MoneySmith Group

20/03/2026

🏠 What’s the ideal home loan term? 🏠

Not so long ago, 25 years was the typical home loan term.

That’s steadily crept up to 30 years. And some lenders now even offer 40-year loans.

So, what home loan term should you select?

The answer is the one that fits your life circumstances - which usually means the one that you can comfortably afford the monthly repayments on. 👇

To find out more, DM us or contact Moneysmith Group on:

☎️ – 0433 149 788
💻 – [email protected]

06/03/2026

🌳 Have house prices got you dreaming of a treechange? 🌳

The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals.

A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡

DM us to explore your tree or sea change home loan options. 👇

To find out more, DM us or contact Moneysmith Group on:

☎️ – 0433 149 788
💻 – [email protected]

* Cotality research

27/02/2026

📈 Has your borrowing power recently increased? 📈 ⁣
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The three RBA rate cuts in 2025 boosted the average family's borrowing power by $51,000*.
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But those gains could quickly be eroded by higher home prices and more RBA rate hikes - the latest being a 0.25% hike earlier this month.
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DM us if you'd like to know your borrowing power for 2026.
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To find out more, DM us or contact Moneysmith Group on:

☎️ – 0433 149 788
💻 – [email protected]
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* Cotality research

13/01/2026

💰 Broker support can help refinancers save 💰⁣
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Did you know that 99% of mortgage brokers recently achieved a discount for their refinancing customers?*⁣
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And when it comes to your home loan, even a small discount could really help you save on interest on your home loan repayments. ⁣
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DM us to see if you could save by switching. 👇⁣
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To find out more, DM us or contact Moneysmith Group on:

☎️ – 0433 149 788
💻 – [email protected]
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* MFAA survey

18/02/2025

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?

Read more on our blog 👇👇

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?

14/11/2024

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties.

https://www.moneysmithgroup.com.au/do-you-really-need-a-building-inspection

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties.

25/10/2024

🏡 How to fast-track your first home deposit 🏡

The First Home Super Saver Scheme could boost your deposit by 30% compared to a savings account.*

Simply make voluntary contributions to super - up to $15,000/year.

When buying you can withdraw those contributions - up to $50,000/person - plus associated earnings.

DM us today. 👇

To find out more, DM us or contact Moneysmith Group on:

☎️ – 0433 149 788
💻 – [email protected]



* Federal government fact sheet

21/10/2024

Want to pay off your home loan in 15 years without budget stress?

Our innovative A.I.M System can help you do just that.

Book in for a demonstration with Paul today.
👇
https://calendly.com/paul-cluff/aims-demonstration

Contact us now to get started on your path to financial freedom!

18/10/2024

Tired of your mortgage holding you back?
With innovative award-winning A.I.M System, you can significantly reduce your loan term without any extra strain on your monthly budget.

It's time to make your money work smarter, not harder! 💡
Want to find out how?

Book in for a demostration with Paul today.

👇
https://calendly.com/paul-cluff/aims-demonstration

15/10/2024

🏠 How a mortgage broker helps

Finding a home you like is just part of the home-buying equation.
Identifying a home loan that is right for your needs, with a competitive rate, completes the picture.

But without skilled help this can be easier said than done.

The Helia survey found close to half (45%) of first-home buyers find it difficult to research which loans are right for them. More than one-in-two (52%) anticipate challenges in obtaining the loan they need.

This is where mortgage brokers can help.

We spend time getting to know you and your financial needs. This allows us to narrow down the choice of home loans that may be a good match for your needs.

We also know what lenders look for when they approve a home loan.

We can explain whether you’re home loan ready right now, or discuss the steps you can take to help pave the way for home loan approval in the future.

Better yet, we’ll stay in touch to offer tips and encouragement along the way.

Contact us to see how we can help you.

www.moneysmithgroup.com.au