Vanessa Pardo - Insurance Northern Rivers

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Vanessa Pardo - Insurance Northern Rivers 🏡 15+ yrs experience insuring Farms, Commercial, Small Business, Home & Contents, Car & Landlord Insurance.
🤝 Giving your insurance a human touch
(2)

The sum insured on your policy isn't just a number; it's the maximum your insurer will pay if you make a claim. If that ...
14/10/2026

The sum insured on your policy isn't just a number; it's the maximum your insurer will pay if you make a claim.

If that number doesn't reflect what it would actually cost to rebuild or replace everything today, you could find yourself with a gap when you need it most. Worth knowing.

â–  This is general information only and not personal advice. If you'd like to discuss your insurance options, feel free to get in touch.

I didn't fall into insurance by accident. I started because I genuinely believed there was a better way to do it one tha...
12/10/2026

I didn't fall into insurance by accident. I started because I genuinely believed there was a better way to do it one that put the person first, not the paperwork.

Fifteen years on, that belief hasn't changed. What keeps me going is the trust people place in me, and the satisfaction of knowing that when something goes wrong for a client, they're actually covered. That's what this work is about.

â–  Northern Rivers, NSW.
â–  DM me or visit the link in bio to get in touch.

When it comes to insuring your vehicle, equipment, or property, the way your item is valued in the policy matters more t...
08/10/2026

When it comes to insuring your vehicle, equipment, or property, the way your item is valued in the policy matters more than most people realise.

Agreed value and market value are two very different things, and knowing which one you have can make a big difference at claim time.

Swipe to understand the difference.

â–  General information only. Happy to chat.

Running a small business in the Northern Rivers comes with its own set of risks, ones that a personal policy usually doe...
03/10/2026

Running a small business in the Northern Rivers comes with its own set of risks, ones that a personal policy usually doesn't touch.

Swipe through a few terms worth knowing if you're a local business owner.

â–  This is general information only.

As the weather starts to turn across the Northern Rivers, it's worth thinking about what storm and bushfire season might...
29/09/2026

As the weather starts to turn across the Northern Rivers, it's worth thinking about what storm and bushfire season might mean for your place.

I'm not here to alarm you, just to remind you that a quick check-in on your cover now is a lot easier than trying to sort it out mid-emergency.

■ This is general information only, happy to chat if you’d like to know more.

Your sum insured is the maximum amount your insurer will pay out under your policy. If it's set too low, you could be le...
27/09/2026

Your sum insured is the maximum amount your insurer will pay out under your policy. If it's set too low, you could be left short when it matters most. It's a number worth revisiting, especially if your situation has changed.

â–  This is general information only, not personal advice.
â–  Get in touch via the link in bio.

25/09/2026

Your insurance doesn’t automatically know when things change.

Renovations, new equipment, changes to your property or changes within your business are all things worth mentioning when you’re reviewing your insurance.

What you had in place 12 months ago may not reflect what’s happening today.

This is general information only and not personal advice.

If your business had to close its doors for a few weeks, would the income gap be covered? Swipe through a quick look at ...
22/09/2026

If your business had to close its doors for a few weeks, would the income gap be covered?

Swipe through a quick look at business interruption cover, one of the most overlooked parts of a small business policy.

â–  This is general information only, not personal advice.

Making an insurance claim can feel overwhelming, especially if you've never had to make one before.While every claim is ...
15/09/2026

Making an insurance claim can feel overwhelming, especially if you've never had to make one before.
While every claim is different, the process generally starts with a conversation, followed by the paperwork, an assessment, and then a decision.

I can't promise a particular outcome, but I can promise this: you won't have to navigate the process alone. I'll be there to help explain each step, answer your questions, and support you along the way.

This is general information only and not personal advice.

Community is at the heart of what I do.One of the things I enjoy most about living and working in the Northern Rivers is...
09/09/2026

Community is at the heart of what I do.

One of the things I enjoy most about living and working in the Northern Rivers is the opportunity to connect with local people, hear their stories, and build relationships face to face. Those conversations help me better understand what matters most to the people and businesses I support.

Being part of the community means more than providing insurance; it's about being present, listening, and building trust over time.

đź“Ť Northern Rivers, NSW.

Address

164 Molesworth Street
Lismore, NSW
2480

Telephone

+61400788348

Website

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