Mortgage Choice - George Christo

Mortgage Choice - George Christo George Christo is a Mortgage Choice Broker in Landsdale and the greater Perth Metro Area. And that’s why his clients view him as their ‘trusted adviser’.

Smartline WA Client Service Winner 2011

George Christo believes that his role as a Personal Mortgage Adviser is to act as his client’s "relationship manager” with their chosen lender. This means that George not only helps find the right loan for his clients, but he manages the loan application process with the lender on their behalf. And George is always available to address any queries and conc

erns his clients may have regarding their loan. Listening to his client’s needs and understanding their financial goals is a key part of the friendly and professional service George provides. Backing George’s commitment to customer service is his wealth of lending experience. Prior to joining Mortgage Force in 2003 (which merged with Smartline in 2009), George gained over 20 years experience in home, business and equipment lending with the Commonwealth Bank. He completed his successful career with the bank as a Mobile Home Loan Consultant. George sees “his car as his office” and enjoys providing a mobile service to his clients. He can visit you outside of working hours in the comfort of your own home. If you’re looking for a Personal Mortgage Adviser, who has your best interests at heart, then contact George today.

Having access to thousands of home loan options means: ✅ You have access to more options to help find a competitive inte...
18/01/2024

Having access to thousands of home loan options means:

✅ You have access to more options to help find a competitive interest rate.
✅ You can select the features that are right for your circumstances.
✅ You can be confident you’re making an informed choice.

To find out more, talk to us today.

There can be some great benefits in refinancing your home loan, such as getting a better interest rate or more home loan...
29/11/2023

There can be some great benefits in refinancing your home loan, such as getting a better interest rate or more home loan features. Just make sure you also weigh up the different expenses involved in refinancing.

The key is to take the time to review and compare your home loan. Which is where we can help.

Talk to us today.

Myth busted! You can absolutely secure a mortgage if you’re self-employed.  There are a number of great home loan choice...
21/11/2023

Myth busted! You can absolutely secure a mortgage if you’re self-employed.

There are a number of great home loan choices designed specifically for self-employed people. We can help find you the right loan for your needs.

Getting a self-employed home loan can be a complicated process, so having the right support can give you peace of mind.

Talk to us today.

15/11/2023

Understanding mortgage repayments is a key part of buying a home. Knowing what your repayments will be helps you understand how those repayments will affect your day-to-day finances – in turn, allowing you to set a realistic purchase budget.

Mortgage holders also have the option of making extra repayments. Doing this could help you pay off your home loan sooner and pocket valuable savings on home loan interest.

Use our repayment calculator to find out more:

🔗 https://www.mortgagechoice.com.au/home-loan-calculators/home-loan-repayment-calculator/

Myth busted!  In fact, when you take out a mortgage, you technically still own the property. While the mortgage gives th...
29/08/2023

Myth busted!

In fact, when you take out a mortgage, you technically still own the property. While the mortgage gives the bank certain powers over the property, the name on the title remains yours.

To find out more about how mortgages work, talk to us today.

Here are a few things to consider when investing in property:  1. Your current financial position: it’s important to ass...
24/08/2023

Here are a few things to consider when investing in property:

1. Your current financial position: it’s important to assess the deposit you can afford, how much you can borrow and whether you can maintain the repayments – especially during times when the property is vacant.

2. The type of property you can afford: when investing in property, consider if the properties in your price range will attract tenants and deliver healthy long term value increases.

3. Your long-term plan: consider how long you plan to hold onto your investment for, and where your investment property fits in your overall financial plan.

Contact us to discuss investment loans and to start your property investment journey

With a redraw facility, you’ll be able to make extra repayments on your home loan, and access the ’extra’ funds later if...
21/08/2023

With a redraw facility, you’ll be able to make extra repayments on your home loan, and access the ’extra’ funds later if required. This encourages you to make extra repayments with the security of knowing you can access the money later if needed. And, until those extra payments are redrawn, they reduce the amount owning on your home loan and the interest charged.

If you’re unsure which type of loan features would be the best fit for you, we can help. Contact us today.

If your fixed rate is ending and you’re feeling unsure about what to do next, there are options.  You can either refinan...
16/08/2023

If your fixed rate is ending and you’re feeling unsure about what to do next, there are options.

You can either refinance, which involves switching your existing home loan for a new one – either with your current lender or a different lender. Or another option is to switch to a variable rate. When rolling from a fixed to a variable-rate home loan, we can help you negotiate a lower rate than the ‘revert rate’ you would otherwise roll onto.

We can guide you every step of the way. Contact us today.

As your local Mortgage Choice broker, we can access thousands of home loans from more than 35 lenders, as well as a rang...
09/08/2023

As your local Mortgage Choice broker, we can access thousands of home loans from more than 35 lenders, as well as a range of loan options exclusive to Mortgage Choice customers.

We even have home loans designed to help you secure your financial freedom sooner by paying off your home loan faster.

Talk to us today.

03/08/2023

Becoming mortgage-free is a goal many of us want to achieve. Here are a few strategies that can help you pay off your home loan faster:

1. Make more frequent repayments (e.g. fortnightly instead of monthly).
2. Pay more than the minimum each time.
3. Make extra lump sum repayments when you can.
4. Consider using an offset account to help reduce the interest you pay.
5. Refinance your home loan to secure the best possible rate.

If you’d like to know more, contact us today.

31/07/2023

Looking to buy your first home? In addition to saving for a deposit, there are a range of other costs to be mindful of during the home buying process.

Contact us today and we can help guide you through the process.

It’s Christmas in July 🎄  Give yourself the gift of refinancing and the benefits it could bring:  - Secure a more compet...
25/07/2023

It’s Christmas in July 🎄
Give yourself the gift of refinancing and the benefits it could bring:

- Secure a more competitive interest rate and reduce your monthly repayments.
- Access home equity to renovate, build additional wealth or achieve personal goals.
- Take advantage of different loan features, such as a redraw facility or offset account.

Keep in mind, there are costs to weigh up when refinancing your home loan, such as exit fees, borrowing costs and LMI.

At Mortgage Choice, we are with you every step of the way, contact us today.

Address

Landsdale, WA
6065

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