Venture Finance

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Hillarys, WA
Venture Finance

UNLOCK WEALTH POTENTIAL
Home Owners | Investors | Refinance

FREE NO OBLIGATION APPOINTMENT FOR RATE REVIEWS, PRE APPROVAL & REFINANCING NEEDS

At Summit Finance we are dedicated to providing professional lending solutions to our clients by combining our relationship with over 20 lenders and the use of cutting edge software to ensure we not only get your structure right but also obtain competitive rates for investors and home owners. Summit Finance does all

the hard work for you from negotiating with the lenders to structuring the most suitable loan option for our clients that is available, making the process as easy and efficient as possible for approval. At Summit Finance, “Knowledge Dispels Fear” is our mantra and we honestly believe that it is imperative for our clients to be provided the education and knowledge throughout the lending process. Being an informed participant during a usually daunting time provides our clients with the knowledge and know how throughout their
own borrowing journey. We can assist: with:
- First Homebuyers
- Investment Loans
- Refinancing
- Debt Consolidation
- Personal Loans
- Commercial & Business Loans
- Car Loans

Summit Finance (WA) has professional affiliations
- Finance Brokers Association of Australia

Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product

Summit Finance Group (WA) as Credit Representative Number 533346 is authorised under Australian Credit License Number 384324

03/06/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣
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That’s the finding of Great Southern Bank research. 📊⁣
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣
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Financial decisions like buying a home are long term and complex. 🏡⁣
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That’s why we stay in touch to see how your home loan is shaping up. 📞⁣
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Try saying that about a bot. 😅⁣
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Talk to us for human advice on the home loan that works best for you. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

01/06/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

27/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, please seek independent financial advice to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

25/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

20/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

18/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

13/05/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

11/05/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣
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The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣
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And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣
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There are no waitlists. ⏳⁣
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No income limits. 💼⁣
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No place limits. 📍⁣
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And you’re free to buy an established home or build a new place. 🏗️⁣
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Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣
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To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

06/05/2026

😬 First home buyer regrets to avoid 😬

Here are the top regrets of first home buyers have about their mortgage, according to a survey by Money.com.au.

Paying too much in loan fees was the number one mistake. 💸

That’s followed by not having a loan with a competitive interest rate. 📉

Money.com.au found many first-time home buyers just apply for a loan with the first lender they come across.

It’s only later they realise they have a loan that doesn’t suit their long-term needs.

Skip the potential regrets. 🚫

Talk to us about a home loan that matches your needs, backed by a competitive rate. 👇

To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

04/05/2026

⚠️ Renovations that could lower your home’s value ⚠️

There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️

Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬

Some projects could even wipe up to $36,000 off your home’s value, they say.

Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy.

They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳

They’re more likely to appeal to buyers and protect long-term value. 🏡

Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇

To find out more, DM or contact Tom at Venture Finance on:

📞 0439 472 631
💻 [email protected]

Address

Suite 974 7/470 Whitfords Avenue
Hillarys, WA
6025

Telephone

+61439472631

Website

https://www.venturefinance.au/

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