new valuables, expanded your business, or made other changes to your property?

If so, it may be worth reviewing your cover before simply renewing your policy.

A quick conversation today could help you avoid surprises if you ever need to make a claim.
If your renewal is coming up and you'd like to better understand your current cover or discuss whether it still suits your circumstances, I'm always happy to have a chat.

■ This is general information only and not personal advice.

Public liability comes up a lot in conversations, but not everyone's clear on what it actually means. Swipe through a pl...
29/08/2026

Public liability comes up a lot in conversations, but not everyone's clear on what it actually means.

Swipe through a plain-language breakdown.

This is general information only. I'd be happy to chat if you’d like to know more.

Some of the best parts of this job happen outside appointments, popping into local shops, chatting with tradies on site,...
25/08/2026

Some of the best parts of this job happen outside appointments, popping into local shops, chatting with tradies on site, catching up with other small business owners doing the hard work of keeping this region going.

■ Northern Rivers, NSW.

What is an insurance excess?Your excess is the amount you agree to pay towards a claim before your insurer pays the rema...
19/08/2026

What is an insurance excess?

Your excess is the amount you agree to pay towards a claim before your insurer pays the remaining covered amount.
In general:

✔ A higher excess can mean a lower premium.
✔ A lower excess can mean a higher premium.

There's no one-size-fits-all option. The right balance depends on your budget, your circumstances, and how comfortable you are paying more out of pocket if you need to make a claim.

Understanding how your excess works can help you choose cover that's right for you.

■ This is general information only and not personal advice. If you'd like to discuss your insurance options, feel free to get in touch.

People sometimes ask why I stayed in the Northern Rivers to build this business instead of somewhere bigger. Honestly, i...
18/08/2026

People sometimes ask why I stayed in the Northern Rivers to build this business instead of somewhere bigger.

Honestly, it's the people. The kind of trust you build here doesn't happen over a phone line; it happens over years of showing up.

■ Northern Rivers, NSW.
■ DM me or visit the link in bio to get in touch.

04/08/2026

Insurance is one of those things that can feel like a chore until something goes wrong and it's suddenly the most important thing in the world.

My job is to make sure that when that moment comes, you already know what you're covered for, and you have someone familiar to call.

That's the kind of service I'm here to offer.

■ Northern Rivers, NSW, serving families, farmers, and small business owners.
■ Reach out anytime.

Good service is often a team effort. A lot of the people I work with have been referred by someone they already trust: a...
30/07/2026

Good service is often a team effort. A lot of the people I work with have been referred by someone they already trust: a mortgage broker, an accountant, a property manager who knew their clients needed a proper conversation about cover.

If you work with people who own homes, farms, or investment properties in the Northern Rivers, I'd love to connect.

■ Get in touch via the link in bio.

You don't need to be running hundreds of head of cattle for a farm policy to be worth understanding. Hobby farms, small ...
28/07/2026

You don't need to be running hundreds of head of cattle for a farm policy to be worth understanding.

Hobby farms, small acreage, lifestyle blocks, these all carry real risks that a standard residential policy often wasn't designed to cover.

Swipe to see what's worth thinking about for smaller rural properties.

■ This is general information only. Happy to chat if you'd like to know more.

Let's get your property covered properly. Whether it's a family home, a rental, or a rural property, I take the time to ...
24/07/2026

Let's get your property covered properly. Whether it's a family home, a rental, or a rural property, I take the time to have a real conversation, explain things in plain language, and make sure the cover actually fits your situation.

■ Serving the Northern Rivers, NSW.
■ DM me or visit the link in bio to get in touch.

"Do I need separate insurance for my farm vehicles?"Farm vehicles: tractors, utility vehicles, and other working equipme...
22/07/2026

"Do I need separate insurance for my farm vehicles?"

Farm vehicles: tractors, utility vehicles, and other working equipment often don't fit neatly under a standard motor policy.

If a vehicle is off the road, the whole operation can feel it.

Understanding what cover actually applies to your working assets is worth the conversation.

This is general information only. Reach out if you'd like to chat.

Address

164 Molesworth Street
Lismore, NSW
2480

Telephone

+61400788348

Website

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