STE Financial

24/08/2026

We are very excited for the future. Craig & Dawn, Mark & Nikki have just purchased an office in beautiful Cabarita Beach.

It’s a new building so a blank canvas for us to put our own mark on.

The office will be a space for STE Financial to grow, but will also offer spaces for rent for local entrepreneurs.

We will bring you along on the journey as we fit out the space.

21/08/2026

If you're self-employed, don't leave this till the last minute.

So many self-employed people get knocked back when they first try to get a loan through a bank. Often, it's just because they aren't quite as organised as the bank would like.

Because we are bookkeepers, accountants, and mortgage brokers, we can fix your books first and make sense of your financials first, so that applying for a loan isn't as hard as you might think.

Couple of quick questions for self employed borrowers. Two minutes, no credit check, and a straight answer on where you stand.

17/08/2026

It is always a genuine pleasure when we receive feedback about how our work impacts the day to day lives of our clients. Knowing we provide the peace of mind needed to let local business owners focus on their actual passion is exactly why we do what we do. We are incredibly grateful to B Middleton for taking the time to share their experience with Mark and our team.

"Exceptional across all areas. With someone of Mark’s calibre in your corner, you can focus on growing your business, confident the backend/books are being managed as it should be. Approachable, accessible, and a great asset to our company."
, B Middleton

Notes like this remind us of the value of being a reliable partner rather than just an external service. We believe that when your books are in order and your strategy is clear, you can lead your company with complete confidence. If you are looking for an approachable team to stand in your corner and support your business growth, we would be happy to have a conversation about how we can help you move forward.

13/08/2026

Your latest business name renewal email might be a total scam.

Scammers are currently impersonating ASIC to steal your credit card details. They use official logos and urgent language to trick you into clicking fake links.

Paying these dodgy invoices means you lose your cash and your business name still expires. It is a nasty double blow for local business owners.

Protect your bank account by following these simple rules, Never click links in renewal emails, Go straight to the official ASIC website, Log in to your account holder portal manually, Check your actual expiry date inside the portal

We want to keep your hard earned money in your pocket where it belongs. Give us a shout if you need help sorting your company compliance.

Stay safe out there.

11/08/2026

Fresh on the STE Financial blog: Asset write offs for tradies moving into the new year

Check your eligibility for equipment deductions at STE Financial before you buy your next ute or tool kit to avoid a nasty tax shock.

Have a read here: https://www.stefinancial.com.au/blog/asset-write-offs-for-tradies-moving-into-the-new-year

09/08/2026

Your interest rate is probably too high right now.

August is the perfect time to look at your home or business loans. The property market gets frantic once the weather warms up on the coast. You want your money sorted before the spring rush takes over.

We see people paying the loyalty tax to big banks every single day. A quick review often finds a much better deal elsewhere. It is your money and you deserve to keep more of it.

We handle the heavy lifting while you enjoy the sun. Our team compares the options to find a rate that actually fits your life. No complex talk and no wasted time.

Let us check your current rate before the spring crowd arrives.

Send a message to the STE Financial team today.

07/08/2026

Did you miss the payroll cutoff on July 14?

That date was the hard deadline for your final pay declarations. Your team cannot get their tax refunds back until you tick this box in your software.

You might face some nasty fines from the tax office if you leave this sitting on your desk. They are watching these dates closer than ever this year.

Fixing it is easy enough once you know where to click., Log into your payroll software right now, Check every single employee record for the year, Hit the finalisation button to send the data

We can jump in and handle the technical side if you are stuck. Give STE Financial a shout to get your compliance back on track.

Let us clear this up for you today.

05/08/2026

Fresh on the STE Financial blog: New $5,000 grant for business energy upgrades

Small businesses in New South Wales can now access grants up to $5,000 to upgrade old equipment and slash power bills while funding lasts.

Have a read here: https://www.stefinancial.com.au/blog/new-5-000-grant-for-business-energy-upgrades

03/08/2026

Property prices just hit their lowest growth rate all year.

The national index only rose by 0.4% last month. This news means the massive growth phase is finally taking a breather. We are seeing a cooling market right across the country right now.

Slower growth creates a massive advantage for you if you want to buy. Less competition means you have more time to negotiate a better deal. You just need to have your finance sorted before you talk to agents.

Owners should take note that values are not jumping like they used to. It is a good time to look at recent sales in your specific suburb. Local conditions can vary quite a lot from the national average.

We can help you get your loans and accounting ready for your next move.

Send us a message to chat about your options.

stefinancial property kingscliff accounting loans finance

31/07/2026

"Mark is honestly the best broker I have ever worked with (both personally and professionally), not only is he professional, communicative, and totally on the ball, he is an awesome guy and always happy to help

If it wasn't for Mark helping us when we did and at an extremely difficult time in our lives, we would not now have the home we dreamt of and the confidence to be homeowners.

Thank you Mark, You are an absolute gem"
, Ross & Robert

If you are looking for a straightforward approach to your next home loan or need some professional support with your finances, please feel free to reach out to our office for a chat.