AWT Financial Services

AWT Financial Services AWT Financial Services provides financial advice for individuals. AWT Financial Services Pty Ltd
(ABN 58 601 235 027), trading as
AWT Financial Services

How to determine asset allocationAsset allocation is the process of dividing funds between different asset classes inclu...
28/08/2024

How to determine asset allocation

Asset allocation is the process of dividing funds between different asset classes including cash, bonds, property and shares. This takes place as spreading resources across different asset classes can help diversify the portfolio’s holdings, which is an important way to manage risk.

https://awtfinancial.com.au/how-to-determine-asset-allocation/

Super and tax – what’s changing on 1 July 2024They say nothing is certain in life except two things – death and taxes.Au...
31/07/2024

Super and tax – what’s changing on 1 July 2024

They say nothing is certain in life except two things – death and taxes.

Australians can probably add a third – the knowledge that come the end of financial year, the rules around superannuation and taxation will inevitably change.

It can be hard keeping up with all the latest super and tax rule tweaks so here’s a quick guide to everything you need to know about what’s changing on 1 July 2024.

https://awtfinancial.com.au/super-and-tax-whats-changing-on-1-july-2024/

7 ways to get ready for tax timeHere’s a quick checklist to help you prepare for the end of financial year and maximise ...
04/07/2024

7 ways to get ready for tax time

Here’s a quick checklist to help you prepare for the end of financial year and maximise your tax time benefits.

https://awtfinancial.com.au/7-ways-to-get-ready-for-tax-time/

For specialist accounting and tax advice, please contact AWT Accountants in Joondalup!

Commonly Asked Questions – retirement planningRetirement is a major milestone in life, representing the end of years of ...
04/07/2024

Commonly Asked Questions – retirement planning

Retirement is a major milestone in life, representing the end of years of hard work and dedication. It’s a time to enjoy the freedom to pursue your passions and interests without being tied to a work schedule.

However, to make the most of your retirement years, careful planning and consideration is key, particularly when it comes to managing your finances and investments.

Here, we address some of the commonly asked questions relating to retirement planning including outlining some steps for growing your money in retirement and how to adjust your investment risk as you near retirement.

https://awtfinancial.com.au/commonly-asked-questions-retirement-planning/

The superannuation changes from 1 JulyThe super changes on the way from the start of the 2024-25 financial year.A number...
22/05/2024

The superannuation changes from 1 July

The super changes on the way from the start of the 2024-25 financial year.

A number of superannuation changes will come into effect from 1 July 2024 that are designed to help working Australians get more money into the retirement savings system.

If fully utilised, the changes potentially allow all super fund members, including those with a self managed super fund (SMSF), to add tens of thousands of dollars extra into their account from the start of the 2024-25 financial year.

https://www.vanguard.com.au/personal/learn/smart-investing/retirement/the-superannuation-changes-from-one-july?cmpgn=ET1223AUTLNME0022ENEMENE&guid=

Reducing risk in retirementWe all think things will turn out better for ‘us’ than ‘them’. Such optimism can serve us wel...
22/04/2024

Reducing risk in retirement

We all think things will turn out better for ‘us’ than ‘them’. Such optimism can serve us well in life, but when it comes to money, balancing bias with facts is a much safer option.

When it comes to your retirement there are four main risks that can impact your income.

https://awtfinancial.com.au/reducing-risk-in-retirement/

What to do if you’re 55 and have no retirement planKey takeawaysStrategies for fast tracking your retirement savings nes...
28/03/2024

What to do if you’re 55 and have no retirement plan

Key takeaways

Strategies for fast tracking your retirement savings nest egg, such as debt elimination, additional super contributions and targeted investing.

How part-time work and delaying receipt of the Age Pension can boost your retirement income.

https://awtfinancial.com.au/what-to-do-if-youre-55-and-have-no-retirement-plan/

New ACCC figures show sharp rise in older people being fleeced in social media scams.In short: Australians lost a total ...
13/03/2024

New ACCC figures show sharp rise in older people being fleeced in social media scams.

In short:
Australians lost a total of $477 million to scams last year, according to new ACCC figures.

The Scamwatch report also showed year-on-year losses dropping by $92 million, especially for investment scams.

What's next? The government has plans to introduce mandatory codes for banks, telcos and social media companies which it says will impose tough new standards.

https://www.abc.net.au/news/2024-03-13/scam-report-crackdown-social-media-older-people-scamwatch-accc/103578218?utm_medium=social&utm_content=sf272187160&utm_campaign=abc_news&utm_source=m.facebook.com&sf272187160=1&fbclid=IwAR2a9KQf7zDRJFfD0r9wQznVGZZ4TIuP7vo1HJynfG3rwcA7bUDk4j7JJak

Want to earn more and keep your Age Pension?Many people continue, or even start, working once they’ve reached Age Pensio...
22/02/2024

Want to earn more and keep your Age Pension?

Many people continue, or even start, working once they’ve reached Age Pension age. This may be for social reasons, personal fulfilment or to maintain their standard of living. With the higher cost of living at the moment, even more pensioners are taking up work.

https://awtfinancial.com.au/want-to-earn-more-and-keep-your-age-pension/

How much super should you have at your age?Your super balance will most likely play a big part in how comfortably you li...
06/02/2024

How much super should you have at your age?

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is for you, it might be difficult to gauge whether your super is on track, or if you might need a bit more saved up to live the lifestyle you want after you finish working.

In fact, almost half of working Australians don’t know how much they will need to have saved for retirement, according to the AMP 2022 Financial Wellness report1.

https://awtfinancial.com.au/how-much-super-should-you-have-at-your-age/

Address

L2, 52 Davidson Terrace
Joondalup, WA
6027

Opening Hours

Monday 8:30am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61424068141

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