Moss Advance - Finance Brokers

27/11/2024

Did you know we can assist you with your insurances through Bizcover such as:

Professional Indemnity (PI) insurance

* is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Public Liability

* covers legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.

Business Insurance

* a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). You can add other optional forms of cover to suit the specific needs of your business.

Tax Audit Insurance

* If your accounts are audited by the Australian Tax Office, you may need to hire external accountants to assist in the process. Tax Audit Insurance covers a business for specified costs in responding to an official tax audit, including accountants’.

Cyber Insurance:

* helps to protect you from claims and supports your profitability in the event of a cyber breach or attack.

Management Liability:

* protects directors and officers and the insured company itself from the many exposures relating to the management of a company. Owners and those responsible for the management of a company have specific responsibilities which can result in personal liability for alleged or actual wrongdoing.

Personal Accident and Illness:

* provides a weekly income benefit following an accidental injury or illness once signed off from work by a medical practitioner for a set amount of time.

For a quote on your insurances for your business (new or existing) click on the link below 👇

https://insure.bizcover.com.au/OccupationSelection?utm_source=MOSSFS&utm_medium=Form&utm_campaign=MOSSFS

For any further information feel free to DM us!

08/12/2023

Many small businesses are right in the thick of their busiest time of the year. Meanwhile some are probably only getting by on fumes after this crazy year!

Here's why many of them are seeking funds right now:

✔️Staff - to cover the festive rush period
✔️Stock - to keep up with seasonal demand hike
✔️Inventory - as many suppliers shut down over January
✔️Cash flow - backup for a potentially subdued post-rush period

For all your enquiries contact Michael from the Moss Advance team on 0432 688 476 ~ [email protected].

04/12/2023

07/03/2023

Here we go again…the 10th consecutive rate rise 🤑

Experts predict there could be only one more rate rise before the RBA pauses, with rate cuts forecast as early as November.

22/11/2022

Need funds for an opportunity???

Can you believe it’s nearly the end of 2022? Across Australia, small businesses are excited about what the future holds, in fact research shows that 85% of business owners anticipate growth over the next 12 months despite current economic landscape.

Whether it’s investing in new equipment, purchasing stock, running a marketing campaign, paying suppliers on time, or just supporting cash flow fluctuations, we can help you arrange a business loan to help your business move forward.

EOY OFFER: No repayments for the first 8 weeks

Apply for a small business loan today and you could have the funds up front to put your plans in place. Plus, approved loans come with no repayments for the first 8 weeks to give you plenty of time to focus on action.

* Apply with minimum 6 months of trading

* Borrow up to $500K

* Flexible repayment options

* Funding possible in 24 hours

* Early pay back options available to save on interest

If approved, this handy initial 8 week no repayment offer will extend your loan term and interest will accrue from the settlement date to the end of the term. But get in quick, the offer ends on 31 December 2022.

If you're interested in this offer (or know a small business owner who might be), contact Moss Advance today on 0432 688 476 ~ [email protected].

04/10/2022

Homeowners will be slugged with hundreds of dollars extra in mortgage repayments after the Reserve Bank of Australia announced it will push through another interest rate rise. Details: https://newscomau.org/OctoberRatesDecision

20/06/2022

Ready to upgrade your gear and take your business to the next level? Our affiliate company Moss Advance Pty Ltd can help! Let our team of financial experts find the best deal for you!

03/05/2022

Is this the start of many rate rises???

At its meeting today, the Board decided to increase the cash rate target by 25 basis points to 35 basis points.

08/03/2022

Wondering whether you should fix your home loan rate??
To find out more information contact us on 0432 688 476 ~ [email protected] to discuss your situation.
https://www.realestate.com.au/news/interest-rates-to-rise-three-times-by-xmas-big-four-bank

One of Australia’s biggest banks expects interest rates to rise three times in quick succession taking the cash rate to pre-pandemic levels by Christmas, with more RBA rises to follow.

02/03/2022

HOW To decide which funding option
is right for your business 🧐

If you're a small business looking for funds to grow or support working capital, there are a number of options available. And while getting the money you need could be your #1 objective, there are differences you should be aware of so you can make the right choice for your business.

ARTICLE: Business loan vs line of credit

This article explores two common forms of business funding - a line of credit and a business loan. You can learn how they work and what each is useful for before you make a decision.

https://www.tradeloan.com.au/Blog/Article/?partnerId=81173162&articleId=business-loan-versus-line-of-credit&utm_source=dlp&utm_medium=email&utm_campaign=au+business+tips&utm_content=SBL+LoC

Did you know we offer funding options to $500K including both a business loan and a line of credit. Application is quick and easy, and funding is possible in just 24 hours.

If you wish to proceed, a dedicated loan consultant will guide you through the simple application by clicking on the link below:

https://www.tradeloan.com.au/?partnerId=81173162&utm_source=dlp&utm_medium=email&utm_campaign=au+business+tips&utm_content=SBL+LoC

Flexible funding options available - Talk to us next time your business needs funds.

A business line of credit and a business loan have some important differences that small business owners should be aware of.

08/12/2021

Supporting small businesses through the EOY periods

Whether ramping up for the season or preparing for a bit of down time, the end of year can be a particularly tricky time for small business owners. And this year may be even trickier, with the added complexity of fluctuating COVID restrictions.

So if you are a business owner that needs a funding boost (or you know someone else who is) here’s how we are supporting eligible Aussie small businesses to help them breeze through end of year.

Loans now available to $500K and Line of Credit to $150K

In a nutshell:

☄️NEW: Maximum loan amount now $500K
☄️Minimal documentation (under $250K)
☄️Pre-approval without credit check (over $250K)
☄️Terms to 36 months (over $250K)
☄️Hassle-free application process with funding possible in 24 hours

OFFER: No repayments for the first 8 weeks*

Our business loans come with a limited time offer: No repayments for the first 8 weeks on approved business loans settled by 31 Dec 2021. (Interest accrues from settlement date to end of the term). T&Cs apply*

APPLY NOW 👉
https://www.tradeloan.com.au/?partnerId=81173162&utm_source=dlp&utm_medium=email&utm_campaign=au+eoy+2021&utm_content=customer+offer

Let us help you get the funds you need to keep your business moving through the end of year period.

Need funds for an opportunity or to support cash flow? Enjoy fast, easy application on a Small Business Loan or a Line of Credit, with funding possible in 24 hours.

13/10/2021

Worth a read 🧐

From securing a lower interest rate, to freeing up equity, find out the range of benefits you could reap from refinancing your home loan.