Bas and Balances

04/06/2026

⏰ PAYDAY SUPER TIP #3: JULY 2026 IS CLOSER THAN YOU THINK

Want to know one of the easiest ways to prepare for PayDay Super before July 2026?

Start paying your super more frequently now.

Instead of waiting until the quarterly due date, consider paying your April and May super contributions now and getting into the habit of making more regular payments.

Why?

✅ Improves cash flow discipline
✅ Reduces the risk of a large quarterly super bill
✅ Helps identify payroll or super processing issues early
✅ Makes the transition to PayDay Super much easier
✅ Gives you time to refine your payroll processes before the legislation starts

🚨 Too many businesses are treating PayDay Super as a problem for "future me."

The reality is that businesses that start adjusting their processes today will have a much smoother transition than those who wait until the last minute.

A Simple Challenge

If your April super has been calculated, why not pay it now?

If your May payroll is complete, why not pay that super too?

By reducing the backlog between payroll and super payments, you'll begin to experience what PayDay Super will feel like and can identify any cash flow or process issues while there's still plenty of time to fix them.

Think of It as a Practice Run

PayDay Super isn't just a compliance change—it's a change in mindset and cash flow management.

The sooner you start building good habits, the easier the transition will be.

💡 PayDay Super Ready Tip:
Don't wait for 1 July 2026 to change your processes. Start building PayDay Super habits today.

At BAS and Balances, we're helping businesses review their payroll processes, cash flow and super payment practices so they're ready well before the changes arrive.

📞 Ready for a PayDay Super Health Check? Let's chat.

03/06/2026

📱 PAYDAY SUPER TIP #2: REVIEW YOUR PAYROLL SOFTWARE

Think your payroll software is ready for PayDay Super?

Don't assume it is.

PayDay Super will require employers to process super contributions much more frequently, meaning your payroll system needs to be working efficiently, accurately and with minimal manual intervention.

Now is the time to ask:
✅ Is your payroll software up to date?
✅ Are employee super fund details accurate?
✅ Is Single Touch Payroll (STP) set up correctly?
✅ Are you using a super clearing house that integrates with your payroll system?
✅ Do you know how your software provider plans to handle PayDay Super?

🚨 The businesses that struggle with PayDay Super won't necessarily be the ones with the wrong software—they'll be the ones that haven't reviewed their setup before the changes arrive.

A Quick Reality Check

If processing payroll already feels stressful each pay run, adding super payments into the mix could expose inefficiencies in your current processes.

PayDay Super is the perfect opportunity to streamline your payroll, automate what you can and eliminate manual workarounds.

💡 PayDay Super Ready Tip:
Don't wait until 2026 to discover your payroll system isn't configured correctly. Review your setup now and give yourself time to make improvements.

At BAS and Balances, we help businesses review their payroll systems, identify gaps and ensure they're ready for the transition to PayDay Super.

📞 Not sure if your payroll software is ready? Let's find out together.

01/06/2026

🏦 PAYDAY SUPER TIP #1: CHECK YOUR DEFAULT SUPER FUND IS ACTIVE

Before you review software, processes or cash flow, start with the basics...

Is your default super fund still active and ready for PayDay Super?

Many employers set up a default fund years ago and never think about it again—until there's a problem.

Now is the time to check:
✅ Your default fund is still active and accepting contributions
✅ The fund details in your payroll software are correct
✅ Your onboarding forms reference the right default fund
✅ Your team knows how to handle stapled fund requests for new employees
✅ Super contributions are flowing through without errors or rejections

🚨 With PayDay Super, there will be less room for mistakes.

If a contribution is rejected because of incorrect fund details, you'll need to fix the issue quickly to remain compliant. What is currently a minor inconvenience could become a major payroll headache.

Ask Yourself:

If you hired a new employee tomorrow, would you know exactly where their super should be paid?

A quick check today could save hours of administration, employee frustration and compliance risks down the track.

💡 PayDay Super Ready Tip:
Don't assume your default fund setup is correct just because it's always worked. Verify it now before PayDay Super arrives.

At BAS and Balances, we're helping businesses review their payroll and superannuation processes now, so they're ready well before the changes take effect.

📞 Need a PayDay Super Health Check? Let's chat.

01/06/2026

🚨 5 Tips to Get Ready for PayDay Super 🚨

PayDay Super is on its way. Here are 5 things every employer should be doing now:

1️⃣ Understand Your True Payroll Costs

Super will need to be paid at the same time as wages, so make sure your budgets and cash flow forecasts reflect the change.

2️⃣ Review Your Payroll Software

Check that your payroll system can calculate, track and process super contributions accurately every pay cycle.

3️⃣ Clean Up Employee Records

Confirm employee details, TFNs, stapled funds and super fund information are correct and up to date.

4️⃣ Improve Your Cash Flow Planning

Businesses that rely on quarterly super payments may feel the pinch. Start building the funds into your regular payroll cycle now.

5️⃣ Test Your Payroll Processes Early

Don't wait until the legislation starts. Review your payroll workflow, responsibilities and approval processes now to avoid last-minute headaches.

💡 Bonus Tip:

PayDay Super isn't just a payroll change—it's a cash flow and compliance change too.

Need help getting your business ready? BAS and Balances can help review your payroll systems, processes and cash flow planning so you're prepared well before the changes arrive.

14/05/2026

With less than 7 weeks until legislation kicks in are you ready?

This quick checklist will make sure you are one step closer to being ready for PayDay Super.

- Pay your April Superannuation now
- Get up to date with your May Superannuation as soon as you can (no more than one pay period behind) catch up by end of May.
- Pay each superannation every pay from June
- July 1st kicks over and your business is already PayDay Super compliant :-)

Couple of things to remember:

By paying the superannuation now it will give you time to fix any errors, bounce backs etc., Remember, this superannuation isn't due until the end of July BUT we don't want anyone falling down that rabbit hole. The main thing here is you have time to fix any bounce backs, wrong fund numbers, etc., before the ATO get their antsy pants on.

Speaking of our friends at the ATO, they are being "gentle" for the first 12 months BUT if you haven't been paying your superannuation on time, good chance you are already on their radar.

So, do the right thing and get your business PayDay Super ready TODAY.

Need a hand? Give us a call on 0401694393 or email: [email protected] We are here to help!

Check our website for up to date info and more blogs: www.basandbalances.com.au

09/05/2026

To all the Mums and those who act in the role of Mum, Happy Mothers Day for tomorrow!!

02/05/2026

Payday Super is less than 2 months away and I am worried this is going to impact a LOT of small businesses who always struggle to pay their super every quarter.
Don't fall into the rut of not being able to pay your super from 1st of July.
Some simple steps you can take now -
1. Pay your April super NOW
2. Pay your Super every pay for May or at the most, pay it before the next pay cycle so you don't fall into arrears too deep
3. June - pay your super every pay cycle and your cashflow will be used to the flow by now.
When 1st of July kicks over, you will be sweet as you, my business friend, will be PayDay Super complian!! Give yourself a high 5!!


Here is a blog I did a while ago about what worries me and the small business struggling with their cashflow once 1st of July kicks over, but follow my simple steps above, and you will be fine!

Protect cashflow when Australia adopts PayDay Superannuation 1 July 2026

02/10/2025

I will be speaking in Singapore in 3 weeks and ver much looking forward to this experience

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