Spin Finance Brokers

Spin Finance Brokers MORTGAGE BROKING SPECALISTS. We get the BEST Finance Solution for You! Home Loans - Asset Loans - SMSF - First Home Buyers.

⏳ Waiting for the perfect time to buy property?The challenge is that "perfect conditions" rarely exist.There will always...
13/06/2026

⏳ Waiting for the perfect time to buy property?

The challenge is that "perfect conditions" rarely exist.

There will always be headlines predicting a market crash, interest rates that feel too high, or uncertainty about what's around the corner.

Meanwhile, wealth is often built by those who take calculated action when the opportunity is right for them.

The most successful property investors don't try to time the market perfectly — they focus on time in the market.

If you've been sitting on the sidelines waiting for everything to align, it might be time to ask whether the market is holding you back... or whether fear is.

📞 0420 744 887

Let's discuss your options and create a strategy that suits your goals.

☕🏡 When was the last time you reviewed your home loan?Many Australians stay with the same lender for years without reali...
10/06/2026

☕🏡 When was the last time you reviewed your home loan?

Many Australians stay with the same lender for years without realising they may be paying a higher interest rate than necessary.

The good news? A mortgage review costs you nothing and could potentially save you thousands over the life of your loan.

✅ Check if your current rate is still competitive
✅ Review your loan features and structure
✅ Explore refinancing opportunities
✅ Ensure your loan still aligns with your goals

If it's been more than 12 months since your last review, it might be time for a quick chat.

📞 0420 744 887

🏡✨ Another happy first home buyer success story! ✨🏡Buying your first home can feel overwhelming, but it doesn't have to ...
07/06/2026

🏡✨ Another happy first home buyer success story! ✨🏡

Buying your first home can feel overwhelming, but it doesn't have to be. At Spin Finance Brokers, we're here to guide you every step of the way—from understanding your borrowing power to collecting the keys to your new home.

A huge thank you to Mike and Rachel for trusting us with their home ownership journey. Helping families achieve their property goals is exactly why we do what we do. 💙

Thinking about buying your first home? Let's chat and explore your options.

📞 0420 744 887

💰 EOFY Is Almost HereAs the end of the financial year approaches, many Australians are reviewing their finances, but whe...
04/06/2026

💰 EOFY Is Almost Here

As the end of the financial year approaches, many Australians are reviewing their finances, but when was the last time you reviewed your home loan?

Over the past 12 months, interest rates, property values and your personal financial goals may have changed. A loan that suited your needs a year ago may no longer be the most competitive option available.

An EOFY home loan review can help identify opportunities to reduce repayments, access equity, consolidate debt or potentially save money over the life of your loan.

Just like a financial health check, it's worth making sure your mortgage is still working as hard as you are.

If you'd like to review your current loan and explore your options, we're here to help.

📞 Contact Spin Finance Brokers today for a complimentary home loan review.

One of the most powerful ways to build wealth through property?Using the equity you already have 👇As your property incre...
27/05/2026

One of the most powerful ways to build wealth through property?

Using the equity you already have 👇

As your property increases in value, you build equity -
and that equity can be used to invest further… without selling your home.

Here’s how it works (in simple terms):

If your property is worth more today than when you bought it,
you may be able to access a portion of that value (usually up to 80% LVR) to use as a deposit on another property.

No need to save a full deposit again.
No need to sell.

But here’s where most people get it wrong 👇

❌ They don’t know how much equity they actually have
❌ They structure it incorrectly
❌ They choose the wrong lender
❌ They don’t plan for cash flow

Done properly, equity can help you grow a property portfolio over time.

Done wrong… it can put pressure on your finances.

That’s why strategy matters.

If you’re curious about what your position looks like -
we can run the numbers and map out your options.

📩 DM us or call 0420 744 887

Big changes are being discussed following the latest Federal Budget announcements - particularly around negative gearing...
23/05/2026

Big changes are being discussed following the latest Federal Budget announcements - particularly around negative gearing, Capital Gains Tax (CGT), and the future of property investing in Australia.

If you currently own an investment property, or you’re planning to build your portfolio in the future, now is the time to stay informed and review your finance strategy.

While many of the proposed reforms are still yet to be legislated, market uncertainty can create both challenges and opportunities for investors. Understanding your borrowing capacity, equity position, loan structure and long-term goals has never been more important.

Whether you’re looking to refinance, purchase your next investment property, or simply want to understand how these potential changes may impact you - we’re here to help guide you through it.

📞 Let’s chat about your finance goals and future investment plans.

Getting a home loan declined is more common than you think…And often, it comes down to simple mistakes that could have b...
23/05/2026

Getting a home loan declined is more common than you think…
And often, it comes down to simple mistakes that could have been avoided.

Here are 5 we see all the time 👇

1️⃣ Applying with the wrong lender
Not all lenders assess applications the same - this is a big one.

2️⃣ Too much existing debt
Credit cards, personal loans, Afterpay… they all reduce your borrowing power.

3️⃣ Changing jobs mid-application
Even if it’s a better role, this can raise red flags with lenders.

4️⃣ Poor account conduct
Missed payments, overdrafts, or gambling transactions can impact your approval.

5️⃣ Not structuring the application correctly
This is where experience matters - small details can make a big difference.

Here’s the truth 👇
Most declines aren’t because you “can’t” get a loan…
They’re because the application wasn’t set up properly.

That’s where we come in.

We position your application the right way - with the right lender - from the start.

If you’re thinking about applying, or have been declined before,
let’s have a chat before you try again.

📩 DM us or call 0420 744 887

Wondering why your borrowing power dropped recently?You’re not alone - and no, it’s not just you.Here are a few key reas...
20/05/2026

Wondering why your borrowing power dropped recently?

You’re not alone - and no, it’s not just you.

Here are a few key reasons 👇

📉 Interest rates have increased
Banks now assess your loan at a higher “buffer rate”, which reduces how much you can borrow.

💸 Living expenses matter more than ever
Lenders are taking a closer look at your actual spending - not just estimates.

💳 Existing debts
Credit cards, personal loans, Afterpay… they all impact your borrowing capacity (even if you’re not using them).

📊 Policy changes
Lenders are constantly adjusting how they assess risk - which can affect your outcome.

But here’s the good news 👇

There are ways to improve your position.

✔ Reduce unused credit limits
✔ Clean up short-term debts
✔ Structure your application correctly
✔ Choose the right lender (this is a big one)

Most people only check one bank…
We compare multiple options to find the best outcome for your situation.

If you’re unsure where you stand -
we can run the numbers and give you clarity.

📩 DM us or call 0420 744 887

Can you really buy a home with just a 5% deposit?Short answer… yes ✅But there’s a bit more to it 👇With government scheme...
17/05/2026

Can you really buy a home with just a 5% deposit?

Short answer… yes ✅

But there’s a bit more to it 👇

With government schemes like the First Home Guarantee, eligible buyers can purchase with as little as 5% deposit without paying LMI (which can save you thousands).

Sounds great, right?

Here’s what you need to know:
✔ There are income and property price caps
✔ Limited spots available each year
✔ Not every lender participates
✔ Your borrowing capacity still matters

And if you don’t qualify for the scheme -
there are still options to buy with a low deposit (just structured differently).

The biggest mistake we see?
People assume they’re not eligible… and never even check.

If you’re thinking about buying but feel like you don’t have enough saved -
it’s worth having the conversation. You might be closer than you think.

📩 DM us or call 0420 744 887

Thinking about refinancing? Here are 3 signs it might be time 👇1️⃣ Your rate hasn’t changed (but the market has)If you h...
12/05/2026

Thinking about refinancing? Here are 3 signs it might be time 👇

1️⃣ Your rate hasn’t changed (but the market has)
If you haven’t reviewed your loan in the last 12–24 months, chances are you’re paying more than you need to.

2️⃣ Your fixed rate is ending
This is one of the biggest opportunities to reassess your loan - don’t just roll onto a higher variable rate without checking your options.

3️⃣ Your situation has changed
Higher income, less debt, increased property value… all of these can improve your position and open up better loan options.

Here’s the reality 👇
Lenders don’t reward loyalty - they reward new business.

That’s why reviewing your loan regularly can save you thousands over time.

If you’re not sure where you stand, we can run a quick review and show you your options - no pressure, just clarity.

📩 DM us or call 0420 744 887

Address

Gold Coast, QLD
4227

Telephone

+61420744887

Website

Alerts

Be the first to know and let us send you an email when Spin Finance Brokers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Spin Finance Brokers:

Shortcuts

Share

Category