KM Financial Service

19/06/2026

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the recommendation and review, Noshir! 😊

18/06/2026

Property goals feel better when the right guidance is beside you.

At KM Financial, we help clients move through their home loan journey with clarity, care, and confidence.

Check your borrowing position before making your next big decision.
Making home loans simpler, not harder.
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Call Us: 0402879531
Book a free schedule meeting: https://tinyurl.com/kmfinance



Best Mortgage Broker Australia | Refinance Home Loan Australia | Property finance Australia | home loan pre-approval delays Australia | best investment home loan rates Australia | home loan for self employed | investment property loan |Home loan experts Australia

18/06/2026

The RBA has held the cash rate at 4.35% after three consecutive hikes.
For borrowers, this pause is not a reason to ignore your loan.

Your rate, repayments, loan structure, and refinance options may still need a proper review before EOFY.

A cash rate hold gives you a moment to check whether your current loan is still working for your goals.

Before 30 June, review your loan options with KM Financial Services.
KM Financial Services
Making home loans simpler. Not harder.
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Call Us: 0402879531
Book a free schedule meeting: https://tinyurl.com/kmfinance




Best Mortgage Broker Australia | Refinance Home Loan Australia | Property finance Australia | home loan pre-approval delays Australia | best investment home loan rates Australia | home loan for self employed | investment property loan |Home loan experts Australia

18/06/2026

The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why. 🙌

The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why.

17/06/2026

Refinancing should never be a source of stress, it should be an opportunity to align your mortgage with your current financial goals.

Seeing testimonials like this from Krishna Sharma is a great reminder of why we do what we do.

It’s not just about the numbers, it’s about the long-term partnership and having an expert team by your side to handle every detail with professionalism and promptness.

Beyond the paperwork, we're building a relationship that lasts as long as your mortgage.

KM Financial is your partner for life, not just for the settlement.
From your very first set of keys to growing a diverse portfolio.

Supporting your vision at every turn.
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Call Us: 0402879531
Book a free schedule meeting: https://tinyurl.com/kmfinance



Best Mortgage Broker Australia | Refinance Home Loan Australia | Property finance Australia | home loan pre-approval delays Australia | best investment home loan rates Australia | home loan for self employed | investment property loan |Home loan experts Australia

17/06/2026

🏡 Granny flat boom fuels demand for renovation loans 🏡⁣
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The Aussie backyard is undergoing a makeover. ⁣
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NAB says demand for renovation loans jumped 21% last year. 📈⁣
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And it’s primarily being driven by homeowners planning to install a granny flat. ⁣
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. 💰⁣
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But they don’t always come cheap. ⁣
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You could be looking at anywhere from $80,000-$160,000. ⁣
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The good news? 💡⁣
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Your home equity can be a source of funding. ⁣
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Talk to us about financing a granny flat in your backyard. 👇⁣
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To find out more, DM us or contact KM Finance on:

☎️ – 0402 879 531
💻 – [email protected]

17/06/2026

An offset account is more than just a place to park your savings.

Used the right way, it can help reduce the interest charged on your home loan while keeping your money accessible for emergencies, family needs, business cash flow, or future plans.

But the real value depends on your loan structure, fees, and how you use it.

Before you choose or refinance your home loan, review whether an offset account actually suits your situation.

At KM Financial, we bring 20+ years of experience across Australia to help borrowers understand what works for their goals.

KM Financial
Making home loans simpler, not harder
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Call Us: 0402879531
Book a free schedule meeting: https://tinyurl.com/kmfinance



Best Mortgage Broker Australia | Refinance Home Loan Australia | Property finance Australia | home loan pre-approval delays Australia | best investment home loan rates Australia | home loan for self employed | investment property loan |Home loan experts Australia

16/06/2026

A happy client moment we’re grateful to be part of.

At KM Financial, every loan journey is personal, and every milestone reminds us why trust matters.

Ready to move closer to your property goals? Start with the right advice.
Making home loans simpler, not harder.
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Call Us: 0402879531
Book a free schedule meeting: https://tinyurl.com/kmfinance



Best Mortgage Broker Australia | Refinance Home Loan Australia | Property finance Australia | home loan pre-approval delays Australia | best investment home loan rates Australia | home loan for self employed | investment property loan |Home loan experts Australia

15/06/2026

💰 How much do you need to earn to buy a home? 💰⁣
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
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The catch is these were figures for houses. ⁣
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Apartments may require a lower income. 🏢⁣
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What matters is that you talk to us. ⁣
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We can explain your borrowing power across different lenders based on your situation. 👇⁣
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To find out more, DM us or contact KM Finance on:

☎️ – 0402 879 531
💻 – [email protected]

14/06/2026

Confidence is the foundation of every successful home-buying journey, especially when you have an expert who prioritizes patience and detail.

Seeing testimonials like this from Vishal Wadekar is a great reminder of why we do what we do. It’s not just about the numbers, it’s about the long-term partnership and going above and beyond to secure the best possible outcome for our clients.

We believe your financial success is a marathon, not a sprint.
KM Financial is dedicated to your long-term growth, well beyond the initial loan approval.

Whether you are stepping into your first home or expanding an investment empire.
Expert guidance for every chapter of your story.
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Call Us: 0402879531
Book a free schedule meeting: https://tinyurl.com/kmfinance



Best Mortgage Broker Australia | Refinance Home Loan Australia | Property finance Australia | home loan pre-approval delays Australia | best investment home loan rates Australia | home loan for self employed | investment property loan |Home loan experts Australia