Foundation Finance Services Gunnedah

16/05/2022

ABN Holders - EOFY is fast approaching…

DON’T LEAVE IT TO THE LAST MINUTE.

The 30th of June is the busiest time of the year for lenders causing longer than average approval and settlement times.

Has your Accountant told you that you’ll more than likely be up for a tax bill this financial year and that you’d need to take advantage of the Instant Asset Write-off Scheme?

If so, and you’re looking at finance, now is the time act so you won’t be disappointed.

To have a chat, call Mal on 6744 5262.

Foundation Finance Services. "Servicing Gunnedah and surrounds for over 20 years".

19/06/2019

EOFY Motor Vehicle Finance - No Financials Required.
Still plenty of time to apply - fast approvals for "No Financials" Applications.

02/08/2018

15/06/2018

We know we have a lonely front door entrance to our office, but once you come up the stairs you'll find Mal. He likes to talk & guaranteed he will make you laugh.
Life is tough at the best of times - Home Loan criteria & ever changing regulations are sometimes tough nuts to crack.
Mal has been doing Home Loans all his working life, and the variety of lenders Mal represents gives you the upper hand "ALL UNDER THE ONE ROOF", he's more than happy to talk with your Real Estate Agent, Solicitor, Conveyancer & Accountant, keeping the whole process running smoothly.
The really nice thing - Mal is local (here in Gunnedah), when you ring the office you get to speak to Mal, when you email it's directly to Mal, if you work full time / shift work - we can work that out as well, no worries.
As a Mortgage Broker, Mal has a different approach to what you may have experienced in mainstream banking, but the outcome is the same "YOUR HOME LOAN", he works for you, not anyone bank or lender.
So please don't hesitate to open our lonely front door entrance, come up the stairs and have a chat, you will be pleasantly surprised.

26/03/2018

Had to share.

23/03/2018

It's International Puppy Day, we found a new breed of dog.

22/03/2018

DO YOU KNOW WHAT THOUGHT THOUGHT?

Thought thought he could stick his bum out of the window, then run downstairs and throw rocks at it!

You thought the “BEST INTEREST RATE” is the most important thing when looking for a car loan, it’s the motivator for thinking you are getting a great deal, NOT TO BE MISSED!!!

How can an advertised rate be lower than a Home Loan Rate, or even the current Reserve Bank Cash Rate of 1.5%?
What you thought compared to the sales strategy behind these low rates can be two very different things.

LOOK AT THE BIG PICTURE OF WHAT YOU NEED, NOT WHAT THE INTEREST RATE OFFER IS.
** Can you negotiate the sale price of the car?
** Are you getting a good trade-in price for your existing car?
** Can you negotiate the loan term / amount of deposit required?
** Why are only certain makes and models of new cars offered
at this special interest rate?
** Why don’t they offer these special deals for used cars?

THE TERMS/RESTRICTIONS PUT ON THESE SPECIAL LOAN DEALS DO NOT SUIT EVERYONE.
Sadly, we all know cars lose their value as soon as you drive out of the dealership, with these low rate loans you’re probably paying full retail price, without negotiation.
Cars are definitely one of the other big loans we all have (outside of a home loan).

Clever marketing will entice you into the car dealership, and these “SPECIALS” seem super, brilliant, absolute winner – BUT ARE THEY RIGHT FOR YOU? What are your thoughts…

Call Mal to clear your THOUGHTS… 02 6742 6106

14/03/2018

YES, I do agree.