Capital Funding Group

11/06/2025

🏡 4 factors to consider when jumping into property investing 🏡⁣
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Whether you're taking your first step towards building your property portfolio or your fifth, being prepared is key.⁣
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Here are four factors you may want to consider. 🤔⁣
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1. Build a trusted team around you, including an accountant and mortgage broker (that's us!).⁣
2. Keep your eye on current market trends.⁣
3. Be prepared to go borderless with investing opportunities across the country.⁣
4. Focus on data-driven decisions (trust your head more so than your heart)⁣
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To find out whether you can access finance to start your property investing journey, get in touch today. 👇⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

11/09/2024

🌸 The spring selling season is here! 🌸⁣⁣
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Spring generally sees more homes come onto the market, which means now is a good time to get in touch with us to make sure you're ready to buy. 🤝⁣⁣
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We can help you with loan pre-approval, which helps you set a buying budget and bid at auctions with confidence. 😎⁣⁣
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It also means you don't have to scramble to arrange finance after the hammer falls. 🔨⁣⁣
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Even better, loan pre-approval usually lasts for 3-6 months, so you’re good to go for the whole of spring (and possibly summer!). ☀️⁣⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

09/09/2024

⛔️ Worried about getting knocked back for a home loan? ⛔️⁣
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Fear of rejection has stopped 1-in-5 Aussies from applying for finance in the past year, according to Finder.⁣
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Apparently, one big concern is that a knock back could impact a borrower’s credit score.⁣
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Let’s set the record straight. 💪⁣
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It is applying for a loan that could impact your score - not whether you’re approved or rejected.⁣
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So it makes sense to keep applications to a minimum. ⁣
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Better still, stick to one, and get it right the first time. ✅⁣
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Call us today to find out if you’re in a good position to land a home loan, and give fear of rejection the flick. 👇⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

04/09/2024

🇳🇿 Home Guarantee Scheme now open to Kiwis 🇳🇿⁣
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Great news for New Zealanders wanting to buy their first home in Australia!⁣
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You could be eligible for Australia’s low deposit home buying scheme. 🏡⁣
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The Home Guarantee Scheme (HGS) allows eligible first home buyers to get into the market with just a 5% deposit.⁣
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Or just a 2% deposit if you’re a single parent.⁣
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Better yet, you don't pay lenders mortgage insurance. ⁣
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Kiwis with a 'Special Category Visa 444' are now eligible for the HGS - but don't let the word 'special' fool you.⁣
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It's just the main visa Kiwis get upon arrival when visiting Australia and allows them to visit, study, stay, and work.⁣
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Give us a call today to find out if you're eligible to buy a home in Oz with just a 5% deposit. 👇⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

29/08/2024

🗞📰 𝗛𝗼𝘄 𝗺𝘂𝗰𝗵 𝗵𝗮𝘀 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲’𝘀 𝘃𝗮𝗹𝘂𝗲 𝗿𝗶𝘀𝗲𝗻 𝗯𝘆? 📰🗞⁣⁣⁣⁣⁣
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We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property quintuple within the timeframe of a typical 30-year mortgage.🏡⁣
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https://capitalfunding.com.au/how-much-has-your-homes-value-risen-by/

28/08/2024

📈 Why are rates on investment loans often higher? 📈⁣
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Investors are piling back into the property market, according to latest ABS figures. ⁣
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If you've recently thought about buying an investment property, it can come as a surprise to find investment loans usually come with higher interest rates than owner occupier loans. 🙃⁣
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That’s because banks often see investment lending as higher risk. 😤⁣
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But there are ways to try and trim the cost. ⁣
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Having a bigger deposit could see you qualify for a lower rate. Investment loans can also be eligible for certain tax benefits. 👍⁣
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Get in touch today and we'll help line you up with an investment loan with a competitive rate. 👇⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

26/08/2024

🤔 How much could you save by refinancing? 🤔⁣
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With cost of living pressures biting, refinancing could be a way to help you save. 💰⁣
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The RBA reports the average variable rate is currently 6.39%.⁣
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And that's just the average - many mortgage holders are paying much more and don't even know it. 🙈⁣
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Meanwhile, we're seeing some lenders offering variable rates between the 6.1% to 6.2% mark.⁣
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So, for example, if you refinanced a $600,000 home loan on a 6.69% variable interest rate down to 6.19% (30-year term, principal and interest), you could save almost $200 per month.⁣
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Want to find out if you could save on interest by refinancing? 😁⁣
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Talk to us to find out if you’re eligible – and if so, how much you could save. 👇⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

22/08/2024

The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to be a bumper season. Here’s how to prepare if you’re planning to buy in the weeks ahead. 🌸 🏡 🌼

Property market set to blossom this spring / News / By Capital Funding The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to be a bumper season. Here’s how to prepare if you’re planning to buy in...

19/08/2024

💪 Has your borrowing power just received a boost? 💪⁣
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Stage 3 tax cuts kicked in on 1 July. 🙌⁣
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That doesn't just mean you might be paying less tax - it also means you might now be able to borrow more for a home loan. 😮⁣
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For a single person on an income of $100,000, the Stage 3 tax cuts could add an extra $21,000 to their borrowing power, according to a RateCity analysis.⁣
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A couple with a combined annual income of $150,000 could see their borrowing capacity jump by almost $30,000. 🤜 🤛⁣
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It’s an uptick that can see you buy a home sooner, or afford a better place in a better suburb. 🏡⁣
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To find out if you've received a boost to your borrowing capacity, give us a call today. 👇⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

15/08/2024

🗞📰 𝗛𝗼𝘄 𝘁𝗼 𝗯𝘂𝘆 𝗮𝗻 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘂𝘀𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲’𝘀 𝗲𝗾𝘂𝗶𝘁𝘆 📰🗞⁣
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Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able to leverage recent gains in the property market as equity for an investment property. Let’s take a look. 👀⁣
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https://capitalfunding.com.au/how-to-buy-an-investment-property-using-your-homes-equity/

14/08/2024

🤓 Why three-in-four Aussies turn to a broker for home loan help 🤓⁣
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Latest industry figures show that 74.1% of homebuyers turn to a broker for home loan help (and that figure has been steadily increasing!). 📈⁣
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Here are three ways you could benefit from the support of a mortgage broker with your next property purchase.⁣
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✅ We can help guide the way: we can act as a trusted guide to help you navigate the complex process of buying a home with confidence.⁣
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✅ We work in your best interest: we are bound by a Best Interests Duty, which means we are required by law to always put your best interests first.⁣
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✅ We’re here for the long term: You and your home loan are likely to be together for a while. And we’ll be right there with you, providing regular home loan reviews.⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]

12/08/2024

👵 The Bank of Nan and Pop is on the rise 👵⁣
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Nan and Pop have always been good for birthday money. 🎂⁣
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But they’re taking it to the next level now the grandkids are all grown up. 😎⁣
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Compare the Market says almost 1-in-10 Aussie grandparents are now helping their grandkids purchase property. 😮⁣
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It’s great if Nan and Pop can afford to offer a helping hand. 🤝⁣
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But even if you receive a cash gift from a family member, lenders may still want to see evidence of regular saving. 🤨⁣
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It gives the bank confidence you can manage a mortgage. 👍⁣
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So if you'd like us to help you get home loan ready, get in touch today and we'll run through the ins and outs with you. 👇 ⁣
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To find out more, contact Capital Funding on:
☎ – 07 5554 5221
💻 – [email protected]