Gary Scott - Finance Broker - Regional Finance Solutions 0447 554 587

25/07/2025

I would highly recommend Gary Scott if you're looking to buy a house. Gary goes above and beyond.
My journey to buy a house started in April (2025) and by June (2025), I was in my new house.
Gary works tirelessly checking home loan offers/interest rates with a range of banks and then he sources the best choice that's compatible with your savings.
I can't thank Gary enough.
I just love my new house, and now I'm a home owner.....thanks to Gary.

Again, thank you for all your support as it was greatly appreciated

03/12/2024

Many Seniors are asset rich, cash poor, and have limited access to loans for the important things in life such as:
home renovations
a new car
a holiday
medical costs
helping the kids or grandkids financially
a little extra money each month
We often hear calls for these people to sell and downsize, but this is a difficult decision. The family home holds memories of children growing up, the good times and the bad. While economically downsizing makes sense, emotionally it is a difficult decision.
So, what is the answer? We have access to a group of products called seniors loans. These used to be called “reverse mortgages”, and gained a deserved bad reputation in the 1990’s and early 2000’s. As the finance industry has evolved, we have learnt that these products are not a “cure all” and these loans must be tailored to each person’s individual needs.
Call us today on our free call number. Our operator will ask you a few questions and then pass you onto your nearest local Lending Specialist who is trained, experienced, and compassionate to your needs & circumstances.
Phone: 1800 734 346
Email: [email protected]

26/11/2024

You are 27 times more likely to have a cyber-attack than a fire at your business.
Yet most business owners will insure against fire and just bury their heads when it comes to the security of their IT systems.
Join our Live training and Q&A to Be Cyber Securer – it’s easier than you think.
Thursday 28 November at 12.30pm AEDT.
https://zoom.us/webinar/register/4717309528785/WN_4t3AcvMXT0uDCrPOy__p-A

21/11/2024

When navigating the home loan process, understanding the nuances of fees and commissions is essential. One question that often arises is about clawback fees. Are these something borrowers need to worry about? Let’s break it down.
What Is a Clawback?
When a mortgage broker assists you in securing a home loan, they earn an upfront commission from the lender. However, if you repay your loan early - usually within the first two year - the lender can reclaim part or all of that commission from the broker. This repayment by the broker is referred to in the industry as a “clawback.”
The amount clawed back typically depends on how early the loan is repaid:
100% clawback if the loan is repaid in the first year.
25% clawback or less if repaid in the second year.
Can Brokers Charge Borrowers a Clawback Fee?
read more on our website - https://regfin.com.au/news/details/do-you-have-to-pay-clawback-fees-the-facts-for-borrowers?fbclid=IwY2xjawGrdHpleHRuA2FlbQIxMAABHdruZDL-iB0YwPff2UkPLcjfri4o96Xztu-b1okLGPV6-lbiObo4eUSNXg_aem__d3ZWHe-VG7cT2xlmTP4rw

Learn what clawback fees are, why they no longer apply to borrowers, and what to do if you're asked to pay one. Protect yourself with expert advice and insights for Australian homebuyers.

20/11/2024

Just 37 minutes of your time could save your business tens of thousands of dollars, and a week of crazed juggling, as you handle the fallout of a cyber-attack.
And the risk is higher than you think.
Good news – a few simple steps can dial that down, a lot.
Join our Live training and Q& A to Be Cyber Securer – it’s easier than you think.
Thursday 28 November at 12.30pm AEDT.
https://zoom.us/.../4717309528785/WN_4t3AcvMXT0uDCrPOy__p-A

19/11/2024

Green Loans
It's time to go green!
Environmentally and economically it has never made more sense to go green than now. The cost of electricity continues to rise, and while coal provides a cheap option for power generation for now, it remains a finite resource.
There are many renewable options available on a wider scale, but for individuals and small businesses installing a solar system appears to be the solution of choice.
At Regional Finance Solutions we have teamed up with some of our preferred lending partners to be able to offer competitively priced finance packages on solar systems for both business and personal clients.
Enquire now and start saving.
Phone: 1800 734 346
Email: [email protected]

14/11/2024

5 common reasons home loan applications are rejected
Applying for a home loan is both exciting and stressful. When you are successful, there’s nothing like receiving that green light from a lender to say you’re on the home run to securing your dream home.
But it’s important to be aware that even if you do have pre-approval, you can be knocked back for a home loan. Pre-approval is an indication from a lender that they’re likely to approve you for a specific loan, but you still have to meet certain lending conditions.
Here are some of the common reasons why a mortgage application may be denied after you’ve been pre-approved, and what to do if you are rejected.
read more here - https://financefocus.connective.com.au/5-common-reasons-home-loans-are-rejected?fbclid=IwY2xjawGjVkpleHRuA2FlbQIxMQABHXByqQ2dj9qXNbTt-oWsymj3UJ1-SXoGvm0quWNOu-jY4rx-Mm_-WKavYQ_aem_tF-SLORIRgITT-DYjaJBrQ

But it’s important to be aware that even if you do have pre-approval, you can be knocked back for a home loan. Pre-approval is an indication from a lender that they’re likely to approve you for a specific loan, but you still have to meet certain lending conditions.

14/11/2024

Lunch & Learn – our new initiative to help regional businesses thrive.
At Regional Finance Solutions, we are small business owners ourselves. We get it; it’s a hectic world. Like juggling flaming swords and balancing on a spinning top at the same time.
It’s why we created Lunch & Learn – practical online problem-solving workshops.
Every second month, an expert will talk about a business problem we all face – in short, sharp sessions with plenty of time for you to ask questions.
The first one:
BE CYBER SECURER – there’s a lot at stake… and the first steps are easier than you think.
Cyber-attacks are a very real risk facing small businesses like yours and ours every day. Yet most business owners bury their heads.
The good news?
Making your business more cyber secure is easier than you think.
It’s only 40 minutes and could save your business. It will be the cheapest DIY insurance you’ve ever had.
• Date: Thursday 28 November 2024
• Time: 12.30pm AEDT
Click below to register:
https://zoom.us/webinar/register/4717309528785/WN_4t3AcvMXT0uDCrPOy__p-A

06/11/2024

Motor Vehicle and Equipment Loans
Regional Finance Solutions can provide finance for businesses for the purchase of motor vehicles & equipment under a variety of commercial products such as ‘Specific Security Agreement’ (formerly called Chattel Mortgage), ‘Finance Lease’, ‘Commercial Hire Purchase’ & ‘Rental/Operating Lease’.
Some examples of assets that can be financed include:
✅ Motor Vehicles – includes passenger vehicles and light commercial vehicles up to 3.5 tonnes.
✅ Trucks, Trailers, Forklifts, Buses etc.
✅ Earthmoving & Agricultural equipment – excavators, backhoes, bobcats, tractors, headers, harvesters etc.
✅ Medical & Dental equipment
✅ Office Equipment & Machinery (free standing only) – photocopiers, printers etc.
In addition, we can also provide finance for motor vehicles for “individuals” on the following basis:
✅ Novated Lease OR
✅ Chattel Mortgage – where the vehicle qualifies for more than 51% business use (e.g. sales person receiving a car allowance)
From a tradie looking for a new ute, all the way through to a multi-million dollar finance line we are here to help.
With access to several lenders we can ensure that you get the deal that is right for you
Phone: 1800 734 346
Email: [email protected]

31/10/2024

Questions to ask during an inspection
When you’ve been scrolling through marketing photos of a property and you finally set foot in it at an inspection, it can be easy to get swept up in the moment.
Home stylists can be very clever at making you fall in love with a property. It’s their job to help you imagine yourself living there, or to imagine your ideal tenants in the property.
However, before you pounce on that dream slice of real estate you’ve been eyeing off, here are some key questions to ask yourself.
read more here -
https://financefocus.connective.com.au/questions-to-ask-during-an-inspection?fbclid=IwY2xjawGPuHpleHRuA2FlbQIxMQABHcI5Y6OhwfcpZ1gx-5UrfYXI9B9YXsTW6u9Isw9JHFwURnsD_LMuaU3eOw_aem_0_w2dGWQdoTFGLi3EVgxQw

Home stylists can be very clever at making you fall in love with a property. It’s their job to help you imagine yourself living there, or to imagine your ideal tenants in the property.