FIMA Finance

FIMA Finance ✨ Financing dreams ✨
▪️Home loans
▪️Personal loans
▪️Business loans
▪️Australia wide
▪️Let's chat 👇🏼
📱0409 563 892
🖥️ [email protected]

This 🙌🏼
19/04/2026

This 🙌🏼

Congratulations to the Inverloch Stingettes. 🏏Premiers for 2025/26 & three premierships in four years.🏆🏆
26/02/2026

Congratulations to the Inverloch Stingettes. 🏏

Premiers for 2025/26 & three premierships in four years.

🏆🏆

The RBA's decision to increase interest rates last Tuesday has prompted most lenders to also increase their interest rat...
04/02/2026

The RBA's decision to increase interest rates last Tuesday has prompted most lenders to also increase their interest rates.

When the RBA increases interest rates it is primarily to bring inflation back under control, or in really simple terms - to slow down people spending money.

Whilst this brings anxiety and stress for those who hold a mortgage it is always advisable to review your personal budget, and if you don't have a budget perhaps it's a good time to create one.

If a review of your mortgage is something that's on your 2026 to do list then I'm only a DM away.

In the busyness of life my five year anniversary came and went in January 2026.I'd like to thank everyone who has suppor...
04/02/2026

In the busyness of life my five year anniversary came and went in January 2026.

I'd like to thank everyone who has supported me over the past five years and a note to say I'm still here, and still as eager as ever to help you with any finance needs.

Cheers, Jackie!🥂

Have you heard the news?Buying a home as a first home buyer has just been made easier with the government announcing tha...
27/08/2025

Have you heard the news?

Buying a home as a first home buyer has just been made easier with the government announcing that as of 1st October 2025 there will be major changes to the First Home Buyer Guarantee scheme.

The key changes are:

* Property price caps will be increased
* Income caps will be scrapped

This means that under this scheme all first home buyers will need to have is a 5% + costs deposit.

Still not sure what this all means, reach out for an obligation free chat.

📱 0409 563 892
📩 [email protected]

What is a reverse mortgage?A reverse mortgage allows Australians over 55 to release their home equity to live a more com...
31/07/2025

What is a reverse mortgage?

A reverse mortgage allows Australians over 55 to release their home equity to live a more comfortable retirement.

Some of the benefits of a reverse mortgage are:

🎾 Enjoy the comforts of living in your own home for as long as you choose.

⛳️ Remain the owner of your home, benefiting from any potential increase in property value.

⚽️ Funds can be used for almost any reason that helps you live a more comfortable retirement.

🏓 There’s no requirement to make any loan repayments until the end of the loan.

🏀 Make voluntary repayments or pay off your loan when it suits you.

🪀 You and your estate are protected by our no negative equity guarantee.*

🎱 Enjoy flexible drawdown options, including an initial lump sum, a regular payment, or apply for a future drawdown through a cash reserve.

* T&C's apply
*Heartlandbank.com.au

's

A big part of managing your debt is understanding your financial situation. This means looking at how much money you’re ...
28/07/2025

A big part of managing your debt is understanding your financial situation. This means looking at how much money you’re earning or have coming in, as well as the costs you have in life (like your bills, rent or other financial obligations).

Here are nab's top 3 tips to help you manage your debt:

1. See if your repayment date suits you
Look at the frequency of each payment on your loans and find out whether that can be changed. Perhaps you make repayments monthly but get paid fortnightly. Changing your repayments to match your pay cycle could help you manage better.

2. See if you can increase your repayments
Knowing how much of your money goes towards your debts will help you make decisions on how much more you might be able to repay. Increasing your loan repayments, or making additional repayments, will reduce your balance and interest payable so you can pay the loan off sooner.

3. See what extra funds you can use
If you have money saved, you may prefer to use that money to pay off a portion of, or all of, your outstanding debt. If you have a variable loan and have previously paid extra, you may be able to redraw those funds to pay off another debt if it’s a higher financial cost to you.

You can read more about how to manage your debt as well as other helpful financial guides via nab.com.au

#

*nab.com.au

If you are one of the following mentioned professions, you may be eligible for special discounts including interest rate...
25/07/2025

If you are one of the following mentioned professions, you may be eligible for special discounts including interest rates, lenders mortgage insurance exceptions, and access to exclusive lenders.

To find out how you might qualify, reach out to me today:

👮 Police Officer
👩‍⚕️ Doctor
💉 Nurse
🐃 Vetinarian
👨🏻‍⚖️ Legal professional, and more.

📱 0409 563 892

Jackie 🖤

*T&C's apply

⚠ Watch out for EOFY scams!The end of the financial year is a busy time for everyone preparing themselves for their tax ...
20/07/2025

⚠ Watch out for EOFY scams!

The end of the financial year is a busy time for everyone preparing themselves for their tax preparations, and it's also a high traffic time for cybercriminals to try and defraud you.

Be extra vigilant as cybercriminals may try to impersonate your accountant or the tax office. Whether by phone, SMS, email or other online activities, always verify requests are authentic before clicking on links, opening attachments or following instructions, particularly when it comes to your money.

Stay safe everyone!



*anz.com.au

Currently if you are a first home buyer you may be exempt from paying Lenders Mortgage Insurance (LMI).What is LMI?🏡Lend...
17/07/2025

Currently if you are a first home buyer you may be exempt from paying Lenders Mortgage Insurance (LMI).

What is LMI?

🏡Lenders Mortgage Insurance (LMI) is a one-off insurance premium that protects the lender—not you, the borrower—when you take out a home loan with a deposit of less than 20% of the property’s value.

If you are purchasing your first home and meet the "first home buyer" criteria, you may be eligible to avoid paying LMI and this is fantastic because it could mean thousands of dollars back in your pocket.

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Inverloch, VIC
3996

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+61409563892

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