Aspire Mortgage & Finance Pty Ltd

Aspire Mortgage & Finance Pty Ltd Let’s find the right loan for you—contact us today!📩 Aspire Mortgage & Finance is the best Mortgage Broker located in Kedron, covering North Brisbane.

Helping you achieve your property & finance dreams! 🏡 Led by Warren Schrodter, a trusted mortgage broker since 1997, we specialise in home loans, investment properties,SMSF lending & business finance. We service Stafford Heights, Wavell Heights, Gordon Park, Nundah, Gordon Park, North Gate, Geebung, McDowall, Everton Park, Enoggera, Grange, Windsor, Lutwyche, Wooloowin, Clayfield. We help our clie

nts with their first home purchase, Investment property and Vehicles and we specialise in a large range of loans including; Home Loans, Commercial Loans, Vehicle Loans, Business Loans, and more. We also help out clients with self-managed super funds (SMSF), financial advice and financial planning. If you are looking for the best Mortgage Broker in Kedron and North Brisbane, then look no further!

The Reserve Bank of Australia (RBA) decided to HOLD the cash rate this month at 4.35%The decision reflects ongoing progr...
16/06/2026

The Reserve Bank of Australia (RBA) decided to HOLD the cash rate this month at 4.35%

The decision reflects ongoing progress in reducing inflation, while noting that inflation remains above the RBA’s target range of 2–3%.

The Board indicated it will continue to monitor economic data and assess whether current policy settings are sufficient to return inflation to target over time.

🔗 Read the RBA's full decision notes here: https://www.rba.gov.au/media-releases/2026/mr-26-15.html

A hold is a good moment to take a breath and review where your loan sits. Call us for a chat on 07 3356 6666 if you'd like to discuss your situation.

WORRIED ABOUT FUNDING PAYDAY SUPER?A business overdraft may see you through.An overdraft can help smooth out cash flow a...
11/06/2026

WORRIED ABOUT FUNDING PAYDAY SUPER?

A business overdraft may see you through.

An overdraft can help smooth out cash flow and absorb the bumps as changes begin.

Get in touch to discuss funding options when cash flow is tight, and we'll help you map out a plan. Don't leave it to the last minute!

Today is Thank a First Responder Day. 💙Across Australia, first responders save lives every day — often in the toughest c...
10/06/2026

Today is Thank a First Responder Day. 💙

Across Australia, first responders save lives every day — often in the toughest conditions, with skill, courage and care. Police, firefighters, paramedics and ambulance officers, alongside the nurses, midwives, doctors, surgeons and specialists who care for us around the clock. To all of you: thank you.

We also know the reality behind the uniform. Shift work, penalty rates and non-base income can make something as ordinary as a home loan feel more complicated than it should — because not every lender assesses that kind of income the same way.

The good news: several lenders on our panel have policies designed with frontline and health workers in mind. For eligible applicants, that can include assessing 100% of base income, which can make a real difference to borrowing position.*

If you're a first responder or health professional thinking about buying, refinancing or reviewing your options, we'd be glad to talk through what may be available to you.

📞 07 3356 6666 ✉ [email protected]

*Subject to individual lender policy and assessment. Your full financial needs and circumstances will be assessed before any loan is recommended.

With 30 June just weeks away, a number of business owners are asking whether now is the right time to move on equipment ...
09/06/2026

With 30 June just weeks away, a number of business owners are asking whether now is the right time to move on equipment they've been putting off.

The instant asset write-off is available to eligible small businesses for assets first used or installed ready for use before 30 June 2026 — and it applies on a per asset basis, which can mean more flexibility than the headline threshold suggests. Your accountant is the right person to confirm whether your business qualifies and what the tax treatment looks like for your specific circumstances.

What we can help with is the finance side. Equipment finance can spread the cost over time and help preserve working capital for day-to-day operations, which matters whether or not EOFY is the driver. The right structure depends on the asset, ownership intentions, and cash flow position.

We've put together a practical overview of the main options — chattel mortgage, finance lease, operating lease, and multi-asset facilities — along with the questions worth asking before committing to a purchase. The boringly sensible decisions tend to be the best ones.

Read the full article here 👇
🔗 https://www.aspire.finance/2026/06/09/smart-ways-to-finance-equipment-before-30-june-2026/

📞 07 3356 6666 | [email protected]

YOUR CHANCE TO WIN A WORLD OF EXPERIENCES STARTS NOW! ✨We’re excited to launch our brand new competition - and this one ...
09/06/2026

YOUR CHANCE TO WIN A WORLD OF EXPERIENCES STARTS NOW! ✨

We’re excited to launch our brand new competition - and this one is BIG!

Two lucky winners will each receive:
🎁 AUD$4,500 Luxury Escapes gift card, OR
💰 AUD$4,000 cash option

That’s a total prize value of up to AUD$9,000 with TWO winners drawn! 🏆🏆

With Luxury Escapes, you could enjoy:
• luxury holidays and stays
• flights and travel packages
• tours and cruises
• concerts and live events
• spa, dining and lifestyle experiences

And with 3 years to use the gift card, there’s plenty of time to plan something unforgettable ✨

Or simply take the cash - the choice is yours!

💡 How to enter:
• Click here: https://tr.ee/NKjeLj
• Complete your entry
• Share with friends and family for bonus entries (where applicable)

✨ Two winners. Endless possibilities. One amazing opportunity.

If the word 'stagflation' has been popping up in your news feed lately and you're not sure what it means for your mortga...
20/05/2026

If the word 'stagflation' has been popping up in your news feed lately and you're not sure what it means for your mortgage — this is for you. 👇

We've just published a two-part series on our blog breaking it down in plain language.

Part 1 explains what stagflation is and what's driving the risk in Australia right now.
Part 2 looks at what it means specifically for borrowers — including how to think about your loan structure, how to stress test your repayments, and when to seek help early.

The most important thing right now is not to panic, but to be informed and prepared.

Both articles are on our website — https://tr.ee/KGFwXj

📞 07 3356 6666 | e: [email protected] | w: aspire.finance

The Reserve Bank has raised the cash rate by 25 basis points to 4.35% this month, citing persistent inflation above the ...
05/05/2026

The Reserve Bank has raised the cash rate by 25 basis points to 4.35% this month, citing persistent inflation above the 2-3% target band and growing second-round effects from higher fuel prices linked to the Middle East conflict.

The Board concluded that further tightening is necessary to bring inflation back to target within a reasonable timeframe, given the labour market remains tight and household spending has been more resilient than expected.

This marks the third hike this year, following the February and March increases, and signals that the RBA is prepared to act again if needed to anchor inflation expectations.

Read the RBA's decision summary here: https://www.rba.gov.au/monetary-policy/int-rate-decisions/2026/

If you run a business and pay wages, Payday Super is something you need to plan for — now, not in June. From 1 July 2026...
30/04/2026

If you run a business and pay wages, Payday Super is something you need to plan for — now, not in June.

From 1 July 2026, superannuation is no longer paid quarterly. It goes out on every single pay run, alongside wages. For many SMEs, that's a significant shift in how cash moves through the business each month.

The good news? There are practical finance options that can smooth the impact - but they take time to set up properly, and lenders need lead time.

We've written a plain-English guide covering what actually changes, the warning signs your cash flow could be stretched, and the steps worth taking before July.

Worth a read if you're a business owner — or if you know one.

Read the article here:
https://www.aspire.finance/2026/04/29/payday-super-is-coming/

Is your home loan still working as hard as it should be? 🤔Right now, one of our panel lenders is offering a $3,000 cashb...
29/04/2026

Is your home loan still working as hard as it should be? 🤔

Right now, one of our panel lenders is offering a $3,000 cashback for eligible refinancers - and we don't want you to miss out.

Here's what you need to know:
✅ Minimum loan of $700,000+ refinanced from another lender
✅ Loan must settle within 120 days of application
✅ Multiple or split loans can be combined (same borrower name, submitted together)
✅ Owner Occupier P&I and all Investor loans eligible
✅ One cashback per qualifying application
✅ Not available if you received a cashback from the same banking group in the last 12 months

This is a limited-time offer - available 1 May 2026 until 28 August 2026.

If refinancing has been on your mind, let's talk now. We'll assess your full situation, compare options across 40+ lenders, and work out whether this is the right move for you. 💬

📞 Call or email us today - details in our profile.

Terms, conditions and eligibility criteria apply. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product. Speak to us for full details. Credit Representative 481401 is authorised under Australian Credit Licence 389328.

Address

1 Fifth Avenue
Kedron, QLD
4031

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+61733566666

Website

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