Clark Finance Group

08/06/2026

💰 How much do you need to earn to buy a home? 💰⁣
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
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The catch is these were figures for houses. ⁣
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Apartments may require a lower income. 🏢⁣
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What matters is that you talk to us. ⁣
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We can explain your borrowing power across different lenders based on your situation. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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05/06/2026

🏡 How to know if you're ready to buy a home 🏡⁣
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if they’re financially ready. ⁣
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Here are 3 signs that you’re potentially home-loan-ready:⁣
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1. You have a stable job with a steady income. ⁣
2. You have at least a 5% deposit (for the 5% Deposit Scheme)⁣
3. You're feeling ready to commit to a place of your own?⁣
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DM us we'll help you assess your borrowing power. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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04/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for

03/06/2026

🏢 Unit versus house, what's your preference? 🏡⁣
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Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
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Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
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But you've got to start somewhere...⁣
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The median unit price across state capitals is $749,446. 📊⁣
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That’s 34% less than the median house price of $1,140,454. 🏡⁣
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The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
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And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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01/06/2026

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
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Across large parts of Australia the end of summer was hot and humid.⁣
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Perfect conditions for termites.⁣
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A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
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Getting rid of termites can be expensive. ⁣
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And the damage they leave behind may not be covered by insurance. ⚠️⁣
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For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
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Or get a combined pest and building inspection to cover both bases. 🧾⁣
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Contact us to learn more about the steps you should consider when buying a home. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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30/05/2026

For years, first-home buyers have been competing against investors with bigger deposits, stronger cash flow, and major tax advantages.

But the market may finally be changing.

The Federal Government’s proposed changes to:
🏠 Negative Gearing
🏠 Capital Gains Tax
🏠 Investor tax treatment on established properties

— combined with lenders already reducing negative gearing servicing benefits — could significantly reduce investor borrowing capacity on established homes.

Some analysts are now forecasting:
📉 Property prices could fall by up to 9%
📉 Investor demand may weaken substantially
📉 Melbourne established-property markets could soften further

At the same time:
✅ The 5% Deposit Scheme has expanded
✅ Victorian purchase caps increased to $950,000
✅ Melbourne is now one of Australia’s more affordable major capitals
✅ First-home buyers may finally face less investor competition in the $600k–$950k price range

Historically, Melbourne has rarely stayed “cheap” for long.

Could this be one of the best first-home buyer opportunities we’ve seen in years?

If you’re thinking about entering the market, now is the time to understand:
✔️ Your borrowing capacity
✔️ Whether you qualify for the 5% Deposit Scheme
✔️ Which lenders suit your situation
✔️ What opportunities may exist before the market shifts again

Book your obligation-free borrowing capacity review with one of our experienced brokers today 👇

🔗 https://clarkfinancegroup.trafft.com/
Read the full article https://clarkfinancegroup.com.au/is-this-the-biggest-first-home-buyer-opportunity-melbourne-has-seen-in-years/

For the better part of two decades, Australian first-home buyers have been fighting an uphill battle.

28/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home

27/05/2026

📉 Rate hikes have reshaped home owner plans 📉⁣
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Higher rates are seeing many Australian families knuckle down to pay off their home loan sooner. 💪⁣
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Research by Agile Market Intelligence shows 72% of mortgage holders now say debt reduction is their main financial goal. ⁣
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If you’re keen to double down on your home loan, talk to us. ⁣
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We can explain small steps that could potentially make a big difference. ⁣
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Or ask us about a home loan health check. 🩺⁣
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Potentially switching to a lower rate home loan could be a way to get ahead with your mortgage. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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25/05/2026

🧠 First home buyers are taking smart steps to get into the market 🧠⁣
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Buying a first home is no longer defined by a single pathway. 🏡⁣
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First home buyers are using smart strategies to get into the property market. ⁣
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CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. 🤝⁣
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Others are using the 5% Deposit Scheme. ⁣
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Some first timers are heading to regional areas for better affordability. 🌄⁣
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What will your strategy look like? 🤔⁣
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You could potentially combine all three! 🚀⁣
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Call us to know the options that can help you become a first home owner. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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22/05/2026

🏡 Rate hikes have reshaped home owner plans 🏡⁣
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Higher interest rates are seeing many families knuckle down to pay off their home loan sooner. ⁣
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72% of mortgage holders now say debt reduction is their #1 financial goal. ⁣
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If you’re keen to double down on your home loan, DM us. ⁣
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We can explain small steps that could potentially make a difference. 👇⁣
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To find out more, DM or contact the team at Clark Finance Group on:

☎️ – 1300 366 670
💻 – [email protected]

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