Aspire Mortgage & Finance Pty Ltd

Aspire Mortgage & Finance Pty Ltd Let’s find the right loan for you—contact us today!📩 Aspire Mortgage & Finance is the best Mortgage Broker located in Kedron, covering North Brisbane.

Helping you achieve your property & finance dreams! 🏡 Led by Warren Schrodter, a trusted mortgage broker since 1997, we specialise in home loans, investment properties,SMSF lending & business finance. We service Stafford Heights, Wavell Heights, Gordon Park, Nundah, Gordon Park, North Gate, Geebung, McDowall, Everton Park, Enoggera, Grange, Windsor, Lutwyche, Wooloowin, Clayfield. We help our clie

nts with their first home purchase, Investment property and Vehicles and we specialise in a large range of loans including; Home Loans, Commercial Loans, Vehicle Loans, Business Loans, and more. We also help out clients with self-managed super funds (SMSF), financial advice and financial planning. If you are looking for the best Mortgage Broker in Kedron and North Brisbane, then look no further!

💡 JARGON BUSTER: LMI (Lender's Mortgage Insurance)Here's one that surprises a lot of first home buyers: LMI protects the...
08/09/2026

💡 JARGON BUSTER: LMI (Lender's Mortgage Insurance)

Here's one that surprises a lot of first home buyers: LMI protects the lender - not you.

If you borrow more than 80% of a property's value, most lenders require LMI as a condition of approval. The cost can usually be added to your loan.

📌 Things to know about LMI:
✅ It's not always a reason to wait - sometimes entering the market earlier outweighs the LMI cost.
✅ Some lenders offer LMI waivers for certain professions (doctors, accountants, lawyers etc).
✅ The First Home Guarantee Scheme allows eligible buyers to buy with 5% deposit and no LMI.
✅ In some cases, you may be able to buy a property with a 10% deposit and not pay LMI.
✅ LMI cost varies based on deposit size and loan amount.

Whether to pay LMI or wait is a genuine strategic decision. Give us a call to talk through what makes sense for you.

You can also visit our website to learn more - https://www.aspire.finance/residential-loans/lenders-mortgage-insurance/

📞 07 3356 6666 🌐 aspire.finance

MIDWAY THROUGH ✈️⚡We’re halfway in - and there’s still time to win one of TWO incredible prizes.🎁 AUD $4,500 Luxury Esca...
11/08/2026

MIDWAY THROUGH ✈️⚡

We’re halfway in - and there’s still time to win one of TWO incredible prizes.

🎁 AUD $4,500 Luxury Escapes gift card
💰 OR $4,000 cash option
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That could still be travel plans, last minute escapes, hotel stays, spa days, dining, concerts - or cash to use your way.

Remember:
• 2 winners will be drawn
• Gift card valid for 3 years
• 3 bonus entries for every referral who joins

👉 Take your chance: https://tr.ee/NKjeLj

The RBA has left the official cash rate unchanged at 4.35%.However, that doesn’t mean nothing has changed. While the cas...
11/08/2026

The RBA has left the official cash rate unchanged at 4.35%.

However, that doesn’t mean nothing has changed.
While the cash rate gets the headlines, lenders don’t sit around waiting for the RBA before making changes.

They’re constantly reviewing their rates, lending policies, products and offers - and right now, competition for new borrowers is worth watching.

That could matter if you’re:

🏡 Buying - your borrowing options may have changed since you last checked.

🔄 Paying off a home loan - it could be worth checking whether your current rate is still competitive. And remember, refinancing isn’t the only option; sometimes your existing lender may be willing to review your pricing.

📈 Investing - newer lending options are providing eligible investors with different ways to structure loans, including longer terms and extended interest-only periods in some circumstances.

None of this means you should automatically change lenders, refinance or restructure your loan.

It simply means “the RBA didn’t move” isn’t a reason to put your finance on autopilot.

If you haven’t reviewed your loan or borrowing position recently, talk to us.
We keep our fingers on the finance pulse so you don’t have to.

Has your business outgrown its finance?As businesses grow, their finance needs often change too. Yet many businesses con...
30/07/2026

Has your business outgrown its finance?

As businesses grow, their finance needs often change too. Yet many businesses continue using funding structures that were set up years ago.

The start of a new financial year is an ideal time to ask:
• Does our finance still suit the way we operate today?
• Are we prepared for future growth opportunities?
• Is our cash flow strategy supporting the business we want to build?

In our latest blog, we explore three practical finance moves that can help position your business for a stronger financial year.

Read the full article:
👉 https://www.aspire.finance/2026/07/31/start-the-financial-year-strong-three-smart-finance-moves-for-australian-businesses/

Fuel prices creeping up? You're not alone in wondering whether to keep your current car, refinance the loan, or make a c...
29/07/2026

Fuel prices creeping up? You're not alone in wondering whether to keep your current car, refinance the loan, or make a change altogether. 🚗

There's no single right answer here — but there is a straightforward way to think it through. We break down when it makes sense to keep your car, when refinancing could help, and when replacing the vehicle is worth considering, so you're not making a rushed decision at the bowser or the dealership.

Read the full article here: https://www.aspire.finance/2026/07/29/should-you-keep-refinance-or-replace-your-car

Curious which option might work for your situation? Our team can help you compare the real numbers across all three.

FOR THE ADVENTURE SEEKERS ⚡🌍 A few ways your next escape could look…🎈 Hot air balloon over Hunter Valley sunrise (Austra...
29/07/2026

FOR THE ADVENTURE SEEKERS ⚡🌍

A few ways your next escape could look…

🎈 Hot air balloon over Hunter Valley sunrise (Australia)
🚤 Speedboat adventures in Krabi (Thailand)
🪂 Skydiving above Abel Tasman (New Zealand)
🌊 Cave tubing through Ubud, Bali (Indonesia)

Your AUD $4,500 Luxury Escapes gift card could help make it happen.
Or take the $4,000 cash prize - your choice.

👉 ENTER NOW: https://tr.ee/NKjeLj

🚗 Is your car costing you more than just the monthly repayment?With fuel prices continuing to put pressure on household ...
23/07/2026

🚗 Is your car costing you more than just the monthly repayment?

With fuel prices continuing to put pressure on household and business budgets, it’s worth asking a different question:

Can you afford to run your car — not just finance it?

Our latest blog looks at:
✅ Why fuel has become the “second repayment”
✅ How rising running costs affect your overall budget
✅ When refinancing could improve your cash flow
✅ Why many Australians are comparing efficient petrol cars, hybrids and EVs

Sometimes a better financial outcome isn’t about a lower interest rate - it’s about lowering the total cost of owning your vehicle.

Read the blog here: https://www.aspire.finance/2026/07/23/how-rising-fuel-costs-are-changing-car-finance-in-australia/

Have you heard of cross-collateralisation?Cross-collateralisation is when a lender uses more than one of your properties...
21/07/2026

Have you heard of cross-collateralisation?

Cross-collateralisation is when a lender uses more than one of your properties as security for a single loan, or links multiple loans across several properties under one security pool.

In other words, your properties are tied together and the bank has a claim over more than one asset for the debt you owe.

In home lending, this often happens when you use equity from your current home to buy an investment property and the lender simply links both properties to one or more loans instead of keeping each property with its own standalone security.

There are benefits and risks to using this strategy - get in touch with our team today to discuss whether it may be right for you.

The way Australians borrow is changingInstead of going to one bank and hoping for the best, more buyers and investors ar...
20/07/2026

The way Australians borrow is changing

Instead of going to one bank and hoping for the best, more buyers and investors are choosing to work with mortgage brokers who compare multiple lenders, policies and structures for them.

For you, that can mean:
- More choice of lenders and loan types
- A structure that actually suits your goals (not just today’s rate)
- One point of contact to manage the paperwork and speak with the banks

In a market where different lenders can offer diverse answers to the same finance application, having a specialist in your corner can make a real difference to what’s approved, and on what terms.

Read our article that expands on this topic and find out why ‘Australians are voting with their feet’:-
https://www.aspire.finance/2026/07/20/why-more-australians-are-choosing-mortgage-brokers

If you’re planning to buy, refinance or invest and would like your options explained, you’re welcome to reach out to us on 07 3356 6666 or [email protected].

This information is general in nature only and does not constitute personal advice.

MORE SHARES = MORE CHANCES TO WIN! 📣 Already entered? Great - that’s just the start.Refer friends and family (where appl...
14/07/2026

MORE SHARES = MORE CHANCES TO WIN! 📣

Already entered? Great - that’s just the start.

Refer friends and family (where applicable) to earn extra entries and boost your chances of winning one of TWO prizes.

🎁 AUD$4,500 Luxury Escapes gift card
💰 OR AUD$4,000 cash option

👉 Enter now: https://tr.ee/NKjeLj

Share. Refer. Boost your entries.

Address

1 Fifth Avenue
Kedron, QLD
4031

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+61733566666

Website

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