Financial Partners

13/10/2026

How floating rate bonds can make your portfolio more resilient

Floating rate bonds tend to receive less attention than shares or fixed rate bonds. Yet in Australia, floating rate bonds are far from niche. They play a starring role in Australia’s credit market as the favoured source of debt funding by the major banks. Floating rates are a familiar concept in o...

08/10/2026

Ensure your estate planning reflects your wishes

Many people are surprised to learn that some of their largest assets may not be covered by their will. With recent changes affecting testamentary trusts and ongoing complexity around superannuation death benefits, now is a good time to review your arrangements. New rules announced in the 2026-27 Fed...

07/10/2026

How home insurance cash settlements work

If your insurer offers a cash settlement instead of organising repairs, it’s important to understand what you’re agreeing to. What is a home insurance cash settlement? If you submit a claim on your home insurance, the insurer might offer to pay you an agreed amount (a cash settlement) instead of...

06/10/2026

Signals from the bond markets

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”. Bond yields have been rising around the world as investors reassess the outlook for inflation, economic growth and government borrowing. The moves have been significant enough...

01/10/2026

Separation or divorce and your super

Separation or divorce can bring emotional and financial change. Super is often overlooked at this time, but it can be one of the most significant assets to understand when dividing property and planning for the future. Separation or divorce can turn your world upside down. There’s the emotional fa...

30/09/2026

Putting healthspan at the heart of your plan

There is something deeply hopeful about the fact that we are living longer than previous generations. Advances in medicine, safer living conditions and better healthcare have given many of us more time than our grandparents could have imagined. But alongside that good news is a quieter reality that....

29/09/2026

Chores or no chores? The economic psychology of giving kids pocket money

When growing up, many kids earned pocket money by babysitting, mowing lawns, walking dogs or washing cars for their neighbours. Part-time jobs delivering local papers or circulars (junk mail) were also popular. At home, some kids got a weekly allowance in cash that increased slightly each year. Othe...

24/09/2026

Discretionary trusts: What the proposed changes mean

Family trusts have long been a popular structure for managing business income, investments and succession planning. However, a major change is proposed from 1 July 2028, with the Federal Government planning to introduce a 30 per cent minimum tax on discretionary trust income and reduce some of the t...

23/09/2026

Protect your money in retirement

Retirement can be a time when people may try to take advantage of your trust. Protect your money from people you know Elder financial abuse Elder financial abuse is a form of financial abuse and a serious problem in Australia. Many older Australians can be at greater risk of elder financial abuse as...

22/09/2026

Diversification