25/09/2026
A small loan can help with an unexpected expense. But before you borrow, it’s worth knowing what the loan will cost from start to finish.
Three questions to ask:
1. What will I repay in total? Look beyond the amount borrowed. Add up the interest and any fees.
2. Will each repayment fit my budget? Check what’s left after rent, bills, food and other essentials.
3. Can I pay it off sooner? Extra repayments may reduce interest, but check whether your loan has an early repayment fee or other limits.
Already have a loan and worried about a repayment? Contact your lender as early as you can to talk through your options. You don’t have to work it out alone.
For independent information and a personal loan calculator, visit ASIC’s MoneySmart: moneysmart.gov.au/loans/personal-loans. For free, confidential help with debt, call the National Debt Helpline on 1800 007 007.
At Handee, we believe clear answers help people make confident decisions.
📞 1300 081 100
🌐 www.handeeloans.com.au
ACL 455 149
Terms and conditions apply.
