Inn Progress Home Loans

01/05/2026

28/04/2026

Most people don’t wait because they have to.They wait because it feels safer.
The problem? The market doesn’t care how you feel.
While you’re waiting for the “right time”, prices move, opportunities shift, and the gap gets wider.
There are times where waiting is the smart move.But most of the time, it’s not a strategy — it’s hesitation dressed up as one.
If the numbers work now, you don’t need perfect timing.You need a clear plan.
And if it doesn’t work yet?You should know exactly what needs to change and how long it’ll take.
Comment “READY” or “WAITING” and I’ll tell you where you actually stand.

13/04/2026

The buyers negotiating the best deals right now aren't smarter than you. They just have their finances ready.
I've had three clients this month, prove it.
One bought a property that had two prior buyers walk away. Full approval, clean contract, flexible settlement. The vendor was tired. My client got $40,000 off the asking price.
That's not luck. That's preparation.
Auction clearance rates are below 50%. Tight housing supply and rising construction costs still put a floor under prices. A crash isn't coming. What's here is a pause, and pauses don't last.
The buyers waiting for certainty will arrive to find higher prices and sellers who no longer need to negotiate.
If your pre-approval has lapsed or you haven't started, message me and let's get your numbers current.

10/03/2026

In 2026, petrol prices are more volatile than ever, but you don't have to just take it.

⛽️💸Apps like Petrol Spy & FuelCheck compare real-time prices within 3km of where you are.
The 7-Eleven Fuel Lock allows you to lock in a low price for 7 days when the cycle is low.

08/03/2026

🏦 This International Women’s Day, we’re celebrating the journey of Australian women and the milestones that have paved the way for financial freedom.

We honour the pioneers who made our bank accounts, our homes, and our choices possible. Here’s to the women who came before us, and to every woman today continuing to build her own legacy.

06/03/2026

🤔 Do you know the difference between a hard and a soft credit check?

When you apply for a loan directly with a lender or dealership, they typically perform a ‘hard’ check of your credit history.
This leaves a mark on your file and can impact your credit score. If you apply with multiple lenders, these marks add up and can reduce your chances of approval.

We do things differently; brokers can perform a ‘soft’ check.

This allows us to get a clear picture of your borrowing capacity without leaving a footprint on your record.

It means we can research the right options for you without risking your score.

If you want to know where you stand, send us a DM. 💬

06/03/2026

After years of rapid hikes, the 2026 rental market is shifting. While rents are at record highs, we’ve reached an "affordability ceiling", renters simply can't pay much more.Across the capitals, three clear trends are emerging.

🏙️ Rental price growth has become more selective, with growth now concentrated in specific cities and dwelling types rather than evenly spread nationwide.

🏘️ Vacancy rates remain historically tight across most capitals.

🏢 Affordability is pushing more tenants toward units, narrowing the price gap between apartments and houses.👉 Ready for the full breakdown?

Read the article here: https://broker.loanmarket.com.au/conrad-palmer/blog/three-rental-trends-impacting-property-investors-in-2026/

17/02/2026

Happy Lunar New Year

30/01/2026

Mortgage applications spiked 10.3%, hitting a 4-year high, driven by the strongest first-home buyer activity since early 2022, according to Equifax.
For first-home buyers this means intent is high, but affordability is still the main challenge.
Experts are recommending you avoid high-demand inner suburbs, identifying affordable suburbs within 60km of major cities, where your budget and government incentives work together.
Ready to find where your deposit will work hardest? DM me to find your sweet spot. 🔑

28/01/2026

🛡️ It's Data Privacy Day.
Cyber criminals can pretend to be your bank, asking you to click a link to "verify your account" or "prevent fraud”. This is called phishing.
If you receive an unexpected message from your bank or a lender asking for this private information, always assume it's fake. Close the message and contact them directly using the phone number on their official website.
Stay safe, stay secure and protect your digital privacy