SwiftLend Brisbane

16/10/2026

At SwiftLend, we recently assisted Mr Farid in securing finance through his SMSF to purchase an investment property, successfully completing the process within the required timeframe.

While the process proved more complex and time-consuming than initially anticipated, our proactive approach, consistent communication with both the lender and the client, and commitment to finding solutions helped ensure a smooth and stress-free experience for Farid.

At SwiftLend, we pride ourselves on delivering a consistent, high standard of service, regardless of the loan size or complexity of the transaction. Every client matters to us, and we are committed to providing the same level of care, dedication and personalised support to every client we serve.

15/10/2026

With interest rates rising again, many homeowners are feeling the pressure of higher home loan repayments.

If you’re feeling it too and not sure what to do next, you’re not alone. can guide you through your options, from reviewing your current loan to finding a product that suits your needs, so you can get a better financial outcome.

Talk to us today - 0415 792 621
[email protected]

23/09/2026

SwiftLend was proud to sponsor GC Force Cricket Club in their maiden BAB T20 Cricket Tournament.

It was fantastic to witness the team make an impressive run all the way to the semi-final in their first competitive tournament. Their passion, teamwork and commitment throughout the tournament were truly commendable.

Congratulations to the entire GC Force team on a great debut.

SwiftLend wishes the team continued success and many more achievements in the tournaments ahead.

10/09/2026

This photo captures my 2 weeks Japan holiday with the fam! (Thanks to Chat GPT)!

Our Japan trip was nothing short of amazing.
Over two weeks, we travelled across 5 cities, explored places we had only seen in photos, experienced an incredible culture, ate some amazing food, and walked… and walked… and walked!
More than 240,000 steps — almost 170 km.
The weather was hot and humid, but we kept marching. There was always another place to see, another train to catch, another experience waiting around the corner.
But travelling as a business owner and entrepreneur comes with a slightly different reality.
I couldn't completely switch off.
While enjoying Japan with my family, I was also keeping things moving for my clients and SwiftLend. There were several deals progressing through formal approvals and settlements, and I still had clients relying on me to keep things moving.
So, like many business owners, I had to find that balance between being present with family and staying accountable to the people who depend on you.
And yes, I even managed to squeeze in some work while travelling at 300+ km/h on the Shinkansen bullet train!
Being an entrepreneur isn't always easy. It rarely gives you the luxury of completely switching off. But perhaps that's also part of the journey — learning how to manage the responsibilities without missing the moments that matter.
And I think I found a pretty good balance this time.
We experienced Japan thoroughly, created some incredible family memories, kept my clients and SwiftLend moving forward, and came home with surprisingly little left pending.
Now it's been a week back to work — refreshed, grateful and ready for the next challenge.

It's not always about finding a perfect balance. Sometimes it's simply about making sure you give each one the attention it deserves.

17/05/2026

The Australian Federal Budget announced on 12 May 2026 introduces proposed changes that are expected to significantly impact the property market—particularly for investors.

Key measures relating to negative gearing and capital gains tax (CGT) could materially affect investment strategies and long-term returns.

One important concept to understand in this context is “grandfathering,” as it determines how these changes may apply to you.

What is grandfathering?

In simple terms, if you already own an investment property, you will generally retain the current tax benefits—such as negative gearing and CGT discounts—under the existing rules. The proposed changes are expected to apply primarily to properties purchased after the new legislation takes effect.

The illustration below outlines how these changes may impact different investors depending on when the property was acquired.

Disclaimer - This content is general information only and does not take into account your personal financial situation, objectives, or needs. It should not be considered financial or tax advice. You should seek independent advice from a licensed financial adviser, mortgage broker, or tax professional before making any investment or financial decisions.

30/04/2026

We’re so proud of the work we do — taking the time to truly understand each client’s needs before making a move is exactly what sets SwiftLend apart!

Thank you, Fahid, for your kind words!

10/04/2026

14/03/2026

What is DTI and why does it matter for home loans?

You may start hearing the term DTI (Debt-to-Income ratio) more often in the lending space.

DTI simply measures how much total debt you have compared to your gross annual income.
For example, if your income is $100,000 and your total debts (including your new home loan) are $500,000, your DTI is 5.

Recently, the Australian Prudential Regulation Authority (APRA) proposed a change where lenders will be limited in how many loans they can approve with a DTI of 6 or higher. These are considered higher-risk loans.

What does this mean for customers?

• Borrowing capacity may be slightly tighter for some borrowers
• High-debt loans will still be possible, but less common
• Having strong income and lower existing debts will become even more important

The good news is that every lender assesses applications differently. With the right structure and lender selection, there are still plenty of opportunities to secure the right home loan.

If you’re unsure how your DTI might impact your borrowing power, feel free to reach out for a quick chat.

13/03/2026

In 2022, I took a leap of faith and started SwiftLend with a simple goal — to genuinely help people navigate the often complex world of home loans and finance.

Like any new business, the journey came with its share of challenges, long hours, and plenty of learning along the way. But every client we helped and every settlement achieved reinforced why I started this journey in the first place.

Fast forward to 2025, and I’m incredibly grateful to have been recognised as the Rising Star of the Year within First Choice Finance Group. This milestone means a lot, not just as a personal achievement, but as a reflection of the trust our clients place in us every day.

A big thank you to my clients, partners, and everyone who has supported SwiftLend along the way. This is only the beginning — looking forward to helping many more Australians achieve their property goals.

26/02/2026

Another Complex Deal Settled – And Worth the Effort!

Every file has a story. This one had more moving parts than most.

Our clients, both over 50, came to us needing a competitive solution without compromising on loan term. Many lenders tighten policy settings around age and loan tenure — which can significantly reduce borrowing power or shorten the term.

We went deep into lender policy, assessed servicing models carefully, and explored options that would allow a standard 30-year loan term while still securing a sharp, competitive rate.

The result?
- 30-year term approved
- Strong pricing outcome
- Structure aligned with long-term goals

Most importantly, the clients remained patient and trusted the process while we worked through the complexities to get the right outcome.

At SwiftLend, it’s not just about getting an approval — it’s about structuring it correctly.

If your scenario feels complex, that’s usually where we do our best work.