NS Finance & Mortgages

08/09/2026

💫** NEW CLIENT OFFER **🦚

Have I got your attention?
Frugal with money - I am always keen to help my clients save some dollars! 💰
On occasion we have offers come through our Broker Channel that are even better than going direct!

Have you reviewed your Private Health Insurance of late?

GET UP TO 8 WEEKS FREE when you take out a combined Hospital & Extras or Hospital Only policy by 30 September 2026.*
*On eligible products. View full Terms & Conditions!

This Health policy comes with a Vitality science-backed health and wellbeing program which supports members to make healthier lifestyle choices, by rewarding them for understanding and engaging with their health. By engaging with the program and reaching the Vitality Silver Status or higher they’ll unlock health insurance benefits like:

- A hospital excess refund benefit when they hold a policy for at least 6 months.
- Up to 80% back on Extras (up to annual limits).

Why not do the comparison, I say!.... please email me at:
[email protected] & we will have a quick chat with you then connect you to the relevant teams that can assist!


📞 Nicole – 0412 169 035
📧 [email protected]
🌐 nsfinance.com.au

02/09/2026

🚨 LAST CHANCE TO BOOK! 🚨

Feeling overwhelmed by your finances? Ready to feel lighter, clearer and more in control?

Join us for this FREE information session and discover practical strategies to manage debt, reduce financial stress and take confident steps towards your financial future.

📅 Wednesday, 9 September
🕡 6:30pm
📍 Kinglake Ranges Neighbourhood House
6 McMahons Road, Kinglake

✨ FREE session — everyone welcome!

👉 Book your place now:

By Kinglake Ranges Neighbourhood House Inc. MORTGAGE STRESS. If you want to get a hold on your finances & have a clearer understanding this presentation may help.

31/08/2026

✨ READY TO FEEL LIGHTER AND IN CONTROL OF YOUR FINANCES?
Imagine the relief of turning financial worry into clear, confident steps forward! Join us for this FREE information session designed to help you build financial freedom, gain peace of mind, and step into your future with confidence.
Whether you want to breathe easier about your mortgage, streamline your debts into one manageable plan, or simply feel clear and excited about your financial future, come along for an uplifting and practical discussion.
📅 Wednesday, 9 September 2026
🕡 6:30pm
📍 Kinglake Ranges Neighbourhood House
6 McMahons Road, Kinglake VIC 3763
Transform financial stress into confidence and freedom. Your path to clarity starts here!
FREE session — everyone welcome!
Book Now 👇
https://www.socialplanet.com.au/activity/view?id=51256

17/08/2026

💫Feeling overwhelmed by debt or simply not sure where to start?

Join Nicole from NS Finance & Mortgages for a relaxed, informative and FREE presentation at Kinglake Ranges Neighbourhood House.

This session is all about helping you better understand your finances, reduce financial pressure and feel more confident about your next steps.

✨ We’ll cover:
• Debt consolidation — the benefits and potential risks
• Good debt vs. bad debt
• Credit scores and credit reports
• Affordability strategies and practical action plans

📅 Wednesday, 9 September 2026
🕡 6:30pm – 8:00pm
📍 Kinglake Ranges Neighbourhood House
6 McMahons Road, Kinglake VIC 3763
💵 FREE

Whether you’re currently struggling with debt or simply want to get a better handle on your finances, this is a great opportunity to learn in a friendly, no-pressure environment.

💗 Spots are limited — book your FREE place today!

👇 Book online:

By Kinglake Ranges Neighbourhood House Inc. MORTGAGE STRESS. If you want to get a hold on your finances & have a clearer understanding this presentation may help.

13/08/2026

🍀 Yesterday I spent the day on the road visiting work colleagues I work alongside in my business ☕️

These days on the road fill my bucket, great conversations, supporting one another, building better relationships & grateful I can work remotely anytime / anywhere 🙏💻

If you know me well, my two favourite saying I use often...
Time is precious 🕤 &
Align with people that add value to your world & you can add a value to theirs 😇

Happy FriYAY ✨️

📞 Nicole – 0412 169 035
📧 [email protected]
🌐 nsfinance.com.au

02/08/2026

Why Debt Consolidation Is Worth Considering

With rising mortgage repayments, higher grocery bills and increasing household costs, many Victorian families are feeling the financial squeeze. It's becoming more common for people to rely on credit cards, personal loans or Buy Now, Pay Later services just to keep up with everyday expenses.

If you're managing multiple debts, debt consolidation may be worth exploring.

Debt consolidation combines several debts into one loan, giving you a single repayment instead of juggling multiple due dates and interest rates. Depending on your circumstances, it may help simplify your finances, improve cash flow, reduce monthly repayments and potentially lower the interest you pay.

However, it's not the right solution for everyone. A consolidation loan may extend the time it takes to repay your debt, and without careful budgeting, it's easy to build up new debt after consolidating existing balances. That's why seeking professional advice is essential before making any financial decisions.

Your credit score also plays an important role in the finance options available to you. Understanding your credit report can help identify any issues and improve your chances of accessing more competitive lending options.

Join Our Free Community Information Session

Nicole from NS Finance & Mortgages will be presenting a practical session at the Kinglake Ranges Neighbourhood House, covering:

· Debt consolidation – benefits and risks

· Good debt vs bad debt

· Understanding your credit score

· Affordability strategies

· Practical action plans to improve your financial wellbeing

Whether you're feeling the pressure of rising living costs or simply want to better understand your options, this session will provide practical information to help you make informed financial decisions. Limited places are available so please contact the Kinglake Ranges Neighbourhood House on (03) 5786 1301 to book the FREE Mortgage Stress & Debt Consolidation session on September 9th at 6:30pm or book via this link 👇
https://www.socialplanet.com.au/activity/view?id=51256

NS Finance & Mortgages

By Kinglake Ranges Neighbourhood House Inc. MORTGAGE STRESS. If you want to get a hold on your finances & have a clearer understanding this presentation may help.

20/07/2026

Another dream made possible with NS Finance & Mortgages! ✨
Contact us if you are needing an upgrade for your next adventure! 🌿🚐

🌐 nsfinance.com.au
📞 0412 169 035
✉️ [email protected]

09/07/2026

💳 Take Control of Your Finances with Confidence 💳

Feeling overwhelmed by debt or wondering if debt consolidation is the right option for you?

Join Nicole from NS Finance & Mortgages for an informative and practical presentation at the Kinglake Ranges Neighbourhood House. This relaxed session is designed to help you better understand your finances and make informed decisions about your future.

During the presentation we'll cover:
✔️ Debt consolidation – the benefits and potential risks
✔️ Understanding good debt vs bad debt
✔️ Credit scores and credit reports explained
✔️ Affordability, practical strategies and personalised action plans

Whether you're looking to simplify your finances, reduce financial stress, or simply gain a clearer understanding of your options, this session could be the first step towards achieving your financial goals.

💵 Mortgage Stress & Debt Consolidation
📅 Wednesday, 9 September 2026
🕡 6:30 PM (Approx. 1.5 hours)
📍 Kinglake Ranges Neighbourhood House
6 McMahons Road, Kinglake VIC 3763

We'd love to see you there! 💗
Book online here 👇
https://www.socialplanet.com.au/activity/view?id=51256

By Kinglake Ranges Neighbourhood House Inc. MORTGAGE STRESS. If you want to get a hold on your finances & have a clearer understanding this presentation may help.

03/07/2026

🌿 1 Week Away - Bali 🌸

Reset
Reflect
Refocus

Exactly what I needed for clarity around working on the business (not only in the business)!

One of the main highlights was spending time with two of my broker wives sharing ideas, discussing growth opportunities & planning ahead!

This trip has allowed me the time to reflect on how grateful I am for the growth in my business & my wonderful File Managers Amy & Steph for all their hard work every week, especially allowing me the time to have a well deserved break 🏡🫶

👀 Keep an eye on things here at NS Finance & Mortgages ... loads of exciting things happening!

Feeling very grateful 🙏🌞🏖🌿

22/06/2026

Looking for the right home loan, refinance, investment loan or finance solution?

At NS Finance & Mortgages, we're proud to support clients throughout the Kinglake Ranges and Yarra Valley with personalised advice and access to 80+ lenders.

Whether you're buying your first home, growing your investment portfolio, refinancing, or seeking commercial and equipment finance, we're here to help you find the right solution for your goals.

✨ Local expertise.
✨ Personalised service.
✨ More choice. Better outcomes.

📞 Nicole – 0412 169 035
📧 [email protected]
🌐 nsfinance.com.au