Bare Insurance

With 20+ years of experience, Bare Insurance delivers personalised solutions grounded in trust and integrity. Let us secure your peace of mind.
(1)

As a family-owned brokerage, we treat you like family and focus on protecting what matters most to you.

16/03/2026

Product Recalls: Are You Really Covered?
Many businesses assume their Product Liability insurance will protect them if they ever need to recall a product. Unfortunately, that’s often not the case.
Most policies only include a basic recall extension, which generally covers:
• Transport and storage of defective products
• Disposal of recalled stock
• Notifying regulators or customers
However, limits are often very small ($100k–$1M) and many important costs are not covered.
A standalone Product Recall policy can provide much broader protection, including:
• Loss of profit and business interruption
• Replacement or remanufacturing of products
• Retailer or distributor financial losses
• Crisis management and PR support
• Brand rehabilitation campaigns
For manufacturers and product-based businesses, the difference between these covers can be significant when a recall occurs.

Contact us: 0431 396 799
Email: [email protected]
Website: www.bareins.com.au

20/02/2026

Manufacturing Insurance: Backing the Businesses That Keep Australia Moving
Manufacturing businesses operate in high-pressure, high-risk environments — from heavy machinery and complex supply chains to strict safety and liability obligations. The right insurance isn’t just a safeguard; it’s a critical part of keeping your operation running.
At Bare Insurance, we work closely with Australia’s market-leading insurers and specialist providers to deliver tailored insurance solutions that genuinely support manufacturers.
Here’s how we help:
1. Plant, Machinery & Equipment Protection
Your machinery is the backbone of your business. We help arrange cover for breakdown, damage and loss — minimising downtime and protecting your investment when things go wrong.
2. Business Interruption & Loss of Income
If production stops due to an insured event, cash flow can be impacted immediately. We structure business interruption cover that reflects your real operating costs, recovery period and supply chain dependencies.
3. Product & Public Liability
From raw materials to finished goods, manufacturers face significant liability exposure. We help secure protection against claims arising from product defects, property damage or personal injury.
4. Supply Chain & Stock Risks
Whether stock is on-site, in transit or stored elsewhere, we help ensure it’s properly insured against loss, damage or disruption — locally and internationally.
5. Access to Australia’s Leading Insurers
We work with Australia’s most respected commercial insurers and underwriting agencies, giving you access to broader cover options, competitive pricing and insurers who understand manufacturing risks.
6. Tailored Risk Advice — Not One-Size-Fits-All
We don’t just place policies. We take the time to understand your processes, materials, turnover and growth plans — then tailor insurance solutions that actually fit your operation.
Manufacturing is complex.
Your insurance shouldn’t be.
Bare Insurance — Covering Risk, Uncovering Potential
📞 0431 396 799
📧 [email protected]
🌐 www.bareins.com.au

27/01/2026

💡 Did you know?
Many businesses aren’t aware that their current insurance cover may not fully match their business requirements.

Having the right protection in place means fewer surprises and greater peace of mind.

At Bare Insurance, we take the time to understand your business and provide tailored advice to ensure you’re properly covered — now and into the future.

📋 Let us review your cover today.

📞 0431 396 799
📧 [email protected]
🌐 www.bareins.com.au

10/09/2025

Did you know? 🏠
The type of tenant you approve can directly affect your building insurance — and your premium. Certain tenants may be considered higher risk, which can increase your costs or change your cover requirements.

Before locking in a new lease, it’s always worth checking in with your broker. A quick conversation could save you from unexpected surprises down the track.

✅ Know your tenant, protect your premium.

[email protected] | 0431 396 799 | www.bareins.com

01/08/2025

🚢 Cargo on the Move? Protect Every Dollar in Motion. 💸

Whether you’re shipping across oceans or overland, cargo insurance isn’t just a safeguard — it’s a smart business move.

At Bare Insurance, we help you find the right policy to cover:
✅ Accidental damage in transit
✅ General average expenses (yes, you’re still liable even if it’s not your cargo!)
✅ Frozen & chilled goods under specific clauses
✅ And much more, tailored to your cargo type and route

Don’t leave your shipment — or your finances — exposed.
🛡️ We compare. You save. Your cargo stays protected.

📦 Let us help you protect every dollar in motion.

📧 [email protected]
📞 0431 396 799
🌐 www.bareins.com

22/07/2025

🔧 Manufacturers – One Incident Could Cost You Millions
Protect your business with Public & Product Liability Insurance through Bare Insurance

From a faulty product to an unexpected injury or property damage — even a single claim can disrupt your entire operation.

At Bare Insurance, we help manufacturers stay protected with tailored liability advice that includes:

✅ Third-party personal injury & property damage
✅ Product liability – cover for goods after they leave your premises
✅ Advertising liability – including defamation and misleading claims
✅ Legal defence costs
✅ Optional extras like product recall and errors & omissions cover*

No matter the size of your manufacturing business, we can find a policy that fits your risks — and your budget.

📲 Obligation-free quotes. Honest advice. Real protection.

Get in touch today.
📞 0431396799 🌐 www.bareins.com | 📧 [email protected]

12/07/2025

🔐 Did You Know? 🔐
Cyber attacks cost Australian businesses billions each year — and no business is too big or too small to be targeted.
From data breaches to ransomware, the digital world is full of risk. Whether you’re a growing startup or a national enterprise, cyber insurance can help protect your business against the unexpected.
🛡️ Cyber insurance can cover:
✔️ Data loss and recovery
✔️ Ransomware and extortion
✔️ Business interruption
✔️ Legal and regulatory costs
✔️ Damage to reputation
At Bare Insurance, we help you assess your digital risks and find the right coverage to keep your business secure — so you can focus on what you do best.
💼 Insure your systems. Ensure your success.
📞 Contact us:
🌐 www.bareins.com.au
📧 [email protected]
📱 0431 396 799

15/06/2025

👋 Meet Our Director – Craig Behrens
Craig is proud to be the third generation in his family to work in insurance – following a legacy that started in the 1960s with his grandfather. Growing up, insurance wasn’t just a job – it was part of the family culture. From lively debates and stories shared at dinner, it was clear early on that this industry was in his blood.
At just 18, Craig began his own journey with a clerical role at one of South Africa’s leading insurers. Since then, he’s worked across the full spectrum – for insurers, agencies, and as a broker – gaining insights from every angle.
Today, Bare Insurance is the result of that lifelong journey. Craig built Bare Insurance to be a brokerage that truly puts clients first, combining personal service with deep industry expertise.
When he’s not getting the best deal, Craig’s happiest surrounded by his family, out camping by an open fire, or playing a round of golf.🔥🏕️🏌️‍♂️
Craig brings more than just experience—he brings a deep commitment to making sure every client feels understood, protected, and genuinely cared for.
📣 Say hello to Craig in the comments!

Contact us at:
www.bareins.com.au
[email protected]
0431 396 799

06/06/2025

📆 End of Financial Year Is Here!

As the books close on another financial year, it’s the perfect time to ask: Is your current insurance policy still the best fit for your business?

Markets change. Risks shift. And so should your coverage.

At Bare Insurance, we offer fresh, independent analysis of your insurance needs — helping you uncover better value, better coverage, and better peace of mind.

Whether you’re a growing start-up or a well-established company, now’s the time to reassess and make sure you’re not paying more than you need to… or leaving your business exposed.

✅ Independent advice
✅ Tailored business insurance reviews
✅ No-nonsense support when it matters

⸻

📞 Contact us today for a no-obligation review:
🌐 www.bareins.com.au
📧 [email protected]
📱 0431 396 799

29/05/2025

🚛💥 Accidents happen — even on the road.
Whether you’re transporting tools, stock, or valuable equipment, your goods aren’t always covered once they leave your premises. That’s where Property in Transit Insurance steps in.
It protects your business from the unexpected:
✔️ Damage during delivery
✔️ Theft from a vehicle
✔️ Loss from road accidents
Don’t let one bump in the road cost you thousands. Make sure what’s valuable on the move is just as protected as what’s at home.
📦 Insure your goods in transit. Keep your business moving forward.

Contact us at:
www.bareins.com.au
[email protected]
0431 396 799

Address

Hamlyn Terrace
Hamlyn Terrace, NSW
2259

Website

http://www.bareins.com.au/

Alerts

Be the first to know and let us send you an email when Bare Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Bare Insurance:

Shortcuts

Want your business to be the top-listed Finance Company in Hamlyn Terrace?