RB Loans

RB Loans A wealth of finance information and resources for property owners.

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
02/09/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
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The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣
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So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣
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It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
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Contact us to understand your financing options for both properties. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🍳 Gen Z's appetite for property is growing 🍳⁣⁣Demand for first home buyer loans has jumped 16%. 📈⁣⁣It’s thanks largely t...
31/08/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
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Demand for first home buyer loans has jumped 16%. 📈⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
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Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣
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Call us to find out. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

28/08/2026

🏆 Mortgage brokers now serve 4-in-5 home buyers 🏆

After years of growth, mortgage brokers have smashed a new record in market share!

Brokers now help buyers for 81% of all new home loans*.

In trying times the guidance and support of a broker can be your key to home buying success.

DM us today to experience the broker difference. 🙌

To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

*MFAA statistics

📈 Home loan rate rising? There may be other options 📈⁣⁣Three consecutive rate hikes have wiped out last year’s rate cuts...
26/08/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🩺 What happens in a home loan health check? 🩺⁣⁣First, we check the pulse of your loan: does it still meet your needs? 💡⁣...
24/08/2026

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? 💡⁣
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Next, we look at vitals like the interest rate and loan features. 📊⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
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It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
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Call today to arrange a home loan health check. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

21/08/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🏡 What's the ideal age to move out and buy your own home? 🏡⁣⁣Research by Finder shows most Australians believe that by a...
19/08/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣⁣Searches for “dual-occupancy” homes have skyrocketed 385%...
17/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

14/08/2026

⏳ What usually happens after a property downturn?⏳

Property prices rose 32% on average after each of the eight past downturns*.

With the market currently in a lull, buyers could potentially snag a house at a good price.

But wait too long, and buyer competition could be fierce.

Being prepared is key. DM us about pre-approval and get organised today.👇

To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

* Domain data

💼 How to get a home loan if you’re self-employed 💼⁣⁣Over 1.7 million Australians run their own show. ⁣⁣It can bring free...
12/08/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

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Homebush, NSW
2135

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+61414488879

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