David Ryan, Impeccable Finance

14/03/2025

07/06/2024

DID YOU KNOW: I don't just arrange home loans - and not just in Queensland. In fact, I just secured commercial funding approval for a residential land development in Victoria.

Call David for any finance need on 0438 586885.

03/08/2023

I love getting feedback like this. Often it takes years of planning to get clients into the position where they can fulfill their dreams.

04/07/2023

BUYING A CAR? We have a number of competitive car lenders available, including green car loans with extra discounts for EV's and plug in hybrids.

Call David on 0438 586885 or send a message.

07/06/2023

PAYING UP TO 3% TOO MUCH?

It's scary to think that plenty of borrowers are paying the standard variable rate with their Lender when it's now well above 8% with many of them.

These lenders rely on the huge profit margins from those who don't question their offer so that they can in turn offer highly discounted rates to new borrowers.

In the example below, this Bank is offering 5.59% to new borrowers (and that's without me even haggling for a better rate) whilst those loyal to them could be paying up to 2.99% more.

Now is NOT the time to be loyal to your Lender as most are showing no loyalty to you.

Send me a message if you'd like to discuss your options.

18/10/2022

FAVOURITE LENDERS??? When meeting a client for the first time, I'm often asked if I just use the same few lenders for all my clients.

When it comes to Mortgage Broking, it's not my job to have a few favourites. It's actually my job to recommend the lender that is most suited to your particular goals and circumstances.

I always put my clients needs first and I'm proud to say that for my last 25 loans settled, I have used 18 different lenders.

Some lenders are certainly much easier to deal with than others but I wouldn't be doing my job if I just took the path that was easiest for me - it's all about your needs.

If you want unbiased service, send me a message or call on 0438 586885.

17/08/2022

Did you know that if you’re a single parent with a dependant, you might qualify a home loan with just a 2% deposit and no lenders mortgage insurance (LMI).

It’s part of the Federal Government’s Family Home Guarantee Scheme and spots are limited so let David know if you want to check your eligibility.

03/05/2022

WOULD A RATE CUT BE BETTER?

While the RBA rate increase of 0.25% was not unexpected, this increase and future increases will hurt the pockets of hundreds of thousands of mortgage holders.

What if you could get a rate cut instead? Far too many Australians are paying above 3% while there are lenders available who are offering variable rates substantially lower than this.

Check what you're paying and if you'd prefer to pay less, please call David on 0438 586885 to see if there is a better deal for you.

03/02/2022

We love getting feedback like this. It's been a pleasure to help Shanelle and Baden fulfill their dream.

25/11/2021

APPROVED!!!! One thing I'll never tire of is the phone call to a first home buyer to let them know their finance is approved as I'm always greeted by excitement and joy at the other end. It's very satisfying to help someone get their first major financial start in life.

In this case, I helped a single mother take advantage of the Federal Governments' Family Home Guarantee scheme which helped my client to achieve a lower interest rate and no Lenders Mortgage Insurance to pay.

05/11/2021

FIXED RATE ALERT:

A number of clients we've spoken to over the past year were comfortable with variable rate loans and suggested they'd look at fixed rates later on. We've seen a number of lenders increase fixed rates this week with increases of up to 0.62% but there are still lenders offering fixed rates below 2%.

Please call 0438 586885 or message me if you'd like to review your options.