Smartloans Mortgage & Finance Broker

Smartloans Mortgage & Finance Broker Mortgage & Finance Broker 🇦🇺
Simplify. Consolidate. Free up cashflow.

Start building wealth 💸

🏠 Refinance | 🏡 Investment properties
🚗 Cars | 🔁 Debt | 💼 Business | 📊 SMSF

👇 Book a FREE 30min Cashflow Audit
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More than paperwork — I’m in your corner every step of the way. DM now to get started.
09/06/2026

More than paperwork — I’m in your corner every step of the way. DM now to get started.

🚨 NEGATIVE GEARING CHANGES: WHAT PROPERTY INVESTORS NEED TO KNOW 🚨This week’s Word of the Week is NEGATIVE GEARING — and...
03/06/2026

🚨 NEGATIVE GEARING CHANGES: WHAT PROPERTY INVESTORS NEED TO KNOW 🚨

This week’s Word of the Week is NEGATIVE GEARING — and the timing couldn’t be more relevant.
Following the Federal Budget, lenders are already changing how they assess investment loans.

The key date: 📅 Tuesday 12 May 2026
✅ Properties purchased BEFORE this date may retain negative gearing treatment
✅ Some refinances & new builds may still qualify
❌ Established properties purchased AFTER may not receive the same treatment

Here’s what most people are missing 👇
Legislation hasn’t passed yet — but lenders are updating servicing policy NOW because they must assess loans based on foreseeable future changes.
Two more dates to watch:
📅 22 May — Some lenders increasing variable rates by 0.25% (RBA cash rate rise)
📅 21 May — Tighter policy on company & trust servicing guarantees

Bottom line: Cash flow, structure, and smart finance strategy are about to matter more than ever.
Not tax advice — speak with your accountant. But from a lending perspective, things are moving fast.
If you’re looking to invest, refinance, access equity, or buy before changes fully flow through — DM me now to chat strategy.

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