Fox Mortgage Services

01/09/2026

Welcome to September, will be an interesting month ahead. Cotality's figures out for last month and shows Perth dropping back, and with last week's inflation figures higher than what the RBA wants could this force a rate rise in September. Check out our market update for our thoughts...

https://foxmortgages.com.au/rates-on-a-knifes-edge-perth-market-turns-what-september-2026-has-in-store/

01/09/2026

Want a free Perth First Home Buyer eBook? With the latest up to date information buying a first home without the guessing?

https://foxmortgages.com.au/perth-first-home-buyer-guide/

29/08/2026

24/08/2026

Foxy is on his new stand in the reception area. We are looking forward to all the double takes as people pass by! 😂🦊

24/08/2026

It's Scams Awareness Week! With scammers getting more sophisticated, it's important you .check.protect.

Check out our last blog for more information: https://foxmortgages.com.au/scams-awareness-week-2026-what-every-perth-household-should-know/

18/08/2026

We attended the Joondalup Business Awards at the weekend and managed to come back with an award! (Best Business Award fewer than 5 employees).

We feel very privileged to be recognised. Thanks to the City of Joondalup - Government for sponsoring, the judges of course for making such a great decision 😉 and to Doreen and the great team at Joondalup Business Association for putting on such a great event.

We really do appreciate it, we love what we do!

16/08/2026

🏡House hunters! Have you been asked to make your offer online?

You may be worried this seems like an auction that will create a bidding war, but really it's no different to an agent advising you of where your offer sits among others. In fact, using an online platform could be more transparent as the agent is under no obligation to tell you where your offer sits.

While this process feels more competitive, don’t get caught up trying to outbid everyone else and blow your budget.

Keep in mind whether your offer is submitted online or on paper, the fundamentals of buying property remain the same. New technology doesn't mean the rules have changed.

Learn more about this process: https://www.consumerprotection.wa.gov.au/announcements/the-commissioner-asked-make-your-property-offer-online-heres-what-you-need-know

11/08/2026

Co‑Buying Is on the Rise in WA 🏡

With Perth prices still climbing and borrowing capacity squeezed, more families and friends are teaming up to buy property together. Co‑buying is becoming a practical way to boost borrowing power, share costs and get into the market sooner.

Why it’s growing:
• Rising prices + reduced borrowing capacity
• Shared living costs
• Multi‑generational living increasing
• Younger buyers open to buying with family/friends

What to plan for:
• Clear exit strategy
• Agreement on contributions
• Buyout options
• Legal documentation

Co‑buying can be a smart pathway — if it’s structured well.

If you’re considering buying with family or friends, Fox Mortgages can help you understand lending options and structure your purchase clearly and safely.

For some Perth buyers, buying together is becoming a more affordable route to getting into the property market.

10/08/2026

Warning: Side effects of visiting Fox Mortgage Services include excessive celebration, house keys in pocket, and the uncanny ability to say ‘my place or yours?’ with confidence! 😎 Swing by Shop 4/53 Davidson Terrace, Joondalup WA or stalk us online at https://www.foxmortgages.com.au/. Let’s make your dream home less of a dream and more of a postcode! 🦊🏡

09/08/2026

🎉 We’re excited and proud to be a sponsor of the 2026 Joondalup Business Awards!
A huge congratulations to the Joondalup Business Association on another sold-out night of excellence, elegance & celebration.
Can’t wait to celebrate the incredible local businesses across the City of Joondalup at Joondalup Resort on 15 August 2026.
Black Tie / Gold Glamour – let’s make it a night to remember! ✨


Joondalup Business Association