Mortgage Choice - Jon & Jeamie De Guzman

29/09/2025

After three cash rate cuts this year, you could be paying more than you need to on your home loan.

To check that you’re still on a competitive interest rate and in a great product, book an appointment with our team today.

Contact me to get started.

27/09/2025

It’s time to kick your home loan into action 🏉
Whether you’re looking to purchase property, invest or refinance, having the right game plan is crucial. With a Mortgage Choice broker on your side, we’ll help you select the MVP from more than 35 lenders to make sure your home loan option is a winner!

Ready to team up? Let’s chat.

24/09/2025

Deciding on the right type of loan structure may feel overwhelming, but I'm here to simplify the process and help you find the best option to meet your financial goals.

Ready to explore your options? I’m here to help! Get in touch today.

19/09/2025

It’s important to understand the additional costs associated with buying a property and factoring these into your budget before applying for a home loan.

I can help you assess your borrowing capacity and whether you’ll need to pay LMI. Let’s chat today!

15/09/2025

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interest rate and the other on a variable interest rate. This strategy provides the flexibility of a variable rate while still having the security of fixed repayments for some of your loan.

There is a lot you need to consider before deciding whether a split loan repayment model is the right option for you. If you’re interested in learning more, let’s talk today!

10/09/2025

Today is R U OK? Day, a national day of action for mental health in Australia. 💛

R U OK? Day reminds us of the importance of having regular, meaningful conversations about mental health. Why not take this opportunity to talk with those close to you, using these four steps:

1️⃣ Ask “R U OK?”

2️⃣ Listen

3️⃣ Encourage action

4️⃣ Check in

Visit https://www.ruok.org.au/ for tips on mental health conversations and staying connected.

06/08/2025

Off to an overseas trip with the family after 6 years!
If you need urgent finance assistance please let us know as we're still working (well, Jeamie Janson De Guzman is, I'm on holidays!). We'll just be a bit delayed on responses.
If it can wait until we get back on 29 August, then please let us know as well so we can contact you when we get back.
I've got Yvette Jaladoni as our temporary assistant while we're away to get onto anything urgent that we can't get to straightaway.
See you all in 3 weeks!
Emmanuel 'Jon' De Guzman

06/03/2025

Last month, the Reserve Bank of Australia (RBA) cut interest rates by 0.25%, opening the door for homeowners to benefit from long-awaited relief on mortgage repayments. What does this mean for you?

Read on to learn more:

The Reserve Bank of Australia (RBA) has cut interest rates by 0.25% today, leaving the door open for homeowners to benefit from long-awaited relief on mortgage repayments.

05/03/2025

Mortgage Choice is giving you the chance to escape the everyday and win a luxury holiday! Meet with me by 23 May for the chance to win a $25,000 Luxury Escapes voucher or one of five $5,000 state-based prizes. Book an appointment for your chance to win! Find out more and view the full T&Cs below.

https://www.mortgagechoice.com.au/campaign/win-25k-luxury-escapes/terms-and-conditions/

26/02/2025

During the holy month of Ramadan, Muslims around the world fast daily from dawn to dusk.

Ramadan is a spiritual time for self-reflection, an opportunity to reset and create positive habits that you can take forward into the rest of the year. It is also a time to think about the plight of those who are less fortunate and what you often take for granted.

Wishing you a blessed Ramadan and Eid al-Fitr.

23/02/2025

As your local Mortgage Choice broker, we can access thousands of home loans from more than 35 lenders, as well as a range of loan options exclusive to Mortgage Choice customers.

We have access to a range of loan options designed for borrowers who may not meet the requirements of mainstream lenders.Whether that’s challenges with credit history, variable income, self-employment, being a single parent or an investor, we’ll find the solution that’s right for you.

Talk to today.

19/02/2025

Whether you simply want to stay up to date on the latest information about your current property or are looking for insights about properties in a different area, our tailored PropTrack Property Reports can help.

Reach out today for your free PropTrack Property Report.