Nectar Home Loans & Finance - Emma Delahay

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Nectar Home Loans & Finance - Emma Delahay At Nectar Home loans and Finance we provide a full range of home, motor and equipment finance and insurance products.

Offering our clients a wider range of solutions results in quicker turnaround times and exceptional approval rates. Being a lending specialist is more than just a job for Emma Delahay. She treats each application as if it was her own โ€” and gets a vicarious thrill every time a new loan is approved. โ€œI really care about what my clients are trying to achieve. I also absolutely love telling people when their loan is approved. I remember the first time I got that call myself and I was over the moon. I know how much it means to people.โ€


As a Nectar broker, Emma has access to more than 30 lenders across Australia and can help you complete all of the required documentation, including a First Home Owner Grant application if itโ€™s available to you. Enthusiastic and extroverted Emma has recently moved into the mortgage broking sector, from a background in motor vehicle and equipment finance. โ€œIโ€™m excited to join Nectar, because I wanted to work with a group that has a great culture, strong marketing and great branding. Nectar is really aligned with my values of working hard to get results for customers.โ€

If you're looking to upgrade or expand your vehicle fleet๐Ÿš›, renovate your business premises๐Ÿฌ, or buy new tools for your ...
29/10/2024

If you're looking to upgrade or expand your vehicle fleet๐Ÿš›, renovate your business premises๐Ÿฌ, or buy new tools for your tradeโš’๏ธ, then speak with us๐Ÿ“ฒ. We can assist you in exploring loan options that suit your business needs๐Ÿ‘Œ.

๐Ÿ“ข Cash Rate Update โ€“ September 2024As anticipated, Reserve Bank Governor Michele Bullock today announced the official ca...
24/09/2024

๐Ÿ“ข Cash Rate Update โ€“ September 2024

As anticipated, Reserve Bank Governor Michele Bullock today announced the official cash rate (OCR) will remain at 4.35%.

The reason? Simply put, inflation is still too high because demand for goods and servicesโ€”whether from households, businesses, or the governmentโ€”continues to exceed what the economy can supply. When demand outstrips supply, prices rise. This is inflation. ๐Ÿ“ˆ

To tackle this, the Reserve Bank continues to use monetary policy to slow demand.
While most major banks predict a potential drop in the OCR in early 2025, the situation remains uncertain. Stay tuned!

๐Ÿก Feeling the pressure as a mortgage holder? Weโ€™re here to help. Reach out, and together, weโ€™ll explore options that may help ease the burden.

๐Ÿ’ผโœจ

๐–๐š๐ง๐ญ ๐ญ๐จ ๐ข๐ฆ๐ฉ๐ซ๐จ๐ฏ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐›๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐ฉ๐จ๐ฐ๐ž๐ซ?๐Ÿ’ชIf you're considering a home loan๐Ÿก - whether it's a first home, an upgrade or an i...
25/07/2024

๐–๐š๐ง๐ญ ๐ญ๐จ ๐ข๐ฆ๐ฉ๐ซ๐จ๐ฏ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐›๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐ฉ๐จ๐ฐ๐ž๐ซ?๐Ÿ’ช
If you're considering a home loan๐Ÿก - whether it's a first home, an upgrade or an investment property, it pays to be prepared and get your finances in order ๐Ÿ“‘
Check out Nectar's ๐Ÿ๐ŸŽ ๐ก๐š๐ง๐๐ฒ ๐ญ๐ข๐ฉ๐ฌ to boost ๐Ÿš€ your borrowing capacity!

We have 10 useful tips to improve your borrowing capacity and help you get on the property ladder or into a new home sooner.

๐€๐ฌ ๐ฒ๐จ๐ฎ ๐ฌ๐ž๐ญ ๐ฎ๐ฉ ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง๐Ÿ ๐Ÿ’ต ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ ๐ฐ๐ก๐š๐ญ ๐ฅ๐จ๐š๐ง ๐Ÿ๐ž๐š๐ญ๐ฎ๐ซ๐ž๐ฌ ๐š๐ซ๐ž ๐ข๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐ญ๐จ ๐ฒ๐จ๐ฎ. Knowing how each loan feature works wil...
24/07/2024

๐€๐ฌ ๐ฒ๐จ๐ฎ ๐ฌ๐ž๐ญ ๐ฎ๐ฉ ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง๐Ÿ ๐Ÿ’ต ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ ๐ฐ๐ก๐š๐ญ ๐ฅ๐จ๐š๐ง ๐Ÿ๐ž๐š๐ญ๐ฎ๐ซ๐ž๐ฌ ๐š๐ซ๐ž ๐ข๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐ญ๐จ ๐ฒ๐จ๐ฎ.
Knowing how each loan feature works will help you understand which are appropriate for your financial situation and lifestyle. Some can help you pay off your loan faster, while others allow you to access additional funds.
Read our blog to find out more about loan features and how they work๐Ÿ‘‡

Lenders offer features, like extra repayments, to provide flexibility to their loan products. Find out which features work best for you.

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ ?๐Ÿค” It's a smart way to save money, but finding the right deal can be tricky. Sometimes, the be...
11/07/2024

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ ?๐Ÿค” It's a smart way to save money, but finding the right deal can be tricky. Sometimes, the best-looking offers might not align with your financial goals. Before you make a move, let's chat! ๐Ÿ“ฒ I can help you compare rates and offers from multiple lenders to find a suitable refinancing solution for your long-term goals๐Ÿฅ…

Keeping track of multiple debts like credit cards, personal loans and car loans can be a headache๐Ÿ˜ตโ€๐Ÿ’ซ especially with hig...
03/07/2024

Keeping track of multiple debts like credit cards, personal loans and car loans can be a headache๐Ÿ˜ตโ€๐Ÿ’ซ especially with high interest rates ๐Ÿ“ˆ
Debt consolidation could decrease your number of debts by absorbing them into your home loan๐Ÿ“‰ and potentially save you money each month too๐Ÿ’ต*
Interested? Find out more about debt consolidation here๐Ÿ‘‡

*๐˜Š๐˜ฐ๐˜ฎ๐˜ฃ๐˜ช๐˜ฏ๐˜ช๐˜ฏ๐˜จ ๐˜ด๐˜ฎ๐˜ข๐˜ญ๐˜ญ๐˜ฆ๐˜ณ ๐˜ฅ๐˜ฆ๐˜ฃ๐˜ต๐˜ด ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ ๐˜ฎ๐˜ฆ๐˜ข๐˜ฏ๐˜ด ๐˜ข๐˜ฅ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฐ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ต๐˜ฐ๐˜ต๐˜ข๐˜ญ ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ ๐˜ท๐˜ข๐˜ญ๐˜ถ๐˜ฆ. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฎ๐˜ฆ๐˜ข๐˜ฏ๐˜ด ๐˜บ๐˜ฐ๐˜ถ ๐˜ค๐˜ฐ๐˜ถ๐˜ญ๐˜ฅ ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ถ๐˜ฑ ๐˜ฑ๐˜ข๐˜บ๐˜ช๐˜ฏ๐˜จ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ฆ ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ญ๐˜ฐ๐˜ฏ๐˜จ ๐˜ณ๐˜ถ๐˜ฏ. ๐‘Œ๐‘œ๐‘ข ๐‘ โ„Ž๐‘œ๐‘ข๐‘™๐‘‘ ๐‘Ž๐‘™๐‘ค๐‘Ž๐‘ฆ๐‘  ๐‘ ๐‘๐‘’๐‘Ž๐‘˜ ๐‘ก๐‘œ ๐‘Ž ๐‘ž๐‘ข๐‘Ž๐‘™๐‘–๐‘“๐‘–๐‘’๐‘‘ ๐‘š๐‘œ๐‘Ÿ๐‘ก๐‘”๐‘Ž๐‘”๐‘’ ๐‘๐‘Ÿ๐‘œ๐‘˜๐‘’๐‘Ÿ ๐‘๐‘’๐‘“๐‘œ๐‘Ÿ๐‘’ ๐‘‘๐‘’๐‘๐‘–๐‘‘๐‘–๐‘›๐‘” ๐‘ก๐‘œ ๐‘๐‘œ๐‘›๐‘ ๐‘œ๐‘™๐‘–๐‘‘๐‘Ž๐‘ก๐‘’ ๐‘‘๐‘’๐‘๐‘ก.

Keeping track of your car loan, credit card debt, and mortgage isn't easy. A debt consoliation loan can help you stay on track.

With the end of the financial year (EOFY) fast approaching, you'll start to notice some fantastic vehicle deals and disc...
01/05/2024

With the end of the financial year (EOFY) fast approaching, you'll start to notice some fantastic vehicle deals and discounts. Before you go looking for a new set of wheels, talk to us about vehicle finance. We have access to over 50 lenders so can help you find the best deal possible. Don't delay, talk to us today.

As a homebuyer in the current property market, saving more on your mortgage๐Ÿช™๐Ÿท and avoiding extra costs is always a plus....
30/04/2024

As a homebuyer in the current property market, saving more on your mortgage๐Ÿช™๐Ÿท and avoiding extra costs is always a plus.
One cost that can drive up your mortgage repayments is ๐‹๐ž๐ง๐๐ž๐ซ๐ฌ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž (๐‹๐Œ๐ˆ).
However, there are ways you can avoid LMI. Here are a few:
๐Ÿ. ๐’๐š๐ฏ๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐š ๐ฅ๐š๐ซ๐ ๐ž๐ซ ๐๐ž๐ฉ๐จ๐ฌ๐ข๐ญ๐Ÿ’ฐ
๐Ÿ. ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ ๐š๐ญ๐ž ๐ข๐Ÿ ๐ฒ๐จ๐ฎ'๐ซ๐ž ๐ž๐ฅ๐ข๐ ๐ข๐›๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐š ๐ ๐ซ๐š๐ง๐ญ ๐จ๐ซ ๐ฌ๐œ๐ก๐ž๐ฆ๐ž
๐Ÿ‘. ๐”๐ฌ๐ข๐ง๐  ๐š ๐ ๐ฎ๐š๐ซ๐š๐ง๐ญ๐จ๐ซ ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐ฉ๐ฎ๐ซ๐œ๐ก๐š๐ฌ๐ž๐Ÿง“๐Ÿก
Find out more about how to avoid LMI here: https://www.nectarmortgages.com.au/how-to-avoid-lenders-mortgage-insurance/

๐†๐ž๐ญ ๐ข๐ง ๐ญ๐จ๐ฎ๐œ๐ก๐Ÿ“ฑ๐Ÿ’ฌand we can discuss more strategies to help you save.

๐‘๐ž๐š๐ฌ๐จ๐ง๐ฌ ๐ญ๐จ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž: Refinancing can help property investors customise their loans to suit their financial needs๐Ÿ’ตThis i...
23/04/2024

๐‘๐ž๐š๐ฌ๐จ๐ง๐ฌ ๐ญ๐จ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž:
Refinancing can help property investors customise their loans to suit their financial needs๐Ÿ’ต
This includes addingโž•or removingโœ‚๏ธcertain features like a redraw facility, an offset account or an interest-only feature.
๐†๐ž๐ญ ๐ข๐ง ๐ญ๐จ๐ฎ๐œ๐ก๐Ÿ“ฑ๐Ÿ’ฌ and letโ€™s discuss whether refinancing is right for you.

Address

3A 15 Fullerton Road
Kent Town, SA
5067

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

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