Bree Rollo - Tend Home Loans

Bree Rollo - Tend Home Loans Bree Rollo is a credit representative (426994) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit L

I help people find the most suitable home loan for their circumstances, whether it be buying their first home or their tenth, looking to increase their borrowings or just simply looking to get a better deal than they currently have. Credit Representative (No. 426994) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit License No. 391237)

08/08/2026

Something has changed in the Perth property market, and if you’re buying, you need to know about it!

Perth listings have risen significantly.

REIWA reported 6,777 properties for sale in the week ending 26 July! 100.9% higher than the same time last year.

More properties for sale doesn't necessarily mean cheap property, but it might mean Perth buyers can finally take a breath and be a little more selective.

07/08/2026

🍺 Happy International Beer Day!

In the world of broking, some days just require a cold one.

Like when:
✅ The lender asks for the same doc for the third time
✅ Your client "forgets" they bought a boat
✅ You find out they applied for a car loan… yesterday
✅ You finally get that approval before COB on Friday!

So today, raise a glass to low rates, quick approvals, and clients who send their payslips on time.

And remember.....we can't fix your beer fridge, but we can fix your home loan. 😏

Offset vs Redraw: What’s the real difference?They both help reduce interest, but they’re not created equal:🔹 Offset Acco...
02/08/2026

Offset vs Redraw: What’s the real difference?

They both help reduce interest, but they’re not created equal:

🔹 Offset Account = Works like a regular bank account that sits alongside your home loan. Every dollar sitting in there offsets your loan balance, meaning you pay less interest daily.

🔹 Redraw Facility = Gives you access to the extra repayments you’ve made on your loan, but often with conditions, delays, or limits.

🚨 Choosing the right one depends on how you manage your money. Need flexibility? Want to maximise savings? Let’s unpack it together and make sure your loan works smarter for you.

Thinking of buying before you sell? Bridging loans can help make that happen without the panic.Here’s what some lenders ...
29/07/2026

Thinking of buying before you sell?

Bridging loans can help make that happen without the panic.

Here’s what some lenders will allow:
1️⃣ Give you up to 12 months to list and sell your existing home
2️⃣ Capitalise the interest - so no repayments during the bridging period
3️⃣ Assess your ability to repay based on the end debt, not the full “peak” amount while you own both properties

But here’s the catch 👇
Not all lenders offer the same flexibility.
While many provide bridging loans, the policies vary wildly - some are generous, others… not so much.

That’s where we come in.
👉 Our job is to match you with the lender who suits your plan, your timeline, and your cash flow.

Buying, selling, or just planning ahead? Let’s talk strategy.

28/07/2026

If you've been to more than a couple of home opens, you've probably heard at least one of these... 😅

🏡 "We've had lots of interest."
🏡 "This one won't last."
🏡 "Offers closing Tuesday."
🏡 "There's another offer coming."

Whether it's creating urgency or simply reflecting a busy market, buying a home can sometimes feel like learning a whole new language.

The most important thing? Don't let the pressure rush you into a decision that isn't right for you.

Go in with a clear budget, know your limits, and remember—there will always be another property.

Now it's your turn... what's the most memorable thing you've heard at a home open? 😂👇

This one comes up all the time and the answer might surprise you.✅ FALSE: We have lenders who are totally fine with just...
26/07/2026

This one comes up all the time and the answer might surprise you.

✅ FALSE: We have lenders who are totally fine with just 1 payslip for a new permanent role.
All you need is:
• A signed employment contract
• First payslip
• Bonus if you’re in the same industry or role continuation

BUT...

✅ TRUE: Some lenders do want 3 months. Others even 6 months or more.
Which is exactly why you use a broker. 💁🏻‍♀️ We do all the running around to find the right policy for your situation so you’re not wasting time applying to the wrong lender.

💡 How far in advance should you apply for a pre-approval?At least 3 months ahead! Why? Because it’s not just about getti...
02/07/2026

💡 How far in advance should you apply for a pre-approval?

At least 3 months ahead! Why? Because it’s not just about getting a letter from the bank — it’s about:

✅ Knowing your numbers (borrowing capacity 💰)
✅ Understanding how much deposit you need to save
✅ Knowing your max purchase price
✅ Understanding your future monthly repayments

👉 A typical pre-approval lasts 3 months — giving you time to find the RIGHT property and negotiate with confidence.

Step one? Book a FREE discovery call so we can position you for success:
🗓️ Book here 👉 [Insert booking link]

Start your journey NOW — the earlier we plan, the smoother your path to purchase! 🚀

Some things I tell almost every home buyer 👇Because buying a home is exciting… but it’s also really easy to get swept up...
30/06/2026

Some things I tell almost every home buyer 👇

Because buying a home is exciting… but it’s also really easy to get swept up in the emotion of it all.

The beautiful photos.
The busy home opens.
The pressure to move quickly.
The temptation to stretch the budget just that little bit further.

But the best property decisions usually come from feeling informed, prepared and clear on what actually works for your life - not just what looks good online.

A few reminders:
🏡 Don’t fall in love with the photos
🏡 Inspect at different times of the day
🏡 Buying comfortably beats borrowing your maximum
🏡 Speak to a broker before you start house hunting

A little preparation can make the whole process feel a lot less overwhelming.

Which one of these do you think is the most important? 👇

28/06/2026

Investors — your borrowing power may have changed. 🏡📉

If you’re planning to buy an investment property, your maximum borrowing capacity may not be what it was a few weeks ago.

Lenders are now changing how they treat negative gearing in their servicing calculations. 🏦

In plain English?

They may no longer give you the same benefit for investment property tax deductions when working out how much you can afford to borrow.

This could impact:
💰 How much you can borrow
🏦 Which lender is right for you
📄 Whether your existing pre-approval still works
⏰ How quickly you need to act before signing a contract

This doesn’t mean investors should panic.
It does mean your strategy needs to be checked properly before you buy. 👀
📲 If you’re planning to purchase an investment property this year, let me guide you through the new lending landscape.

# #

26/06/2026

Some journeys take longer than we hoped.

Saving for a deposit.
Missing out on homes.
Waiting for the right opportunity.
Working towards a goal that sometimes feels further away than ever.

It can be easy to wonder if all the effort is worth it.

But every dollar saved, every lesson learned and every setback overcome is part of your story.

One day, you'll unlock the front door to a place you'll call home and realise that every early morning, every sacrifice and every moment of patience helped get you there.

Keep going.

Your journey doesn't have to look like anyone else's—it just has to keep moving forward. 🤍

If you're feeling like home ownership is out of reach right now, don't give up. Sometimes all it takes is the right plan and the right support to help you see what's possible.

Address

5/405 Oxford Street
Leederville, WA
6016

Telephone

+61402241018

Website

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