Smartloans Mortgage & Finance Broker

Smartloans  Mortgage & Finance Broker Mortgage & Finance Broker πŸ‡¦πŸ‡Ί
Simplify. Consolidate. Free up cashflow.

Start building wealth πŸ’Έ

🏠 Refinance | 🏑 Investment properties
πŸš— Cars | πŸ” Debt | πŸ’Ό Business | πŸ“Š SMSF

πŸ‘‡ Book a FREE 30min Cashflow Audit
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More than paperwork β€” I’m in your corner every step of the way. DM now to get started.
09/06/2026

More than paperwork β€” I’m in your corner every step of the way. DM now to get started.

🚨 NEGATIVE GEARING CHANGES: WHAT PROPERTY INVESTORS NEED TO KNOW 🚨This week’s Word of the Week is NEGATIVE GEARING β€” and...
03/06/2026

🚨 NEGATIVE GEARING CHANGES: WHAT PROPERTY INVESTORS NEED TO KNOW 🚨

This week’s Word of the Week is NEGATIVE GEARING β€” and the timing couldn’t be more relevant.
Following the Federal Budget, lenders are already changing how they assess investment loans.

The key date: πŸ“… Tuesday 12 May 2026
βœ… Properties purchased BEFORE this date may retain negative gearing treatment
βœ… Some refinances & new builds may still qualify
❌ Established properties purchased AFTER may not receive the same treatment

Here’s what most people are missing πŸ‘‡
Legislation hasn’t passed yet β€” but lenders are updating servicing policy NOW because they must assess loans based on foreseeable future changes.
Two more dates to watch:
πŸ“… 22 May β€” Some lenders increasing variable rates by 0.25% (RBA cash rate rise)
πŸ“… 21 May β€” Tighter policy on company & trust servicing guarantees

Bottom line: Cash flow, structure, and smart finance strategy are about to matter more than ever.
Not tax advice β€” speak with your accountant. But from a lending perspective, things are moving fast.
If you’re looking to invest, refinance, access equity, or buy before changes fully flow through β€” DM me now to chat strategy.

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Gold Coast, QLD
4216

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