Nectar Mortgages: Tanvir Gill

Nectar Mortgages: Tanvir Gill I am Tanvir (Danny) Gill, an expert mortgage broker based in Griffin, QLD. Your expert guide on your home buying journey.
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I help with home loans for first home buyers, investors, retirees and business owners. I can also help you seek out the right finance for a car, holiday, business assets and more. A mortgage broker who likes to think outside the box, Tanvir uses his problem-solving skills to find unique mortgage solutions for his clients and guide them through the home buying process. Tanvir knows how stressful an

d emotional the journey towards home ownership can be. He has nurtured his passion for helping people and channels it towards getting to know his clients while making their experience as stress free as possible. Tanvir specialises in helping first home buyers, as well as investors and refinancers. Having built his business from the ground up, Tanvir knows the value of hard work and perseverance. This is why he truly understands his self-employed clients and takes great pleasure in helping them grow their business and achieve their financial goals.

โ€œI understand the challenges and difficulties a lot of people face in their home buying journey. That is why I put in extra effort towards understanding my clientโ€™s financial position, so I can work with them and help them find a loan product that best suits them. I treat every client as I would like to be treated, with honesty and trust.โ€

As a Nectar broker, Tanvir has access to more than 30 lenders across Australia and can help you complete all of the required documentation, including a First Home Owner Grant application if itโ€™s available to you.

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ฌ๐š๐ฏ๐ข๐ง๐  ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž? ๐˜๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ!๐Ÿ˜ Both refinancing and repricing could help lower your interes...
25/02/2026

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ฌ๐š๐ฏ๐ข๐ง๐  ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž? ๐˜๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ!๐Ÿ˜
Both refinancing and repricing could help lower your interest rate and repayments - but hereโ€™s how they differ:
๐Ÿ”„ ๐‘๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  - This means switching to a new loan, either with your current lender or a new one. It can lead to bigger savings, better features, or even debt consolidation. But keep in mind, that there may be fees and a fresh approval process involved.
๐Ÿ’ฐ ๐‘๐ž๐ฉ๐ซ๐ข๐œ๐ข๐ง๐  - This involves negotiating with your current lender for a lower rate on your existing loan - no new loan, minimal paperwork.
Not sure which path is right for you?๐Ÿค” Let's chat! I can help you explore your options and negotiate with lenders on your behalf!

๐๐ž๐ž๐ ๐š ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง? ๐–๐ž ๐ก๐š๐ฏ๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ!๐Ÿ’กAs your Nectar broker, I have access to 50+ lenders (including the big banks).That me...
23/02/2026

๐๐ž๐ž๐ ๐š ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง? ๐–๐ž ๐ก๐š๐ฏ๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ!๐Ÿ’ก
As your Nectar broker, I have access to 50+ lenders (including the big banks).
That means more choice, and a better chance of finding a loan that fits your needs๐ŸŽฏ.
๐Ÿ‘‰ When you're ready to explore your options, feel free to reach out.

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐š๐ง๐ ๐ฐ๐จ๐ซ๐ซ๐ข๐ž๐ ๐š๐›๐จ๐ฎ๐ญ ๐ ๐ž๐ญ๐ญ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง?It can be harder when your income isnโ€™t the same every month, but th...
19/02/2026

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐š๐ง๐ ๐ฐ๐จ๐ซ๐ซ๐ข๐ž๐ ๐š๐›๐จ๐ฎ๐ญ ๐ ๐ž๐ญ๐ญ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง?
It can be harder when your income isnโ€™t the same every month, but thatโ€™s exactly where a broker makes life easier.๐Ÿ˜‡
I can help:
โ€ข make your income look its best (even if it fluctuates)
โ€ข explain add-backs and business expenses to lenders
โ€ข find lenders who actually understand self-employed income

If you're thinking about buying or refinancing this year, chatting to me first can save you a lot of time (and stress). Reach out๐Ÿ“ฒ, I'm here to help.

๐๐ฎ๐ฒ๐ข๐ง๐  ๐š๐ญ ๐š๐ฎ๐œ๐ญ๐ข๐จ๐ง? ๐–๐ž'๐ฏ๐ž ๐ ๐จ๐ญ ๐ฒ๐จ๐ฎ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐!Auctions can be fast-paced๐Ÿƒ๐Ÿฝ, but with the right preparation๐Ÿ“†, youโ€™ll be ready ...
19/02/2026

๐๐ฎ๐ฒ๐ข๐ง๐  ๐š๐ญ ๐š๐ฎ๐œ๐ญ๐ข๐จ๐ง? ๐–๐ž'๐ฏ๐ž ๐ ๐จ๐ญ ๐ฒ๐จ๐ฎ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐!
Auctions can be fast-paced๐Ÿƒ๐Ÿฝ, but with the right preparation๐Ÿ“†, youโ€™ll be ready to bid with confidence๐Ÿ’ช๐Ÿฝ. Hereโ€™s how we can help:
โœ… Pre-approval guidance โ€“ know your budget before you bid.
โœ… Tailored loan advice โ€“ explore loan options that suit your needs and timeline.
โœ… Auction tips โ€“ understand the rules, deposit process, and next steps.
โœ… Post-auction support โ€“ if you win, weโ€™ll help guide you through the final steps.
Donโ€™t let auctions feel overwhelming๐Ÿ˜จโ€”letโ€™s get you ready! ๐Ÿ“ž Call me today or ๐Ÿ“ฉ message to start the process.

Happy Lunar New Year! ๐Ÿงง๐ŸŽWelcome to the Year of the Horse - a year to move boldly, chase big goals and say yes to new opp...
17/02/2026

Happy Lunar New Year! ๐Ÿงง๐ŸŽ

Welcome to the Year of the Horse - a year to move boldly, chase big goals and say yes to new opportunities.

If 2026 is the year youโ€™re planning a new home, an investment or a refinance, letโ€™s make it happen. Hereโ€™s to prosperity, success and plenty of celebrations ahead! ๐Ÿกโœจ

๐”๐ฉ๐ ๐ซ๐š๐๐ž ๐๐จ๐ฐ, ๐๐š๐ฒ ๐‹๐š๐ญ๐ž๐ซโ€”๐–๐ข๐ญ๐ก ๐€๐ฌ๐ฌ๐ž๐ญ ๐…๐ข๐ง๐š๐ง๐œ๐žAsset finance isnโ€™t just for big-ticket items. Itโ€™s a smart way to fund everyda...
16/02/2026

๐”๐ฉ๐ ๐ซ๐š๐๐ž ๐๐จ๐ฐ, ๐๐š๐ฒ ๐‹๐š๐ญ๐ž๐ซโ€”๐–๐ข๐ญ๐ก ๐€๐ฌ๐ฌ๐ž๐ญ ๐…๐ข๐ง๐š๐ง๐œ๐ž
Asset finance isnโ€™t just for big-ticket items. Itโ€™s a smart way to fund everyday business essentials like:
๐Ÿš— Work vehicles (new or used)
๐Ÿ’ป Business tech (laptops, printers, software)
๐Ÿ› ๏ธ Tools or equipment for your trade
If you're eligible, you can start using the asset right away and pay it off over time - freeing up your cash flow from the start.
๐Ÿ’ก Bonus: Some assets may even qualify for a tax write-off. Be sure to chat with your accountant about what you can claim.
Curious whether asset finance could work for your business? Letโ€™s chat.๐Ÿ“ฒ

๐“๐ข๐ฆ๐ž ๐Ÿ๐จ๐ซ ๐š๐ง ๐ฎ๐ฉ๐ ๐ซ๐š๐๐ž?๐Ÿš˜Whether you're after a sporty car ๐ŸŽ๏ธ, trusty ute ๐Ÿ›ป, or roomy SUV ๐Ÿš™, I can help make it happen!Donโ€™t...
12/02/2026

๐“๐ข๐ฆ๐ž ๐Ÿ๐จ๐ซ ๐š๐ง ๐ฎ๐ฉ๐ ๐ซ๐š๐๐ž?๐Ÿš˜
Whether you're after a sporty car ๐ŸŽ๏ธ, trusty ute ๐Ÿ›ป, or roomy SUV ๐Ÿš™, I can help make it happen!
Donโ€™t settle for just any loan. With access to 50+ lenders, I'll do the legwork to find the right fit for your budget and wishlist.
๐Ÿ“ฒ Message me today and letโ€™s explore your options!

๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐›๐ฎ๐ญ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ง๐ž๐ž๐ ๐ญ๐จ ๐ฌ๐ž๐ฅ๐ฅ? ๐ŸกA bridging loan could help you secure your next home before your current one sells...
12/02/2026

๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐›๐ฎ๐ญ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ง๐ž๐ž๐ ๐ญ๐จ ๐ฌ๐ž๐ฅ๐ฅ? ๐Ÿก
A bridging loan could help you secure your next home before your current one sells.
Itโ€™s a short-term loan - often with interest-only repayments - designed to make the transition smoother and help you avoid missing out on the perfect place ๐ŸŒ‰
Not sure if itโ€™s the right fit for your situation? Letโ€™s chat ๐Ÿ“ฒ

๐Ÿ  ๐’๐ข๐œ๐ค ๐จ๐Ÿ ๐‘๐ž๐ง๐ญ๐ข๐ง๐ ?If youโ€™re tired of rent going up with nothing to show for it, youโ€™re not alone.Rents remain high, vac...
05/02/2026

๐Ÿ  ๐’๐ข๐œ๐ค ๐จ๐Ÿ ๐‘๐ž๐ง๐ญ๐ข๐ง๐ ?

If youโ€™re tired of rent going up with nothing to show for it, youโ€™re not alone.
Rents remain high, vacancy is tight, and many renters are paying more every year.

Meanwhile, property prices in many areas are still growing โ€” even with higher interest rates. Waiting for โ€œthe perfect timeโ€ often means paying more rent and buying later at a higher price.

๐Ÿ’ก This is where I can help. Together let's...
โœ” Work out what you can actually afford (not just what banks advertise)
โœ” Build a plan around deposit options, grants and borrowing power
โœ” Compare lenders to find a loan that suits your situation โ€” not a one-size-fits-all rate

Buying isnโ€™t right for everyone, but if you want out of the rental cycle, itโ€™s worth knowing your options.

๐Ÿ“ฉ Message me to see what buying could look like for you in 2026.

๐Ÿก ๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ข๐ฅ๐ ๐จ๐ซ ๐ซ๐ž๐ง๐จ๐ฏ๐š๐ญ๐ž ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”? โš’๏ธIf you're considering a major renovation, new build, or even a knock-down re...
05/02/2026

๐Ÿก ๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ข๐ฅ๐ ๐จ๐ซ ๐ซ๐ž๐ง๐จ๐ฏ๐š๐ญ๐ž ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”? โš’๏ธ
If you're considering a major renovation, new build, or even a knock-down rebuild, nowโ€™s a great time to check whether a construction loan could be right for your plans.

Construction loans release funds in stages - for example, when the slab is poured, the frame goes up, and the final works are completed. This staged approach helps you manage cash flow throughout the project and ensures youโ€™re only paying interest on the funds drawn down at each stage.

Every lender has different policies, requirements, and construction progress schedules, but thatโ€™s where I come in. Iโ€™ll compare options, guide you through the paperwork, and help you understand what you may be eligible for. ๐Ÿ‘Œ
๐Ÿ“ฒ Get in touch today and letโ€™s start planning your 2026 project.

๐Ÿ“ข ๐‚๐š๐ฌ๐ก ๐‘๐š๐ญ๐ž ๐”๐ฉ๐๐š๐ญ๐ž - ๐Ÿ‘ ๐…๐ž๐›๐ซ๐ฎ๐š๐ซ๐ฒToday, the Reserve Bank of Australia increased the official cash rate by 0.25%, โฌ†๏ธtaking ...
03/02/2026

๐Ÿ“ข ๐‚๐š๐ฌ๐ก ๐‘๐š๐ญ๐ž ๐”๐ฉ๐๐š๐ญ๐ž - ๐Ÿ‘ ๐…๐ž๐›๐ซ๐ฎ๐š๐ซ๐ฒ

Today, the Reserve Bank of Australia increased the official cash rate by 0.25%, โฌ†๏ธtaking it from 3.60% to 3.85%.

The decision was driven by the following:

โ–ถ๏ธ Inflation has picked up again โ€“ After easing from its 2022 peak, inflation rose materially in the second half of 2025 and is expected to stay above target for some time.
โ–ถ๏ธ Demand is stronger than expected โ€“ Household spending and business investment have rebounded more sharply than forecast, adding to inflationary pressure.
โ–ถ๏ธ Capacity pressures are building โ€“ The economy is running close to its limits, with housing activity and prices continuing to lift.
โ–ถ๏ธ Labour market remains tight โ€“ Unemployment is lower than expected, underutilisation is low, and wage and labour cost growth remain elevated.
โ–ถ๏ธ Financial conditions may no longer be restrictive โ€“ Credit is readily available and earlier rate cuts are still flowing through to the economy.

Bottom line:
With inflation pressures re-emerging and the economy showing more momentum than expected, the Board judged a 25bp rate rise was necessary to keep inflation on track over time.

As always, changes to the cash rate can have flow-on effects for borrowers, savers and the Australian dollar.๐Ÿฆ˜

Want to know how this impacts your home loan or investment strategy? Give me a call and letโ€™s make a plan.๐Ÿ“

๐๐š๐ ๐œ๐ซ๐ž๐๐ข๐ญ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐š๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐ฆ๐ž๐š๐ง ๐ง๐จ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌA less-than-perfect credit score might complicate your mortgage application, bu...
28/01/2026

๐๐š๐ ๐œ๐ซ๐ž๐๐ข๐ญ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐š๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐ฆ๐ž๐š๐ง ๐ง๐จ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ
A less-than-perfect credit score might complicate your mortgage application, but it doesnโ€™t have to hold you back๐Ÿ’ช. Whether youโ€™re recovering from recent financial setbacks or addressing older credit issues, there are lending options to exploreโ–ถ๏ธ. Get in touch today๐Ÿ“ฒ, and we'll help you understand your options and take the next steps toward homeownership.

Address

Sapphire Close
Griffin, QLD
4503

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm
Saturday 10am - 3pm

Telephone

+61413662472

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