QwikPay

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🚨 Everyone celebrated the surcharge ban. But here’s the part nobody is talking about.The ban didn’t eliminate payment pr...
03/06/2026

🚨 Everyone celebrated the surcharge ban. But here’s the part nobody is talking about.

The ban didn’t eliminate payment processing costs.

It simply changed who pays them.

For years, businesses had the option to show transaction fees separately. Now, those costs are often absorbed into pricing, hidden in margins, or passed on in ways customers never see.

The fee never disappeared. It just became invisible.

That raises an important question:

Should Australian businesses keep absorbing payment costs, or is there a better way to accept payments altogether?

At QwikPay, we believe there is.

With QR payments powered by PayID and PayTo, businesses can accept payments without traditional card processing fees, while customers enjoy a simple and secure checkout experience.

The future of payments isn't about hiding fees. It's about removing them.

A business owner asked us a simple question:“Why is no one doing anything about transaction fees?”We didn’t have an answ...
01/06/2026

A business owner asked us a simple question:

“Why is no one doing anything about transaction fees?”

We didn’t have an answer.

So we spent the next two years building one.

QwikPay was created by Australian business owners who were tired of watching hard-earned revenue disappear into transaction fees, chargebacks, and terminal rental costs.

Today, businesses can accept payments through a simple QR code and keep more of what they earn.

âś… Zero transaction fees
âś… Zero chargeback fees
âś… Zero terminal rental fees
âś… Built on PayID & PayTo
âś… Australian owned and operated

No hidden catches. No percentage taken from every sale.

Just a better way to get paid.

Keep 100% of what you earn.

28/05/2026

No one warned you this was coming.ďż˝

One day you could pass the fee on. The next day you couldn’t. But the fee was still there, still running, still eating into every sale you made.
And the card networks? They moved on. New rule, same bill, your problem now.

This is what dependency looks like. You built your business, you serve your customers, and somewhere between the tap and the payout, someone else takes their cut. Every single time. And you just absorb it because what else are you supposed to do.

But here is the thing no one is saying loudly enough.
Business owners, it is on you to take this into your own hands. The card networks are not going to free you. You have to walk away from the dependency yourself.

QwikPay is how you do that. No card fees. No surcharges. No middleman taking a slice of every sale you worked for. Just clean, direct payments from your customer straight to you.

The exit exists. You just have to choose it.
đź”— Link in bio.

26/05/2026

the moment the surcharge ban was announced, card processors got to work

not to help you. to protect themselves.

new pricing models. repackaged fees. “account keeping” charges dressed up as merchant support. the margin they used to take openly is now buried in the fine print.

they know most business owners will just accept it because switching feels hard and the alternative feels unknown.

qwikpay was built because that dependency was always the problem. not just the fees, the whole setup where a card network sits between you and your customer and takes a cut of every single sale.

we built a qr payment platform on australia’s own payment rails. customer scans, payment clears, you keep everything.

no card network. no processor in the middle. no fees dressed up as something else.

the ban removes the surcharge. it does not remove the fee underneath it.
business owners, it is on you to take this into your own hands. the card networks are not going to free you. you have to walk away from the dependency yourself.

qwikpay exists for that moment. the one where you decide your margins belong to you

sign up for free at qwikpay.com.au

For years, Australian businesses had two choices. Accept cards and pay the fee. Or accept cash and lose the sale.Nobody ...
25/05/2026

For years, Australian businesses had two choices. Accept cards and pay the fee. Or accept cash and lose the sale.

Nobody questioned it because there was no third option. And that dependence on card networks has been quietly draining businesses and consumers alike.
Now there is one.

QwikPay is fee-free. Your customer scans a QR code, the money moves instantly through PayID and PayTo, and you keep every dollar. No processing fees. No surcharges. No hidden costs.

Australia finally has a payments system built for Australians.

Register free at the link in bio before 01/10/2026 and claim 12 free subscription.

Running a business is tough. Nobody tells you that when you start.They don’t tell you about the 4am starts, the slow mo...
18/05/2026

Running a business is tough. Nobody tells you that when you start.

They don’t tell you about the 4am starts, the slow months, the staff who call in sick on your busiest day, the invoices that never come on time. You figure it out. You push through. Because you believe in what you’re building.

And then, quietly, your payment system starts taking its cut. Every single sale. A percentage here. A chargeback fee there. A terminal you’re renting just to accept money that’s already yours.
Australia is one of the most cashless countries in the world. The payment giants know it and they’ve made themselves impossible to avoid. For years, merchants have just accepted it. Because what choice did they have?

Now they do.

âś… Zero Transaction Fees
âś… Zero Chargeback Fees
âś… Zero Terminal Rental Fees
âś… Zero Refund Fees

QwikPay was built by business owners who got tired of being taken for granted. If you’re done handing over a cut of every sale you worked hard for, this one’s for you.
Because every dollar you earn should stay yours. Not theirs.

This is the payment revolution Australian businesses have been waiting for. And it starts right here.

Comment below to get the link sent straight to you 👇

The surcharge ban is a lie.The fee is still there. Banks still take up to 1.5% on every card tap. Businesses just can’t ...
15/05/2026

The surcharge ban is a lie.

The fee is still there. Banks still take up to 1.5% on every card tap. Businesses just can’t show it on your receipt anymore. So they bury it in the price.

Your coffee is not cheaper. You just stopped seeing the charge.

QwikPay kills the fee completely. Zero card fees for the business. Qwik Points on every payment you make. No expiry. No fine print.

Stop paying hidden fees. Start earning on every dollar.
qwikpay.com.au

Two things are changing in 2026 that most small business owners don’t know about yet.One hits in July. One hits in Octob...
11/05/2026

Two things are changing in 2026 that most small business owners don’t know about yet.

One hits in July. One hits in October. Three months apart.

The July one changes how you pay super. The October one means you can no longer add a surcharge on Visa, Mastercard or eftpos. But your bank still charges you for every tap.

For a business doing $30K a month, that’s a $15,456 hit in year one alone.

Swipe through. Understand what’s coming.

If you want to do something about it, QwikPay is free to get started. No terminals. No transaction fees. No contracts. QR payments. A real alternative to card payments that Australians have never had before.

01/05/2026

Sarah opened her café at 6am.�

Ground the beans. Wiped the counter. Flipped the sign.

By 8am she’d served forty coffees. By 9am she checked her account and felt that familiar sting, the one that comes after a good morning.

The transaction fees had quietly taken their share. Again.

She didn’t raise her prices. She couldn’t, not in this climate. The surcharge ban was coming and her regulars were already watching every dollar. Payday super had just gone up. Her margins were thinner than they’d ever been.

And yet the card terminal just kept taking. Every tap, every sale, every busy Saturday. A percentage gone before she could count it as hers.
That’s the part nobody talks about when they say “support small business.” The quiet cost. The one baked into every transaction, every day, before the rent, before the wages, before anything.

Sound familiar? If you’re a small business owner in Australia, whether you run a café, a restaurant, a retail shop or a trade, you already know this story.

QwikPay was built because Sarah’s story is playing out in thousands of Australian small businesses right now, and the surcharge ban in October 2026 is only going to make merchant fees harder to ignore.

We challenged the way payments have always worked in Australia and built something from the ground up, for the business owner, not the card network.

Zero transaction fees. Zero chargebacks. Instant bank-to-bank payments that protect your cash flow and put every dollar of every sale back where it belongs.
In your hands.

Australian business owners, comment below to get started.

28/04/2026

A café owner in Brisbane told me she works six days a week, serves hundreds of coffees a day, and still wonders at the end of every month where the margin went.

It did not go to rent. It did not go to staff. It went to the bank. Quietly. Transaction by transaction.
Every tap of a card, every contactless payment, every online order placed by a loyal customer comes with a fee she never agreed to but has no choice but to absorb. Across Australian small businesses, merchant fees and hidden network costs are taking 1.5 to 3% off every single sale. That is not a rounding error. For a café turning over $50,000 a month, that is up to $1,500 gone before she pays herself.

For years, surcharging was the workaround. Pass the fee to the customer, protect the margin, stay afloat. But the RBA has now banned surcharges on card payments, and that ban comes into effect later this year. The workaround is gone. The fee is not.

Then there are chargebacks. A customer disputes a charge and she loses the sale, loses the stock, and pays a fee just for the privilege of losing. No appeal. No fairness. Just another cost Australian retailers, cafes, and restaurant owners quietly absorb and never talk about.

She does not have that problem anymore.
QwikPay is the one app that makes every transaction free. No merchant fees. No chargebacks. No surcharges to worry about because there are no fees to pass on in the first place. Her customers earn rewards just for paying her, which keeps them walking back through the door. And it cost her nothing to get started.
Built for Australian small businesses. Built on Australian infrastructure.

The 3% she keeps now is not a saving. It is hers. It always should have been.

Comment START below and we will send you everything you need to begin accepting payments for free today.

Address

Shop 6001 Robina Town Centre, 19 Robina Town Centre Drive
Gold Coast, QLD
4226

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