11/06/2026
Thinking of buying an investment property with an existing pre-approval?
You may need to stop and check your numbers again. 👀
Following the Federal Budget announcement, some lenders have already started changing how they assess negative gearing when calculating borrowing capacity.
That means your current pre-approval may not automatically mean you can still borrow the same amount — especially if you’re buying an established investment property.
The key issue?
Your lender may now assess your ability to repay the loan differently. 🏦
Before you sign a contract or rely on an old approval, let’s review:
✅ Your current lender’s policy
✅ Whether your property type still qualifies
✅ Your updated borrowing capacity
✅ Whether your approval needs to be refreshed
The goal posts are moving — and this is exactly when good advice matters. ⚽️
📲 Already pre-approved for an investment purchase? Message me before you make your next move.