RB Loans

RB Loans A wealth of finance information and resources for property owners.

💰 What is the average first home buyer deposit? 💰⁣⁣Buying a home to live in? ⁣⁣The average home deposit is $173,000 acco...
03/06/2026

💰 What is the average first home buyer deposit? 💰⁣
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Buying a home to live in? ⁣
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The average home deposit is $173,000 according to Money.com.au. 🏡⁣
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That’s a big chunk of cash. ⁣
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
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But why wait that long? 🤔⁣
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The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
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Interested? Get in touch and we'll help you find out if you're eligible.👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

📢 Why 77% of borrowers use a broker for a helping hand 📢 ⁣⁣Not sure if your bank is acting in your best interests when i...
01/06/2026

📢 Why 77% of borrowers use a broker for a helping hand 📢 ⁣
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Not sure if your bank is acting in your best interests when it comes to your home loan?⁣
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Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.⁣
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In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. ⁣
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Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. 🎯⁣
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Call us to discover the broker difference. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

29/05/2026

🏡 Offset accounts surge as people manage rising rates 🏡 ⁣
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Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.⁣
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And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term. ⁣
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DM us to see if an offset account could work for you.👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🏡 Granny flat boom fuels demand for renovation loans 🏡⁣⁣The Aussie backyard is undergoing a makeover. ⁣⁣NAB says demand ...
27/05/2026

🏡 Granny flat boom fuels demand for renovation loans 🏡⁣
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The Aussie backyard is undergoing a makeover. ⁣
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NAB says demand for renovation loans jumped 21% last year. 📈⁣
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And it’s primarily being driven by homeowners planning to install a granny flat. ⁣
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. 💰⁣
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But they don’t always come cheap. ⁣
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You could be looking at anywhere from $80,000-$160,000. ⁣
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The good news? 💡⁣
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Your home equity can be a source of funding. ⁣
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Talk to us about financing a granny flat in your backyard. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

💰 How much do you need to earn to buy a home? 💰⁣⁣Domain recently looked at the income needed to buy a home, assuming a 2...
25/05/2026

💰 How much do you need to earn to buy a home? 💰⁣
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
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The catch is these were figures for houses. ⁣
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Apartments may require a lower income. 🏢⁣
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What matters is that you talk to us. ⁣
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We can explain your borrowing power across different lenders based on your situation. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

22/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The support of a broker eclipses anything an AI bot can dish up. That’s the finding of Great Southern Bank research. ⁣
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Financial decisions like buying a home are longterm and complex. ⁣
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That’s why we stay in touch every step of the way - even years after you've purchased.⁣
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Try saying that about a bot. DM us for human help.👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🏢 Unit versus house, what's your preference? 🏡⁣⁣Two of the main advantages of apartments are low-maintenance lifestyle a...
20/05/2026

🏢 Unit versus house, what's your preference? 🏡⁣
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Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
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Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
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But you've got to start somewhere...⁣
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The median unit price across state capitals is $749,446. 📊⁣
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That’s 34% less than the median house price of $1,140,454. 🏡⁣
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The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
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And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣⁣Across large parts of Australia the end of summer...
18/05/2026

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
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Across large parts of Australia the end of summer was hot and humid.⁣
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Perfect conditions for termites.⁣
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A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
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Getting rid of termites can be expensive. ⁣
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And the damage they leave behind may not be covered by insurance. ⚠️⁣
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For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
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Or get a combined pest and building inspection to cover both bases. 🧾⁣
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Contact us to learn more about the steps you should consider when buying a home. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

15/05/2026

🏡 How to know if you're ready to buy a home 🏡⁣
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if they’re financially ready. ⁣
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Here are 3 signs that you’re potentially home-loan-ready:⁣
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1. You have a stable job with a steady income. ⁣
2. You have at least a 5% deposit (for the 5% Deposit Scheme)⁣
3. You're feeling ready to commit to a place of your own?⁣
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DM us we'll help you assess your borrowing power. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

📉 Rate hikes have reshaped home owner plans 📉⁣⁣Higher rates are seeing many Australian families knuckle down to pay off ...
13/05/2026

📉 Rate hikes have reshaped home owner plans 📉⁣
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Higher rates are seeing many Australian families knuckle down to pay off their home loan sooner. 💪⁣
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Research by Agile Market Intelligence shows 72% of mortgage holders now say debt reduction is their main financial goal. ⁣
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If you’re keen to double down on your home loan, talk to us. ⁣
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We can explain small steps that could potentially make a big difference. ⁣
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Or ask us about a home loan health check. 🩺⁣
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Potentially switching to a lower rate home loan could be a way to get ahead with your mortgage. 👇⁣
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To find out more, DM us or contact RB Loans on:

☎️ – 0414 488 879
💻 – [email protected]

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Homebush, NSW
2135

Telephone

+61414488879

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