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Robgoudiefinancialadvice Financial Advisor | 27+ yrs experience | CFP® & SMSF Specialist™ | Helping you invest smarter, grow wealth with confidence

Choosing a financial adviser is a personal decision, and trust matters.We’re grateful to our clients for sharing their e...
09/10/2026

Choosing a financial adviser is a personal decision, and trust matters.

We’re grateful to our clients for sharing their experiences and for trusting the team to help them navigate their financial decisions.

Swipe through to read their stories, in their own words.

07/10/2026

Helping the next generation build financial confidence starts with teaching good money habits, not simply providing financial support.

While many parents want to help their children achieve important milestones, timing and strategy are key. Providing too much too early can sometimes create dependency rather than independence.

A thoughtful approach may involve supporting children as they build strong financial foundations, develop responsible habits, and make informed decisions. For many young Australians, getting onto the property ladder is one of the biggest challenges, and strategic planning can help create opportunities without removing the value of earning and saving.

The goal is not just to give wealth, but to help the next generation understand, manage, and grow it.

Financial support works best when it encourages confidence, responsibility, and long-term success.

General advice only.
Consortium Private Wealth
AFSL 495401

07/10/2026

At 25, you don’t need to have it all figured out. But you can start building the right financial habits early.

For me, that means learning how to save, understanding where to invest, and being careful about taking on debt for things that lose value.

Your first financial goals can set the tone for the decades that follow.

07/10/2026

Starting superannuation early can help young people build strong financial habits and take advantage of opportunities available to them.

For those working part-time and earning below certain income thresholds, making voluntary contributions may allow them to receive additional government support through eligible schemes.

Once they begin earning a higher income, concessional (pre-tax) contributions can also provide potential tax advantages compared to contributing after tax.

For young Australians, superannuation isn’t just about retirement. It can also play a role in long-term financial goals, including strategies that may help with saving for a first home.

Understanding how super works from an early age can help build better financial decisions for the future.

General advice only.
Consortium Private Wealth
AFSL 495401

07/10/2026

Property has been a powerful wealth-building vehicle for many Australians over the past few decades, largely due to the benefits of leverage. However, past performance does not always indicate future outcomes.

With increasing household debt, higher mortgage commitments, and evolving economic conditions, it’s important for investors to carefully assess the risks and opportunities ahead.

Successful investing is not about relying solely on what has worked before. It’s about understanding market cycles, managing risk, and building a strategy that aligns with your long-term financial goals.

The key question is not just “what has made money in the past?” but “what approach will support sustainable wealth creation moving forward?”

General advice only.
Consortium Private Wealth
AFSL 495401

07/10/2026

Why do some people enter retirement with financial confidence, while others continue to struggle?

The difference often comes down to the small decisions made consistently over many years.

Building wealth is not about finding a quick solution or chasing overnight success. Sustainable wealth is created through disciplined habits, including spending within your means, saving consistently, investing strategically, and making informed decisions around tax structures and asset selection.

The focus should not only be on how much you earn, but how effectively you manage, protect, and grow what you have over time.

Successful investing is a long-term process built through patience, consistency, and a clear strategy aligned with your financial goals.

There is no shortcut to lasting wealth. The actions you take today can shape the opportunities available to you in the future.

General advice only.
Consortium Private Wealth
AFSL 495401

07/10/2026

Estate planning is about more than preparing a will. It’s about ensuring your assets are protected and distributed according to your wishes.

Many people don’t realise that superannuation is not automatically included in your estate. A binding death nomination can help direct where your superannuation benefits should go, providing greater clarity and certainty for your loved ones.

However, effective estate planning involves more than superannuation. It may also include a valid will, powers of attorney, and an advanced care directive to ensure your financial and medical decisions are respected if you are unable to make them yourself.

Every family’s circumstances are different, especially when there are complex family structures involved. Seeking the right advice can help you create an estate plan that reflects your intentions and provides peace of mind for the future.

Planning today can help protect the people and assets that matter most.

General advice only.
Consortium Private Wealth
AFSL 495401

05/10/2026

The Australian market has some great businesses, but it’s a relatively small and concentrated part of the global market. So when it comes to investing through super, I think it’s worth looking beyond our own backyard.



Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.

04/10/2026

While this might seem simplistic too many, brothers it might be really helpful. The question regarding common I’ve seen people actually make this decision and implement an investment strategy. And the answer is you can do both exchange traded funds and an investment vehicle which traded via the share market and Superannuation is a tax structure they can own these assets as well as many other different types of Investments. So the question isn’t whether the student investment is Superannuation or ETF when you can actually do both. General advice only.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.

03/10/2026

doing the calculations to plan for longevity is something we do on a daily basis. With improvement to technology and healthcare people are living longer and people have always underestimated how long they may live. This is not about saving and having lots of money when we are too old to enjoy. It’s just making sure that our future selfs are looked after into early 90s. We also need to know when to spend more and when our spending will reduce substantially. The role that projections play improving the numbers and also utilising the government scheme which is the home equity. Release scheme can be factored into these projections to make sure that people are looked after when they go from being a couple age pension to a single age pitcher. As the assets test is my harsher and the maximum age pension is a lot lower so we need to look after the future single pensioners. As always this is general advice.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.

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