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Riz Finance Our vision is to make finance simple
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19/10/2026

Saved your deposit? Make sure you’ve budgeted for the buying costs too 🏡

Stamp duty, legal fees and property reports can add thousands before you even get the keys. Depending on your circumstances, you may also need to allow for a deposit bond.

Get the full numbers checked before making an offer, so settlement doesn’t come with an expensive surprise.

Save this for your property search 🔑

15/10/2026

Will the RBA hit pause in November? 👀

The latest jobs figures have strengthened the case for holding rates, but inflation could still have the final say.

Markets have dialled back their bets on another hike. Now we wait for the next inflation result.

14/10/2026

“Which bank has the lowest rate?” is a fair question. But there’s a bit to check before we get there 🏦

Can they work with your income? Meet your deadline? Provide the approval you need?

That’s how we narrow down the options and recommend a lender that suits your circumstances.

Same borrower. Different banks. Different possibilities.

13/10/2026

“Come back next year.” 🙄

Before you put your property plans on hold, let’s check whether another bank sees things differently.

Your overtime counts. Your commission counts. Your business deserves more than a blanket “no”.

The trick is knowing which lender’s policy fits. That’s my department 😉

12/10/2026

That display home you fell in love with? Check how much of it is actually included in the quoted price 👀

Upgraded flooring, stone benchtops and cabinetry can add up quickly. Before signing, get clear on the inclusions, allowances and extras so your budget reflects the home you want to build.

Save this for when you start comparing builders 🏡

09/10/2026

Mum and Dad helped you get the keys. Do they still need to be guaranteeing the loan? 🔑

As your property value and loan balance change, it’s worth reviewing whether your home can support the loan on its own.

That’s what we’re checking for this Albion Park client, with the aim of releasing their parents’ property from the guarantee.

If you’re in a similar position, send me a message and we’ll check your options.

08/10/2026

Households are being asked to tighten their belts. Should the government be doing the same?

Former RBA governor Philip Lowe argues government spending is adding to inflation pressure, and Australia should be running budget surpluses while economic conditions allow.

It raises a bigger question: are we doing enough to grow the economic pie?

07/10/2026

Land tax relief is on the agenda in Victoria 🏡

Both Labor and the Coalition are promising to lift the tax-free threshold back to $300,000, with different timelines.

For property investors, that could mean lower holding costs. But these are election promises, so nothing has changed yet.

Would this make you reconsider investing in Victoria? 👇

06/10/2026

If you’re choosing a home loan based on the interest rate alone, you’re only seeing half the picture.

A competitive rate matters. So does having a bank that can actually process your application smoothly when you’ve got a settlement date coming up.

These are the banks brokers are rating right now. Agree with the list, or has your bank surprised you? 👇

01/10/2026

House prices across the country fell 1.1% in September.

Still basing your price expectations on what sold six months ago? It might be time for an update 🏡

With property values falling across several capital cities, buyers and sellers need to keep up with recent sales in their local area.

For buyers, there may be more room to negotiate. For sellers, realistic pricing matters. And remember, a capital city average won’t tell you exactly what’s happening in your suburb.

Address

206/4 Columbia Court, Norwest
Kellyville, NSW
2153

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300874540

Website

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