Dobbrick Financial Services

24/08/2026

Many Australians spend decades building their superannuation balance, only to face a completely new challenge when they receive a large inheritance.

If you find yourself in this situation, the right advice matters if you want to avoid costly mistakes.

Many Australians spend decades building their superannuation balance, only to face a completely new challenge when they receive a large inheritance. If you find yourself in this situation, the right advice matters if you want to avoid costly mistakes

18/08/2026

In Australia, super only passes tax-free to a spouse or minor child. If it goes to a financially independent adult child, tax of 17% or as high as 32% may be deducted before they receive it. It pays to check your super fund's beneficiary nomination and talk to a financial adviser, since smart planning can reduce or avoid this "death tax" altogether.

28/07/2026

We are delighted to welcome our new adviser in the Gympie team, Joe Cox.

Joe believes strong financial foundations create opportunities to live your best life. Whether you are planning for retirement, growing your wealth, protecting your family or working towards a goal, he will support you every step of the way.

He is also a keen golfer and loves a fishing trip!

22/07/2026

If you’ve received a windfall such as an inheritance, bonus or tax return, deciding where to put it is an important consideration. A common question from clients is ‘should I put extra cash into the home loan or invest in super?’

The answer to this question is not clear-cut and can depend on your age, appetite for risk and goals.

If you’ve received a windfall such as an inheritance, bonus or tax return, deciding where to put it is an important consideration. A common question from clients is ‘should I put extra cash into the home loan or invest in super?’ The answer to this question is not clear-cut and can depend on y...

16/07/2026

Under Australian super law, your super isn’t distributed like a normal asset. It can only go directly to people who count as your dependents or to your estate (legal personal representative), to be handled through your will.

To save problems for your loved ones, it’s important that you nominate beneficiaries correctly. It’s worth getting advice if you are unsure what’s best for your circumstances.

15/06/2026

Blended families are increasingly common. Shared assets accumulated over different lifetimes can add complexity to inheritance.

A carefully considered plan can help to minimise stress for loved ones when you’re gone.

Blended families are increasingly common. Second marriages, de facto relationships, children from previous relationships, stepchildren, and shared assets accumulated over different lifetimes can add complexity to inheritance. Estate planning for blended families balances the need to provide for a su

15/06/2026

The end of financial year always creeps up on us. There's still time to minimise your payments to the ATO!

Need help? Get in touch.

19/05/2026

Despite the proposed tax changes in the 2026 Australian Budget, we recommend utilising the usual tax strategies at the end of this financial year. Since these changes have not yet been legislated, established tax-planning methods remain effective strategies.

The end of the financial year always creeps up on us. Being organised is the key to reducing your tax bill.

Despite the proposed tax changes in the 2026 Australian Budget, we recommend utilising the usual tax strategies at the end of this financial year. Since these changes are not yet legislated, established tax planning methods, such as maximising deductions, utilising tax offsets, and making contributi

14/04/2026

Now is the time to be intentional about where your money goes.

By stepping back and making some measured adjustments, you can find ways to keep having fun during tough economic times.

Right now, it’s easy to feel like the rising cost of living is taking the joy out of everyday life. Fuel prices, higher interest rates, and even a trip to the supermarket are all putting pressure on household budgets. In this climate, it’s important to remember that good financial planning isn.....

17/03/2026

The rapidly evolving geopolitical environment and rise of conflict in the world have investors concerned. With headlines focusing on uncertainty, it’s natural to feel unsettled, but when it comes to investing, it’s important to take a long-term view.

Here are our tips for riding the wave.

The rapidly evolving geopolitical environment and rise of conflict in the world have investors concerned. With headlines focusing on uncertainty, it’s natural to feel unsettled, but when it comes to investing, it’s important to take a long-term view.