20/04/2026
5 things every homeowner should review after a rate rise:
Although you can't control the market, you can control what you do after the RBA increase the cash rate. Here are 5 things to review:
1. Your Interest Rate
Is your current rate still competitive? Many customers we work with don't know what rate they could be eligible for.
2. Your Property Value
Do you know what your property's currently worth? An updated valuation report can improve your loan-to-value ratio which means you may qualify for lower interest rates.
3. Your Loan Structure
Are you on the right type of loan (fixed, variable, or split)? A quick chat could reveal the difference between rate types depending on your circumstances.
4. Is Your Product Right for You?
Are you making the most of your features such as the offset facility? Both can help you save on interest and pay your home loan down sooner.
5. Lender Incentives for New Customers
Lenders may offer lower rates for new business customers upon eligibility and could include rebates, cashbacks or discounts for fees.
6. Future Goals and Objectives
Does your loan still align with your current lifestyle and future plans? We know life can be challenging so leave it to us to keep it simple when it comes to your home loan.
