West-Corp Finance

14/08/2025

The Reserve Bank of Australia has just announced a 0.25% cut to the cash rate in full, to new applications from 13 August — meaning home loan interest rates will drop by 0.25%.

This change could mean more money in your pocket, lower repayments, and a great opportunity for those looking to enter the property market. 📉💰

💰What this means for you:
• Lower monthly repayments on your mortgage.
• Potential savings over the life of your loan.
• Increased borrowing power if you’re planning to buy.
• A possible boost to housing market activity.

📊 Example Savings:
On a $600,000 home loan over 30 years:
Before: 6.00% interest → $3,597/month
After: 5.75% interest → $3,502/month
Savings: $95/month or $1,140/year

The RBA made this move to help ease cost-of-living pressures and support economic growth. If you already have a home loan, now is the perfect time to contact your lender or mortgage broker to see how much you could save.

💬 Tip: Even small cuts like this can add up to thousands in interest savings over the years — take advantage!

09/10/2024

A very special 'Investment Opportunity' has rolled across our desk avaialble for WCF - A positively geared construction within walking distance of Mandurah Forum and the Mandurah Waterfront. This offers over 8% rent return or $870pw. We have only ONE LEFT at a price of $557,614. It is a dual occupany property with two lockable abodes. One 2x1 and an upper story 1x1 with a double garage. Call Rhion for more information. These have all sold out since Monday and this is the last of them...

Send a message to learn more

05/07/2024

Thinking of refinancing your home loan? Don't do it alone!

One of the great reasons to use our finance services to help with your refinance is because we do this daily as part of our role.

We know what to do, what to look for and how to determine a range of suitable lenders who are most likely to approve your application.

As your finance specialist, here’s what we do to guide you through a smooth refinancing transition.

Refinancing? Don’t do it on your own! As your finance specialist, here’s what we do to guide you through a smooth refinancing transition. One of the great reasons to use our finance services to help with your refinance is because we do this daily as part of our role. We know what to do, what…

19/06/2024

Did you know that you do not necessarily have to wait until you have repaid your home loan before you can start utilising your ‘available’ equity to purchase an investment property?

How does it work? Click the link to find out.

The great Aussie dream of repaying your mortgage and owning your home can sometimes feel like a lifetime away. While outright home ownership might be some time away it is worth acknowledging that each additional loan repayment builds equity in your home. Equity is the difference between the value of...

14/06/2024

Our latest holiday competition to Japan is now active. Don't miss the opportunity to grab the opportunity.

What will you do when you get there?

Win a 10 night holiday to Japan for two people valued up to $8,690

20/05/2024

Not all renovations are created equal when it comes to boosting the value of your home.

If you’re planning updates with resale in mind, strategic choices can maximise your return on investment (ROI).

Let’s explore high impact renovations, budgeting tips and when it makes sense to go DIY versus hiring a professional.

With skyrocketing housing prices, many Aussies are opting to renovate rather than upsize or renovate before selling. Their one objective? To increase the value of their home. Not all renovations are created equal when it comes to boosting the value of your home. If you’re planning updates with res...

24/04/2024

On this ANZAC Day, we pay tribute to the brave men and women who fought for our country. We will always remember their sacrifice and bravery. Thank you for your service. We are forever grateful.

28/03/2024

Property investment has long been one of the more successful strategies to achieving financial independence, and yet statistics show only about 20% of Australians do it.

Property investment has long been one of the more successful strategies to achieving financial independence, and yet statistics show only about 20% of Australians do it. Statistics available from the Australian Taxation Office (ATO) tell us that there are 2,207,905 property investors in Australia. T...

22/03/2024

Should you buy, should you sell or should you just wait?

Feel free to reach out to explore your finance options BEFORE you head out for your investment property hunt.

The latest property reports from November 2023 show: investor activity was 18% higher compared to a year ago new owner occupier loan activity rose by 10.1% AND there has been a sharp rise in loan approvals over the last months of 2023 WHY IS THIS GOOD TO KNOW? Although no one has a property crystal....

20/02/2024

In the dynamic landscape of homeownership, staying ahead of the curve on mortgage trends and finance strategies is crucial for turning your dream home into a reality.

Let’s delve into the key aspects that can help you navigate this intricate terrain and secure the most suitable financing for your home.

In the dynamic landscape of homeownership, staying ahead of the curve on mortgage trends and finance strategies is crucial for turning your dream home into a reality. Whether you’re a first time buyer, a seasoned homeowner, considering refinancing or an avid property investor, understanding the la...

12/12/2023

Refinancing is a financial strategy that allows individuals to replace an existing loan with a new loan, often under different terms. It may be a beneficial consideration for managing your finances and can be particularly beneficial in certain situations.

Understand more about Refinancing here:

Understanding refinancing Refinancing is a financial strategy that allows individuals to replace an existing loan with a new loan, often under different terms. It may be a beneficial consideration for managing your finances and can be particularly beneficial in certain situations. The benefits of re...

04/12/2023

𝐀 𝐝𝐞𝐞𝐩𝐞𝐫 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐨𝐟 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐫𝐚𝐭𝐞𝐬

To make informed decisions regarding your mortgage and the timing of a refinance, it’s good to understand some of the factors that may influence mortgage rates in Australia.

You do not have to face the ‘new normal’ alone. If you have questions or need guidance, we are here to assist you. Feel free to reach out to us, your trusted mortgage specialists.

Let’s have a look at the driving forces behind this refinancing frenzy. The pause in rate hikes A collective sigh of relief echoed through the hearts of mortgage holders when the Reserve Bank of Australia (RBA) left the cash rate untouched at 4.1% in July. The July decision marked the first rate f...