Resolve Finance

Resolve Finance 🏆Award winning Mortgage brokerage
Experts in home loans, construction & refinance
🔎40+ lenders to choose from
Your finance made simple

Established in 1997 , Resolve Finance remains one of Australia’s undisputed leaders in the field. In fact, over 80% of the loans written by their team of brokers are construction loans, accounting for 1 in 20 construction loans across both WA and Victoria. The business has financed more than 27,000 homes, helping an average of over 200 homebuyers into new homes each month. Resolve Finance pride th

emselves on being more than just a finance provider. They aim to become your finance partner for life; and that goes well beyond simply providing you with a home loan. Australian Credit License No. 385487

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Five years running, and another year worth celebrating.We’re proud to share that Resolve Finance has once again been rec...
01/09/2026

Five years running, and another year worth celebrating.

We’re proud to share that Resolve Finance has once again been recognised at The Adviser Magazine’s Australian Broking Awards.

🏆 Winner – Broker Marketing Platform of the Year

🏆 Finalist – Major Franchise Brokerage of the Year

This is our second consecutive win for Broker Marketing Platform of the Year, alongside another finalist position for Major Franchise Brokerage of the Year.

Thank you to everyone who has played a part in getting us here. We’re proud to see the work happening across Resolve Finance recognised once again.

31/08/2026

Owning your very own patch of paradise is not a dream to give up on.

Buying your first home is a big step – and we're here to make it less daunting and more exciting.

Less 'pie in the sky' and more 'Yes, I can do it'.

From researching to application to approval, we're with you every step of the way.

What are you waiting for?

If you've had the same home loan for a few years, and haven't had a professional look over it recently, you could be mis...
30/08/2026

If you've had the same home loan for a few years, and haven't had a professional look over it recently, you could be missing out on opportunities for a more suitable deal.

Here are five reasons you might want to refinance your home loan:
- To save money
- To pay off your loan sooner
- To get access to more features
- To leverage your equity
- To consolidate existing debts

Get in touch with us and we'll run a health check on your home loan. No fuss, no strings.

Refinancing isn't just about the interest rate.The important question is: does your current home loan still suit what yo...
28/08/2026

Refinancing isn't just about the interest rate.

The important question is: does your current home loan still suit what you need today?

If you're not sure, it could be worth reviewing your options.

Want clarity on your next step? Get an expert in your corner.

Buying your first home isn’t about luck or timing. It’s about understanding how lenders think and making sure you're pre...
28/08/2026

Buying your first home isn’t about luck or timing. It’s about understanding how lenders think and making sure you're prepared before you apply.

We help first time home buyers build a complete picture – not just a deposit.

Ask us how.

Did you know that getting a better deal on your existing home loan doesn't always mean switching lenders.Sometimes, it's...
27/08/2026

Did you know that getting a better deal on your existing home loan doesn't always mean switching lenders.

Sometimes, it's simply a matter of us negotiating a better offer with your existing bank – otherwise known as repricing.

The lender won't always agree to the terms we request, but it's absolutely worth having the conversation. The market is so competitive and your bank will do their utmost to retain you as a customer.

Get in touch to find out whether repricing could be right for you.

You may have heard of the ominous sounding 'mortgage prison'.The term took off a few years back, during the last rate cy...
26/08/2026

You may have heard of the ominous sounding 'mortgage prison'.

The term took off a few years back, during the last rate cycle, to describe borrowers unable to refinance to a more competitive loan.

When rates fell through 2025, plenty of people escaped. Now, with three rate rises this year, it might feel like the walls are closing in again on your home loan.

It can happen when your property's value falls and your loan to value ratio climbs too high to secure a refinance.

Or when rising rates shrink your borrowing capacity, so you'd no longer qualify for the loan you already have – a real risk for anyone who borrowed very near their limit during last year's lower rates.

A few late repayments denting your credit score can do it, too.

Whatever the case, before you apply to refinance, come speak with us to find out which lenders you're likely to qualify with.

It protects your credit score and means you're not chasing a refinance that was never going to get across the line.

Let's start with a caveat: what's best for you will depend on your unique situation, so consider this information as a b...
25/08/2026

Let's start with a caveat: what's best for you will depend on your unique situation, so consider this information as a broad overview, rather than actual advice.

Offset account:
This works like a transaction account, with one difference: the funds in your offset account are 'offset' against the balance of your loan. Interest is calculated against this lesser amount, so the more funds in your offset account, the less interest you pay.

To maximise the interest-saving benefits people often have their salary deposited straight to their offset account, along with any big one-off payments – like tax refunds.

Redraw facility:
A redraw facility on the other hand, allows you to make additional repayments on your loan, which you can then access later if you need to (for renovations, holidays, purchasing a car, emergencies).

Both of these options have distinct advantages and disadvantages.

It all comes down to being smart about how to use them and being aware of all the fees, exceptions and tax implications.

Thinking about refinancing doesn't always mean changing lenders.Your current lender may have another home loan that coul...
21/08/2026

Thinking about refinancing doesn't always mean changing lenders.

Your current lender may have another home loan that could better suit your needs, goals or circumstances.

But how do you know whether changing your existing loan or switching lenders makes more sense?

That's where a broker can help. They can look at your current home loan, understand what you're trying to achieve and help you work through the options available to you.

Finance doesn't have to be confusing. Let's make your next step simple.

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301 Vincent Street
Leederville, WA

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