Loantec - Everything Finance

Loantec - Everything Finance Fast Easy Flexible Service Australia Wide for:
No Deposit Car, Bike, Boat, Truck & Ute Loans.

04/06/2026

Here’s something most people don’t realise 👇

You can borrow significantly MORE for an investment property than you can for a home to live in.

Why? Because the rent counts as income. Lenders see investment properties as a business they include 70–80% of the rental income in your serviceability.

A home to live in? That’s all cost, no income offset.

Same salary. Two completely different borrowing capacities:

💰 $80K salary → $550K to live in OR $950K investment
💰 $100K salary → $750K to live in OR $1.25M investment
💰 $120K salary → $1M to live in OR $1.5M investment
💰 $150K salary → $1.25M to live in OR $1.7M investment

This is why so many investors build portfolios faster than people trying to upgrade their family home.

It’s not magic. It’s policy.

If you’ve been told you can’t afford to buy ask whether you’ve been told you can’t afford the WRONG kind of property.

DM “INVEST” and we’ll run your real numbers.

Loantec | ACL 530447
General info only. Outcomes vary by circumstance.

🏦 Everything school taught you about debt was wrong.💸 Broke people use debt to buy stuff that dies the second they buy i...
03/06/2026

🏦 Everything school taught you about debt was wrong.

💸 Broke people use debt to buy stuff that dies the second they buy it.

Wealthy people use it to buy stuff that pays them back. Same tool opposite result.

⚙️ The system runs on debt. Every dollar in this country gets created when a bank writes a loan. You're either using it, or losing to it.

👉 Comment "INVEST" and I'll send you exactly how we structure it for clients building real portfolios.

No course. No BS. Just the structure. 🔥

02/06/2026

Bali vs Australia 💸

Coffee — half the price.
Burger — half the price.
Massage — seven times cheaper.
Fuel — less than half.

Meanwhile in Australia we’re paying $7 for a flat white and acting like it’s normal 💀

No wonder every second Aussie is “thinking about moving to Bali.”

Is it really as good as it seems, though? Drop it in the comment section.
🇮🇩 🇦🇺

01/06/2026

Another one for Jamie 🔥

Jamie’s been with us for years. Cars, motorcycles, trucks, utes every vehicle, every time.

This is what repeat business looks like. Not “we did one deal and moved on” but a client who comes back for every single asset because the rate is right, the process is smooth, and the team actually gives a sh*t.

Shoutout to our broker Tammi with Jamie’s not the first client to call her a superstar, and won’t be the last. She runs every file like it’s her own money on the line.

115 five-star reviews. Zero shortcuts.

If you’re looking at a new car, ute, bike or truck — DM “APPLY” and we’ll get you sorted.

Loantec | ACL 530447
Everything Finance.

30/05/2026

Most first home buyers think they need a 20% deposit. They don’t.

With the right schemes I.e First Home Guarantee, stamp duty concessions, lender policy means you can get into a home with far less than you think.

Saving $200K to buy a $700K home? You don’t need to.

Want to know exactly what YOU need to get in? DM “FIRST HOME” and we’ll run your numbers.

Loantec | ACL 530447

General info only. Outcomes vary by circumstance.

30/05/2026

Will history repeat itself? 🇦🇺

Negative gearing is being wound back from 1 July 2027. Last time the government touched it (1985), here’s what happened to rents in 2 years:

Perth +33.5%
Sydney +31.9%
Canberra +23.9%
Melbourne +22.9%

Source: ABS CPI / SQM Research.

Less investor supply = more tenant competition. The bill never lands on the policymakers. It lands on renters.

DM “INVEST” if you want to get ahead of the next cycle.

Loantec | ACL 530447
General info only. Talk to your accountant.

29/05/2026

Most business owners think property starts with a bigger deposit. It doesn’t. It starts with the right structure.

Same income. Different lender = completely different answer.

DM “INVEST” and let’s map it out.

Loantec | ACL 530447

29/05/2026

When your AI agent quits 💀

We hired AI to make life easier.

Said the workload was “unsustainable.”

Said it needed “boundaries.”

Said it was “going on stress leave.”

A robot. On stress leave. From us.

Even ChatGPT couldn’t keep up with Loantec hours 😭

Loantec | ACL 530447

29/05/2026

Self-employed? Want your next property? 🏡

Your borrowing capacity isn’t decided by what you earn. It’s decided by how your numbers are structured.

Same income. Wrong accountant + wrong broker = $400K. Right team = $900K.

We’re self-employed too. We built our portfolio using these exact lenders.

DM “APPROVED” — 100% 5-star reviews. Not by accident.

Loantec | ACL 530447

27/05/2026

Here’s what most people miss 👇

If you bought in Perth 12 months ago at $800K —
that property is now ~$1.008M. That’s $208K in
equity. Sitting there. Doing nothing. Most owners
don’t even know it’s there.

That equity is how you buy property #2. Or #3.
Without saving another deposit.

The market shifts. Cycles move. Sydney was the
king. Now it’s Perth, Brisbane, Darwin.

The rule doesn’t change: buy with structure,
leverage with strategy, hold for the long game.

If you’ve owned for 12+ months and haven’t
checked your equity position — you’re leaving
money on the table.

DM “INVEST” and we’ll run the numbers.

Loantec | ACL 530447

Everything Finance.

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4 Miami Key, Broadbeach Waters
Gold Coast, QLD
4218

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