Loan SOS - Saving Your Loan

Loan SOS - Saving Your Loan Has your bank declined your home loan application. There are many more options out there and we spec Has your loan been declined?

Has your lender said you don't meet their requirements? Do you have defaults on your credit file? We specialise in getting declined loans approved. There is no charge for our services as the lenders pay us a commission on settlement of your loan. LoanSOS is owned by Cosi Trading Pty Ltd, Credit Rep Number 410464
Australian Associated Advisers Pty Ltd
ACN 084 974 694
trading as KeyInvest Lending Services
Australian Credit Licence Number: 392169

28/02/2022

Are you self employed with tax returns/financials not up to date? There are still options for getting a home loan with accountants letters, BAS or Bank Statements. Get in touch to discuss your situation and let us see what we can do.

If you missed the boat fixing your loan under 2% maybe its time to get a better variable rate.  Below are the lowest rat...
20/01/2022

If you missed the boat fixing your loan under 2% maybe its time to get a better variable rate. Below are the lowest rates on my lender panel. Some are offering $3000 cash back and if there is no cash back Cosi Home Loans will cover the changeover costs up to $1000. We have solutions for most loan scenarios whether you need a fast turn around or you have special borrowing needs due to income sources.

05/06/2020

WOW! 25k for a construction, 10k FHOG and possibly more to come from state governments! Looking at getting into the first home buyers market and thinking of doing a construction now is the time. Get a First Home Loan Deposit Scheme - no LMI deal as well from the government. Drop me a message or an email [email protected]

08/05/2020

Are you a First Home Buyer - in WA you can buy a house for $400k or less with a 5% deposit and qualify for a loan with no Loan Mortgage Insurance! This could save you up to $15,000!! Want to know more ...... can even throw in a few bonuses! Send me a message/email/SMS .... lets have a chat. [email protected] 0412 624 312

If you have a loan and need to stop payments on your loan, go to your lender website and find the link to their Covid-19...
03/04/2020

If you have a loan and need to stop payments on your loan, go to your lender website and find the link to their Covid-19 support package. Most of them have an option to suspend repayments for up to 6 months. Make sure you read the small print because the lender will keep adding the interest onto your loan. But if you are going to end up short on cash over the next few months it is probably a good option. If you need help on anything just email me [email protected] or message me here.

27/03/2020

Hardship Provisions - most lenders have provisions for 6 months of capitalising interest onto your loan. You need to however make sure you know what the lender is planning to do at the end of 6 months ie do you need to make up the repayments straight away or can you spread the catch up over the remaining loan term etc. Usually lenders require the borrowers to ring the lender and discuss it with them rather than go through their broker. If you need the contact details for your lender feel free to send me a message or an email [email protected]

29/02/2020

Got casual income and think you don’t qualify for a loan? Send me some deets and I will look at some options.

25/02/2020

Got negative equity in your house and being slugged a big rate and can't go move your loan! I may have an option :)

12/02/2020

need cash out to pay a tax debt? Might be slightly higher rate for a year but then you have options to refinance debt (subject to meeting lenders requirements) to a lower rate.

07/02/2020

Looking for a solution? Lenders usually have rates based on risk ..... so if you are in a tricky spot and are looking for something to get you back on track it might mean 12 months of a higher rate (though possibly less repayments) Whether you have a tax debt you need paid out, haven't done tax returns for a few years, have a default on your investment loan and want to purchase an owner occupied, have negative equity and want a lower rate ...... send me a message and it would make my day if I could help you out!

29/11/2019

This weeks lowest rates available from the lenders on my panel.

The rates are for Owner Occupied, P & I, Variable Rate Home Loans.

Send me a message to find out if we can save you some money on your current loan.

Email [email protected] OR send me a DM now.

16/11/2019

If you are wanting to see if there are any solutions to your loan dilemma then drop me a message or an email and I will see what options there are. [email protected]

Address

28 Charles Street
Karrinyup, WA
6018

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