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Aspire Mortgage & Finance Pty Ltd

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Australia
Kedron, QLD
Aspire Mortgage & Finance Pty Ltd

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Let’s find the right loan for you—contact us today!📩 Aspire Mortgage & Finance is the best Mortgage Broker located in Kedron, covering North Brisbane.

Helping you achieve your property & finance dreams! 🏡 Led by Warren Schrodter, a trusted mortgage broker since 1997, we specialise in home loans, investment properties,SMSF lending & business finance. We service Stafford Heights, Wavell Heights, Gordon Park, Nundah, Gordon Park, North Gate, Geebung, McDowall, Everton Park, Enoggera, Grange, Windsor, Lutwyche, Wooloowin, Clayfield. We help our clients with their first home purchase, Investment property and Vehicles and we specialise in a large range of loans including; Home Loans, Commercial Loans, Vehicle Loans, Business Loans, and more. We also help out clients with self-managed super funds (SMSF), financial advice and financial planning. If you are looking for the best Mortgage Broker in Kedron and North Brisbane, then look no further!

03/11/2026

The RBA has lifted the cash rate by 0.25% today, taking it to 4.85%. 📈

The Board's reasoning: inflation is still running higher than they'd like, and it's now not expected to settle back into the target range until late 2027. It wasn't a unanimous call either, with six members voting to raise and three to hold.

If you're on a variable rate, your repayments are likely to go up if and when your lender passes this on. If you've got pre-approval, your borrowing power may have shifted too. If you'd like to discuss your situation, give us a call on 07 3356 6666.

26/10/2026

AND THE WINNERS ARE… 🎉

We’re excited to announce the TWO winners of our latest competition! 🏆🏆

Congratulations to Chris from NSW and Lisa & Derrick from QLD, who will each receive a Luxury Escapes gift card valued at AUD$4,500 (or AUD$4,000 cash).

Each gift card is valid for 3 years, giving plenty of time to plan the perfect escape.

With their prize, they can enjoy:
🌴 unforgettable holidays and escapes
🎤 concerts, live events and experiences
💆 spa days and wellness resets
🍷 dining, weekends away and lifestyle experiences
🚢 cruises, tours and once in a lifetime moments

Or take the cash option and enjoy it their way.

A huge thank you to everyone who entered - your support made this campaign a success.

✨ Congratulations again to our winners - enjoy every moment!

Stay tuned for what’s coming next…

20/10/2026

THIS IS IT - LAST 24 HOURS ⏳🚨

Two winners. One final draw.

🎁 AUD$4,500 Luxury Escapes gift card, OR
💰 AUD$4,000 cash

Your last chance to turn it into:
🌴 a getaway
🎤 a live event
💆 a reset
🍽️ a night out
💰 or cash your way

Entries close tomorrow at 5pm AEDT.

👉 ENTER NOW: https://tr.ee/NKjeLj
3 extra entries for every referral

Make this the moment you actually go for it. ✨

14/10/2026

You’ve probably noticed every advertised home loan rate has a second, slightly higher number next to it. That’s the comparison rate. It combines the interest rate with most of the loan’s upfront and ongoing fees, so you can get a more accurate picture of what a loan really costs, not just the headline figure.

Comparison rates are calculated on a $150,000 loan over 25 years with monthly principal and interest repayments. Your loan amount and term will likely be different, and some costs may not be included. Therefore, it’s best to treat comparison rates as a useful starting point, not the full picture.

Head to our website (aspire.finance) and use our calculators to work out your borrowing capacity, loan repayments, stamp duty obligation, refinance feasibility or purchasing power.

Alternatively, call the Aspire team today on 07 3356 6666 for a free no-obligation chat.

29/09/2026

The RBA has raised the cash rate again today, to 4.60%.

We know this is the last thing anyone needs right now. With everyday costs already high, even a small lift in repayments can feel heavy.

If you have a variable home loan, your lender is likely to pass this on in the coming weeks. It's a good moment to check in: Is your loan still competitive? Is your structure still working for you? If you're buying, does your pre-approval still stack up?

And if things are feeling tight, please don't wait. The earlier you have the conversation, the more options there usually are. Book a complimentary review with the Aspire team.

📞 aspire.finance

16/09/2026

🏡 Same house. Same home loan. Different life?

Think back to when you first arranged your mortgage.

Since then, your income may have changed. Your family may have grown (or flown the nest). Your career might look completely different. You may have renovated, taken on other debts, started thinking about an investment property… or begun wondering what retirement might look like.

But your home loan?

It may still be structured around the person you were all those years ago.

We call it home loan drift — when life moves on, but the finance behind it doesn’t necessarily move with you.

That doesn’t mean there’s anything wrong with your loan. And reviewing it doesn’t automatically mean refinancing.

It simply means asking a worthwhile question:

Does your home loan still suit the life you have today?

Our latest article explains what to look at.

👉 Read it here: https://www.aspire.finance/2026/09/11/your-home-loan-was-designed-for-a-different-you/

08/09/2026

💡 JARGON BUSTER: LMI (Lender's Mortgage Insurance)

Here's one that surprises a lot of first home buyers: LMI protects the lender - not you.

If you borrow more than 80% of a property's value, most lenders require LMI as a condition of approval. The cost can usually be added to your loan.

📌 Things to know about LMI:
✅ It's not always a reason to wait - sometimes entering the market earlier outweighs the LMI cost.
✅ Some lenders offer LMI waivers for certain professions (doctors, accountants, lawyers etc).
✅ The First Home Guarantee Scheme allows eligible buyers to buy with 5% deposit and no LMI.
✅ In some cases, you may be able to buy a property with a 10% deposit and not pay LMI.
✅ LMI cost varies based on deposit size and loan amount.

Whether to pay LMI or wait is a genuine strategic decision. Give us a call to talk through what makes sense for you.

You can also visit our website to learn more - https://www.aspire.finance/residential-loans/lenders-mortgage-insurance/

📞 07 3356 6666 🌐 aspire.finance

11/08/2026

MIDWAY THROUGH ✈️⚡

We’re halfway in - and there’s still time to win one of TWO incredible prizes.

🎁 AUD $4,500 Luxury Escapes gift card
💰 OR $4,000 cash option
(up to $9,000 total prize value)

That could still be travel plans, last minute escapes, hotel stays, spa days, dining, concerts - or cash to use your way.

Remember:
• 2 winners will be drawn
• Gift card valid for 3 years
• 3 bonus entries for every referral who joins

👉 Take your chance: https://tr.ee/NKjeLj

11/08/2026

The RBA has left the official cash rate unchanged at 4.35%.

However, that doesn’t mean nothing has changed.
While the cash rate gets the headlines, lenders don’t sit around waiting for the RBA before making changes.

They’re constantly reviewing their rates, lending policies, products and offers - and right now, competition for new borrowers is worth watching.

That could matter if you’re:

🏡 Buying - your borrowing options may have changed since you last checked.

🔄 Paying off a home loan - it could be worth checking whether your current rate is still competitive. And remember, refinancing isn’t the only option; sometimes your existing lender may be willing to review your pricing.

📈 Investing - newer lending options are providing eligible investors with different ways to structure loans, including longer terms and extended interest-only periods in some circumstances.

None of this means you should automatically change lenders, refinance or restructure your loan.

It simply means “the RBA didn’t move” isn’t a reason to put your finance on autopilot.

If you haven’t reviewed your loan or borrowing position recently, talk to us.
We keep our fingers on the finance pulse so you don’t have to.

30/07/2026

Has your business outgrown its finance?

As businesses grow, their finance needs often change too. Yet many businesses continue using funding structures that were set up years ago.

The start of a new financial year is an ideal time to ask:
• Does our finance still suit the way we operate today?
• Are we prepared for future growth opportunities?
• Is our cash flow strategy supporting the business we want to build?

In our latest blog, we explore three practical finance moves that can help position your business for a stronger financial year.

Read the full article:
👉 https://www.aspire.finance/2026/07/31/start-the-financial-year-strong-three-smart-finance-moves-for-australian-businesses/

Address

1 Fifth Avenue
Kedron, QLD
4031

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Telephone

+61733566666

Website

https://aspire.finance/

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